Crop-loss band · Oregon
Harney County, Oregon — crop-loss band
- 1.53Low end of the filed band
- 1.92Middle of the filed band
- 2.33High end of the filed band
- 2020Worst year filed (2.33)
- 8Years filed
Every year the Risk Management Agency has filed for Harney County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 2.33 at the high end, with 1.92 in the middle. The worst year filed is 2020, at 2.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2017 | $639,405 | $979,001 | $2,688,656 | 64 | 64 | 1.53 |
| 2018 | $2,581,517 | $5,685,934 | $10,990,015 | 153 | 153 | 2.20 |
| 2019 | $3,536,668 | $6,786,947 | $14,511,158 | 220 | 220 | 1.92 |
| 2020 | $6,527,524 | $15,195,877 | $25,994,487 | 370 | 370 | 2.33 |
| 2021 | $7,689,555 | $15,288,541 | $33,093,596 | 458 | 458 | 1.99 |
| 2022 | $10,970,331 | $23,921,711 | $45,813,957 | 582 | 582 | 2.18 |
| 2023 | $4,739,146 | $7,469,622 | $21,836,853 | 260 | 260 | 1.58 |
| 2024 | $8,695,654 | $13,362,206 | $31,481,045 | 319 | 319 | 1.54 |
Commodities insured in Harney County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.54Low end of the filed band
- 1.93Middle of the filed band
- 2.31High end of the filed band
- 2020Worst year filed (2.31)
- 7Years filed
- $44,344,309Premium filed
- $85,921,988Indemnity paid
- $181,563,405Liability insured
- 11,749,155Quantity planted
- 0Quantity lost
- 2,340Policies
- 2,340Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Harney County
- ARPI/SCO/STAX/MP Crops Only $85,921,988 indemnity · 7 years
All Other Crops 8 years filed
- 1.53Low end of the filed band
- 3.30Middle of the filed band
- 16.55High end of the filed band
- 2023Worst year filed (16.55)
- 8Years filed
- $1,035,491Premium filed
- $2,767,851Indemnity paid
- $4,846,362Liability insured
- 109,554Quantity planted
- 7,907Quantity lost
- 86Policies
- 86Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Harney County
- ARPI/SCO/STAX/MP Crops Only $989,105 indemnity · 4 years
- Drought $565,355 indemnity · 3 years
- Frost $398,551 indemnity · 2 years
- Freeze $303,472 indemnity · 1 years
- Heat $233,827 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $208,989 indemnity · 1 years
Every county-crop the agency files in Oregon → Buy the Harney County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.