Crop-loss band · Oklahoma
Stephens County, Oklahoma — crop-loss band
- 0.91Low end of the filed band
- 1.31Middle of the filed band
- 1.93High end of the filed band
- 2017Worst year filed (2.06)
- 10Years filed
Every year the Risk Management Agency has filed for Stephens County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.91 at the low end to 1.93 at the high end, with 1.31 in the middle. The worst year filed is 2017, at 2.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $377,677 | $689,449 | $1,848,461 | 135 | 135 | 1.83 |
| 2016 | $312,431 | $388,138 | $1,295,970 | 159 | 159 | 1.24 |
| 2017 | $102,775 | $212,084 | $447,564 | 51 | 51 | 2.06 |
| 2018 | $107,906 | $148,685 | $553,512 | 53 | 53 | 1.38 |
| 2019 | $136,897 | $162,612 | $592,839 | 71 | 71 | 1.19 |
| 2020 | $133,587 | $122,180 | $512,135 | 52 | 52 | 0.91 |
| 2021 | $108,409 | $172,082 | $525,307 | 56 | 56 | 1.59 |
| 2022 | $103,877 | $136,511 | $543,634 | 53 | 53 | 1.31 |
| 2023 | $128,721 | $122,395 | $589,786 | 43 | 43 | 0.95 |
| 2024 | $88,371 | $170,790 | $400,124 | 30 | 30 | 1.93 |
Commodities insured in Stephens County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.61Low end of the filed band
- 1.07Middle of the filed band
- 1.71High end of the filed band
- 2024Worst year filed (2.71)
- 10Years filed
- $811,511Premium filed
- $1,018,275Indemnity paid
- $4,072,553Liability insured
- 78,514Quantity planted
- 0Quantity lost
- 514Policies
- 514Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- ARPI/SCO/STAX Crops Only $1,018,275 indemnity · 10 years
Wheat 9 years filed
- 0.70Low end of the filed band
- 2.01Middle of the filed band
- 2.84High end of the filed band
- 2021Worst year filed (2.84)
- 9Years filed
- $365,380Premium filed
- $655,102Indemnity paid
- $1,117,310Liability insured
- 11,980Quantity planted
- 12,195Quantity lost
- 103Policies
- 103Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- Excess Moisture/Precipitation/Rain $271,611 indemnity · 3 years
- Hail $225,988 indemnity · 6 years
- Drought $61,755 indemnity · 4 years
- Freeze $41,934 indemnity · 2 years
- Flood $24,304 indemnity · 1 years
- XX $16,012 indemnity · 2 years
Annual Forage 8 years filed
- 0.41Low end of the filed band
- 0.78Middle of the filed band
- 2.19High end of the filed band
- 2022Worst year filed (2.19)
- 8Years filed
- $423,760Premium filed
- $651,549Indemnity paid
- $2,119,469Liability insured
- 14,207Quantity planted
- 0Quantity lost
- 86Policies
- 86Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- ARPI/SCO/STAX Crops Only $651,549 indemnity · 8 years
Every county-crop the agency files in Oklahoma → Buy the Stephens County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.