Crop-loss band · Oregon
Lake County, Oregon — crop-loss band
- 0.76Low end of the filed band
- 2.00Middle of the filed band
- 2.26High end of the filed band
- 2021Worst year filed (2.26)
- 9Years filed
Every year the Risk Management Agency has filed for Lake County is in the series below, from 2019 to 2021. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.76 at the low end to 2.26 at the high end, with 2.00 in the middle. The worst year filed is 2021, at 2.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2016 | $216,384 | $435,976 | $816,871 | 31 | 31 | 2.01 |
| 2017 | $235,170 | $179,496 | $967,849 | 52 | 52 | 0.76 |
| 2018 | $307,352 | $605,256 | $1,243,163 | 74 | 74 | 1.97 |
| 2019 | $587,160 | $1,291,725 | $2,291,875 | 100 | 100 | 2.20 |
| 2020 | $1,495,395 | $3,083,957 | $6,142,287 | 236 | 236 | 2.06 |
| 2021 | $1,816,312 | $4,111,587 | $7,877,884 | 236 | 236 | 2.26 |
| 2022 | $2,604,168 | $5,208,836 | $11,768,593 | 293 | 293 | 2.00 |
| 2023 | $1,081,320 | $1,611,013 | $5,555,769 | 192 | 192 | 1.49 |
| 2024 | $3,004,827 | $5,391,349 | $11,304,288 | 186 | 186 | 1.79 |
Commodities insured in Lake County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 6 years filed
- 1.49Low end of the filed band
- 2.00Middle of the filed band
- 2.27High end of the filed band
- 2021Worst year filed (2.27)
- 6Years filed
- $10,486,546Premium filed
- $20,536,375Indemnity paid
- $44,526,266Liability insured
- 2,947,114Quantity planted
- 0Quantity lost
- 1,219Policies
- 1,219Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Lake County
- ARPI/SCO/STAX/MP Crops Only $20,536,375 indemnity · 6 years
All Other Crops 6 years filed
- 0.76Low end of the filed band
- 1.61Middle of the filed band
- 2.01High end of the filed band
- 2016Worst year filed (2.01)
- 6Years filed
- $861,542Premium filed
- $1,382,820Indemnity paid
- $3,442,313Liability insured
- 147,236Quantity planted
- 0Quantity lost
- 181Policies
- 181Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Lake County
- ARPI/SCO/STAX/MP Crops Only $1,382,820 indemnity · 6 years
Every county-crop the agency files in Oregon → Buy the Lake County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.