Crop-loss band · Oklahoma
Wagoner County, Oklahoma — crop-loss band
- 1.02Low end of the filed band
- 1.97Middle of the filed band
- 2.79High end of the filed band
- 2022Worst year filed (3.63)
- 10Years filed
Every year the Risk Management Agency has filed for Wagoner County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.02 at the low end to 2.79 at the high end, with 1.97 in the middle. The worst year filed is 2022, at 3.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $551,700 | $787,044 | $2,615,537 | 188 | 182 | 1.43 |
| 2016 | $268,636 | $375,604 | $1,329,352 | 105 | 103 | 1.40 |
| 2017 | $122,883 | $199,598 | $726,902 | 33 | 33 | 1.62 |
| 2018 | $285,841 | $736,206 | $3,162,188 | 30 | 30 | 2.58 |
| 2019 | $432,799 | $1,208,221 | $2,593,237 | 146 | 146 | 2.79 |
| 2020 | $387,152 | $760,767 | $1,966,652 | 103 | 103 | 1.97 |
| 2021 | $575,566 | $1,453,320 | $3,502,137 | 122 | 122 | 2.53 |
| 2022 | $1,144,836 | $4,157,660 | $7,127,439 | 233 | 233 | 3.63 |
| 2023 | $196,933 | $200,948 | $1,312,027 | 42 | 42 | 1.02 |
| 2024 | $547,911 | $1,127,116 | $3,665,464 | 76 | 76 | 2.06 |
Commodities insured in Wagoner County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.73Low end of the filed band
- 1.20Middle of the filed band
- 2.10High end of the filed band
- 2022Worst year filed (3.70)
- 10Years filed
- $2,334,329Premium filed
- $4,963,064Indemnity paid
- $15,194,040Liability insured
- 66,902Quantity planted
- 60,553Quantity lost
- 644Policies
- 636Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Wagoner County
- Drought $2,345,376 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,328,204 indemnity · 10 years
- Heat $1,050,469 indemnity · 6 years
- Flood $114,169 indemnity · 3 years
- Cold Wet Weather $49,034 indemnity · 2 years
- Wildlife $21,772 indemnity · 2 years
Wheat 10 years filed
- 1.11Low end of the filed band
- 2.02Middle of the filed band
- 3.48High end of the filed band
- 2017Worst year filed (3.58)
- 10Years filed
- $1,116,198Premium filed
- $2,588,219Indemnity paid
- $4,952,330Liability insured
- 35,697Quantity planted
- 35,698Quantity lost
- 306Policies
- 306Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Wagoner County
- Excess Moisture/Precipitation/Rain $1,976,958 indemnity · 9 years
- Flood $197,251 indemnity · 1 years
- Drought $115,313 indemnity · 6 years
- Freeze $106,121 indemnity · 3 years
- Cold Wet Weather $84,803 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $53,808 indemnity · 1 years
All Other Crops 7 years filed
- 1.28Low end of the filed band
- 3.44Middle of the filed band
- 5.32High end of the filed band
- 2021Worst year filed (5.32)
- 7Years filed
- $558,573Premium filed
- $2,265,725Indemnity paid
- $4,958,735Liability insured
- 3,979Quantity planted
- 3,637Quantity lost
- 28Policies
- 28Policies with a loss
- 4.06Loss ratio, whole span
Causes that carried the indemnity in Wagoner County
- Freeze $1,360,398 indemnity · 3 years
- Hail $537,539 indemnity · 2 years
- Drought $289,539 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $50,686 indemnity · 1 years
- Heat $17,501 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $7,811 indemnity · 5 years
Corn 10 years filed
- 0.49Low end of the filed band
- 2.05Middle of the filed band
- 3.61High end of the filed band
- 2017Worst year filed (3.64)
- 10Years filed
- $505,156Premium filed
- $1,189,476Indemnity paid
- $2,895,830Liability insured
- 9,334Quantity planted
- 9,337Quantity lost
- 100Policies
- 100Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Wagoner County
- Excess Moisture/Precipitation/Rain $399,146 indemnity · 8 years
- Drought $365,005 indemnity · 4 years
- Flood $289,393 indemnity · 5 years
- Heat $47,764 indemnity · 4 years
- Decline in Price $45,627 indemnity · 5 years
- Mycotoxin $39,752 indemnity · 1 years
Every county-crop the agency files in Oklahoma → Buy the Wagoner County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.