Crop-loss band · Oklahoma
Texas County, Oklahoma — crop-loss band
- 1.44Low end of the filed band
- 1.96Middle of the filed band
- 2.72High end of the filed band
- 2017Worst year filed (3.30)
- 10Years filed
Every year the Risk Management Agency has filed for Texas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.44 at the low end to 2.72 at the high end, with 1.96 in the middle. The worst year filed is 2017, at 3.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $7,220,804 | $10,945,377 | $20,542,157 | 1,596 | 1,593 | 1.52 |
| 2016 | $2,234,438 | $3,209,552 | $10,168,779 | 552 | 551 | 1.44 |
| 2017 | $7,519,831 | $24,784,908 | $61,807,598 | 1,528 | 1,525 | 3.30 |
| 2018 | $5,657,756 | $13,092,925 | $28,300,074 | 1,211 | 1,210 | 2.31 |
| 2019 | $2,847,426 | $6,253,084 | $14,133,767 | 632 | 630 | 2.20 |
| 2020 | $5,214,661 | $10,730,370 | $19,830,841 | 1,086 | 1,082 | 2.06 |
| 2021 | $4,501,754 | $6,655,140 | $14,420,373 | 740 | 736 | 1.48 |
| 2022 | $18,115,857 | $49,210,085 | $71,499,599 | 2,088 | 2,088 | 2.72 |
| 2023 | $21,649,699 | $42,515,705 | $66,998,424 | 1,852 | 1,852 | 1.96 |
| 2024 | $9,106,150 | $13,855,483 | $33,997,956 | 1,030 | 1,030 | 1.52 |
Commodities insured in Texas County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.88Low end of the filed band
- 1.21Middle of the filed band
- 1.97High end of the filed band
- 2022Worst year filed (2.63)
- 10Years filed
- $39,516,207Premium filed
- $66,337,161Indemnity paid
- $95,888,064Liability insured
- 841,239Quantity planted
- 842,332Quantity lost
- 6,486Policies
- 6,478Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Texas County
- Drought $37,280,107 indemnity · 10 years
- Wind/Excess Wind $12,495,256 indemnity · 10 years
- Hail $7,768,395 indemnity · 10 years
- Decline in Price $2,334,125 indemnity · 10 years
- Freeze $1,274,411 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,242,948 indemnity · 8 years
Corn 10 years filed
- 2.02Low end of the filed band
- 3.35Middle of the filed band
- 5.27High end of the filed band
- 2017Worst year filed (5.61)
- 10Years filed
- $9,394,344Premium filed
- $39,594,499Indemnity paid
- $124,722,529Liability insured
- 185,382Quantity planted
- 186,633Quantity lost
- 908Policies
- 904Policies with a loss
- 4.21Loss ratio, whole span
Causes that carried the indemnity in Texas County
- Mycotoxin $14,422,339 indemnity · 6 years
- Hail $8,364,254 indemnity · 10 years
- Heat $5,042,376 indemnity · 9 years
- Plant Disease $4,034,677 indemnity · 4 years
- Hot Wind $2,780,768 indemnity · 9 years
- Decline in Price $1,496,677 indemnity · 9 years
Cotton 9 years filed
- 0.16Low end of the filed band
- 3.03Middle of the filed band
- 4.37High end of the filed band
- 2019Worst year filed (4.37)
- 9Years filed
- $9,013,101Premium filed
- $26,382,082Indemnity paid
- $33,148,781Liability insured
- 85,385Quantity planted
- 112,103Quantity lost
- 389Policies
- 387Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Texas County
- Drought $7,341,416 indemnity · 6 years
- Hail $5,610,234 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,582,397 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,212,318 indemnity · 4 years
- Wind/Excess Wind $2,231,178 indemnity · 3 years
- Hot Wind $734,146 indemnity · 6 years
Grain Sorghum 10 years filed
- 1.24Low end of the filed band
- 1.47Middle of the filed band
- 1.90High end of the filed band
- 2022Worst year filed (2.26)
- 10Years filed
- $15,189,680Premium filed
- $26,017,863Indemnity paid
- $45,445,112Liability insured
- 323,635Quantity planted
- 326,929Quantity lost
- 2,750Policies
- 2,746Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Texas County
- Drought $14,944,105 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,984,215 indemnity · 10 years
- Heat $2,866,073 indemnity · 10 years
- Hot Wind $2,279,045 indemnity · 10 years
- Hail $1,093,520 indemnity · 10 years
- Freeze $545,252 indemnity · 6 years
Annual Forage 10 years filed
- 0.24Low end of the filed band
- 1.36Middle of the filed band
- 2.54High end of the filed band
- 2018Worst year filed (3.16)
- 10Years filed
- $6,412,719Premium filed
- $14,406,041Indemnity paid
- $23,384,972Liability insured
- 93,781Quantity planted
- 0Quantity lost
- 335Policies
- 335Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Texas County
- ARPI/SCO/STAX Crops Only $14,406,041 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.34Low end of the filed band
- 1.59Middle of the filed band
- 2.17High end of the filed band
- 2018Worst year filed (2.56)
- 10Years filed
- $4,164,427Premium filed
- $7,316,726Indemnity paid
- $16,535,119Liability insured
- 512,750Quantity planted
- 0Quantity lost
- 1,358Policies
- 1,358Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Texas County
- ARPI/SCO/STAX Crops Only $7,316,726 indemnity · 10 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 2.30Middle of the filed band
- 5.84High end of the filed band
- 2020Worst year filed (6.00)
- 10Years filed
- $377,897Premium filed
- $1,198,257Indemnity paid
- $2,574,991Liability insured
- 7,461Quantity planted
- 7,529Quantity lost
- 89Policies
- 89Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Texas County
- Hot Wind $513,102 indemnity · 5 years
- Hail $315,379 indemnity · 7 years
- Freeze $151,840 indemnity · 2 years
- Heat $142,473 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $34,815 indemnity · 3 years
- Cold Wet Weather $17,918 indemnity · 1 years
Every county-crop the agency files in Oklahoma → Buy the Texas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.