Crop-loss band · Oregon
Klamath County, Oregon — crop-loss band
- 2.70Low end of the filed band
- 3.59Middle of the filed band
- 4.49High end of the filed band
- 2024Worst year filed (4.75)
- 10Years filed
Every year the Risk Management Agency has filed for Klamath County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.70 at the low end to 4.49 at the high end, with 3.59 in the middle. The worst year filed is 2024, at 4.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,218,751 | $5,470,989 | $9,534,605 | 104 | 103 | 4.49 |
| 2016 | $1,088,675 | $2,938,788 | $8,532,030 | 81 | 80 | 2.70 |
| 2017 | $1,269,112 | $3,943,141 | $9,527,427 | 153 | 152 | 3.11 |
| 2018 | $1,581,224 | $5,553,960 | $7,767,814 | 240 | 240 | 3.51 |
| 2019 | $1,303,202 | $4,683,799 | $10,872,102 | 165 | 163 | 3.59 |
| 2020 | $3,899,910 | $13,836,519 | $24,015,907 | 461 | 459 | 3.55 |
| 2021 | $4,454,342 | $17,902,116 | $25,499,898 | 424 | 424 | 4.02 |
| 2022 | $5,394,602 | $22,034,409 | $32,965,231 | 460 | 460 | 4.08 |
| 2023 | $6,779,086 | $29,991,328 | $40,895,201 | 580 | 580 | 4.42 |
| 2024 | $6,287,343 | $29,888,844 | $39,522,539 | 469 | 469 | 4.75 |
Commodities insured in Klamath County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 3.26Low end of the filed band
- 4.86Middle of the filed band
- 12.35High end of the filed band
- 2024Worst year filed (12.59)
- 10Years filed
- $9,665,187Premium filed
- $69,693,559Indemnity paid
- $89,999,568Liability insured
- 42,076Quantity planted
- 42,138Quantity lost
- 379Policies
- 379Policies with a loss
- 7.21Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- Failure of Irrigation Supply $53,592,802 indemnity · 7 years
- Heat $8,230,495 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,078,140 indemnity · 7 years
- Plant Disease $1,697,320 indemnity · 6 years
- Freeze $1,158,431 indemnity · 4 years
- Hail $543,445 indemnity · 4 years
Wheat 10 years filed
- 2.44Low end of the filed band
- 3.27Middle of the filed band
- 3.75High end of the filed band
- 2018Worst year filed (4.54)
- 10Years filed
- $13,844,290Premium filed
- $43,303,402Indemnity paid
- $68,346,047Liability insured
- 102,754Quantity planted
- 103,943Quantity lost
- 791Policies
- 786Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- Freeze $15,659,389 indemnity · 8 years
- Failure of Irrigation Supply $5,895,957 indemnity · 7 years
- Heat $5,518,823 indemnity · 9 years
- Frost $4,145,276 indemnity · 8 years
- Wind/Excess Wind $2,699,321 indemnity · 2 years
- Cold Wet Weather $2,604,516 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.97Low end of the filed band
- 1.86Middle of the filed band
- 2.11High end of the filed band
- 2015Worst year filed (6.19)
- 10Years filed
- $7,095,645Premium filed
- $13,218,571Indemnity paid
- $29,075,377Liability insured
- 1,603,265Quantity planted
- 0Quantity lost
- 1,743Policies
- 1,743Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- ARPI/SCO/STAX Crops Only $13,218,571 indemnity · 10 years
Barley 10 years filed
- 2.00Low end of the filed band
- 3.45Middle of the filed band
- 4.97High end of the filed band
- 2018Worst year filed (6.99)
- 10Years filed
- $1,506,387Premium filed
- $5,380,948Indemnity paid
- $11,062,835Liability insured
- 27,865Quantity planted
- 27,871Quantity lost
- 176Policies
- 174Policies with a loss
- 3.57Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- Heat $1,044,505 indemnity · 9 years
- Freeze $1,005,800 indemnity · 6 years
- Failure of Irrigation Supply $955,453 indemnity · 7 years
- Frost $769,230 indemnity · 5 years
- Insects $691,331 indemnity · 2 years
- Cold Winter $216,730 indemnity · 1 years
Onions 10 years filed
- 1.10Low end of the filed band
- 4.75Middle of the filed band
- 8.67High end of the filed band
- 2017Worst year filed (12.91)
- 10Years filed
- $815,304Premium filed
- $3,907,383Indemnity paid
- $5,936,533Liability insured
- 3,331Quantity planted
- 3,365Quantity lost
- 43Policies
- 43Policies with a loss
- 4.79Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- Failure of Irrigation Supply $2,058,299 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,001,160 indemnity · 5 years
- Heat $570,142 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $254,693 indemnity · 4 years
- Hot Wind $17,875 indemnity · 1 years
- Frost $5,214 indemnity · 1 years
Whole Farm Revenue Protection 5 years filed
- 0.56Low end of the filed band
- 1.98Middle of the filed band
- 14.98High end of the filed band
- 2024Worst year filed (14.98)
- 5Years filed
- $349,434Premium filed
- $740,030Indemnity paid
- $4,712,393Liability insured
- 0Quantity planted
- 0Quantity lost
- 5Policies
- 5Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Klamath County
- Failure of Irrigation Supply $554,478 indemnity · 3 years
- Heat $185,552 indemnity · 2 years
Every county-crop the agency files in Oregon → Buy the Klamath County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.