Crop-loss band · Oregon
Jackson County, Oregon — crop-loss band
- 1.79Low end of the filed band
- 4.01Middle of the filed band
- 6.00High end of the filed band
- 2021Worst year filed (7.18)
- 10Years filed
Every year the Risk Management Agency has filed for Jackson County is in the series below, from 2019 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.79 at the low end to 6.00 at the high end, with 4.01 in the middle. The worst year filed is 2021, at 7.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $94,411 | $305,579 | $1,621,762 | 11 | 11 | 3.24 |
| 2016 | $112,470 | $325,644 | $1,081,958 | 16 | 16 | 2.90 |
| 2017 | $182,169 | $929,210 | $2,871,762 | 23 | 20 | 5.10 |
| 2018 | $231,849 | $1,343,545 | $2,772,315 | 38 | 38 | 5.79 |
| 2019 | $320,698 | $1,407,733 | $4,231,753 | 30 | 30 | 4.39 |
| 2020 | $814,737 | $2,627,286 | $11,980,182 | 54 | 53 | 3.22 |
| 2021 | $1,212,235 | $8,706,629 | $14,394,596 | 79 | 79 | 7.18 |
| 2022 | $1,659,468 | $9,948,856 | $15,448,232 | 83 | 83 | 6.00 |
| 2023 | $1,098,328 | $1,961,031 | $5,399,294 | 88 | 88 | 1.79 |
| 2024 | $1,692,448 | $6,781,160 | $16,373,324 | 75 | 75 | 4.01 |
Commodities insured in Jackson County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pears 5 years filed
- 3.12Low end of the filed band
- 5.92Middle of the filed band
- 9.52High end of the filed band
- 2021Worst year filed (9.52)
- 5Years filed
- $2,979,660Premium filed
- $21,591,014Indemnity paid
- $39,242,817Liability insured
- 8,707Quantity planted
- 8,707Quantity lost
- 58Policies
- 58Policies with a loss
- 7.25Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Failure of Irrigation Supply $9,999,679 indemnity · 2 years
- Hail $6,510,068 indemnity · 5 years
- Heat $1,752,269 indemnity · 3 years
- Wind/Excess Wind $1,348,865 indemnity · 2 years
- Cold Wet Weather $911,810 indemnity · 1 years
- Frost $557,913 indemnity · 2 years
All Other Crops 10 years filed
- 2.59Low end of the filed band
- 3.73Middle of the filed band
- 6.85High end of the filed band
- 2021Worst year filed (12.81)
- 10Years filed
- $1,253,102Premium filed
- $5,562,738Indemnity paid
- $16,610,418Liability insured
- 44,309Quantity planted
- 3,143Quantity lost
- 112Policies
- 109Policies with a loss
- 4.44Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Hail $1,861,203 indemnity · 5 years
- Fire $1,085,567 indemnity · 1 years
- Drought $561,900 indemnity · 1 years
- Failure of Irrigation Supply $434,259 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $421,619 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $385,067 indemnity · 3 years
Pasture,Rangeland,Forage 6 years filed
- 1.34Low end of the filed band
- 1.65Middle of the filed band
- 2.25High end of the filed band
- 2019Worst year filed (2.25)
- 6Years filed
- $2,823,160Premium filed
- $4,508,202Indemnity paid
- $12,119,884Liability insured
- 258,112Quantity planted
- 0Quantity lost
- 229Policies
- 229Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- ARPI/SCO/STAX/MP Crops Only $4,508,202 indemnity · 6 years
Grapes 6 years filed
- 6.03Low end of the filed band
- 6.71Middle of the filed band
- 9.01High end of the filed band
- 2023Worst year filed (9.01)
- 6Years filed
- $362,891Premium filed
- $2,674,719Indemnity paid
- $8,202,059Liability insured
- 1,358Quantity planted
- 1,367Quantity lost
- 98Policies
- 97Policies with a loss
- 7.37Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Fire $441,746 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $430,939 indemnity · 4 years
- Heat $387,051 indemnity · 5 years
- Freeze $383,795 indemnity · 5 years
- Insects $219,324 indemnity · 1 years
- Frost $190,695 indemnity · 3 years
Every county-crop the agency files in Oregon → Buy the Jackson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.