Crop-loss band · Oregon
Baker County, Oregon — crop-loss band
- 1.52Low end of the filed band
- 1.98Middle of the filed band
- 2.56High end of the filed band
- 2015Worst year filed (4.97)
- 10Years filed
Every year the Risk Management Agency has filed for Baker County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 2.56 at the high end, with 1.98 in the middle. The worst year filed is 2015, at 4.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $30,060 | $149,461 | $281,525 | 9 | 9 | 4.97 |
| 2016 | $20,636 | $33,920 | $274,165 | 5 | 5 | 1.64 |
| 2017 | $72,062 | $119,279 | $438,694 | 20 | 20 | 1.66 |
| 2018 | $542,621 | $1,207,299 | $2,478,924 | 53 | 53 | 2.22 |
| 2019 | $966,817 | $2,435,481 | $4,457,234 | 87 | 87 | 2.52 |
| 2020 | $1,712,316 | $3,750,126 | $6,680,724 | 130 | 130 | 2.19 |
| 2021 | $2,681,688 | $6,862,510 | $13,258,424 | 236 | 236 | 2.56 |
| 2022 | $6,325,279 | $12,509,759 | $26,796,775 | 399 | 399 | 1.98 |
| 2023 | $1,830,517 | $3,495,203 | $11,292,148 | 209 | 209 | 1.91 |
| 2024 | $7,250,209 | $10,987,918 | $30,901,985 | 372 | 372 | 1.52 |
Commodities insured in Baker County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.48Low end of the filed band
- 2.03Middle of the filed band
- 2.40High end of the filed band
- 2021Worst year filed (2.40)
- 7Years filed
- $20,129,130Premium filed
- $37,070,908Indemnity paid
- $87,487,487Liability insured
- 2,327,800Quantity planted
- 0Quantity lost
- 1,362Policies
- 1,362Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Baker County
- ARPI/SCO/STAX/MP Crops Only $37,070,908 indemnity · 7 years
Wheat 7 years filed
- 2.59Low end of the filed band
- 3.82Middle of the filed band
- 5.38High end of the filed band
- 2021Worst year filed (5.38)
- 7Years filed
- $943,503Premium filed
- $3,190,676Indemnity paid
- $6,555,977Liability insured
- 9,746Quantity planted
- 9,710Quantity lost
- 73Policies
- 73Policies with a loss
- 3.38Loss ratio, whole span
Causes that carried the indemnity in Baker County
- Freeze $1,585,174 indemnity · 7 years
- Heat $594,744 indemnity · 5 years
- Cold Winter $319,419 indemnity · 2 years
- Decline in Price $209,666 indemnity · 2 years
- Hail $126,292 indemnity · 3 years
- Frost $100,808 indemnity · 1 years
All Other Crops 9 years filed
- 1.64Low end of the filed band
- 3.42Middle of the filed band
- 5.19High end of the filed band
- 2021Worst year filed (5.19)
- 9Years filed
- $359,572Premium filed
- $1,289,372Indemnity paid
- $2,817,134Liability insured
- 10,707Quantity planted
- 2,969Quantity lost
- 85Policies
- 85Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Baker County
- Heat $367,826 indemnity · 5 years
- Failure of Irrigation Supply $335,457 indemnity · 3 years
- Freeze $279,482 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $159,342 indemnity · 5 years
- Hail $75,964 indemnity · 3 years
- Cold Wet Weather $32,169 indemnity · 1 years
Every county-crop the agency files in Oregon → Buy the Baker County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.