Crop-loss band · Oregon
Malheur County, Oregon — crop-loss band
- 1.70Low end of the filed band
- 1.99Middle of the filed band
- 3.54High end of the filed band
- 2015Worst year filed (5.10)
- 10Years filed
Every year the Risk Management Agency has filed for Malheur County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 3.54 at the high end, with 1.99 in the middle. The worst year filed is 2015, at 5.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,355,682 | $6,920,188 | $14,465,859 | 113 | 113 | 5.10 |
| 2016 | $1,873,170 | $6,640,127 | $31,148,645 | 55 | 55 | 3.54 |
| 2017 | $1,732,225 | $5,791,265 | $20,107,232 | 73 | 73 | 3.34 |
| 2018 | $1,910,344 | $3,807,406 | $11,686,236 | 74 | 74 | 1.99 |
| 2019 | $3,470,634 | $9,281,157 | $24,414,710 | 159 | 159 | 2.67 |
| 2020 | $4,009,936 | $7,775,748 | $19,392,928 | 239 | 239 | 1.94 |
| 2021 | $4,636,686 | $7,861,615 | $25,069,938 | 336 | 336 | 1.70 |
| 2022 | $8,157,685 | $14,705,456 | $44,665,912 | 511 | 511 | 1.80 |
| 2023 | $1,858,630 | $3,786,034 | $13,817,818 | 207 | 207 | 2.04 |
| 2024 | $8,068,126 | $15,181,366 | $47,010,723 | 302 | 302 | 1.88 |
Commodities insured in Malheur County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.11Low end of the filed band
- 1.50Middle of the filed band
- 2.08High end of the filed band
- 2018Worst year filed (2.08)
- 9Years filed
- $27,560,196Premium filed
- $41,907,701Indemnity paid
- $106,699,067Liability insured
- 7,040,938Quantity planted
- 0Quantity lost
- 1,633Policies
- 1,633Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- ARPI/SCO/STAX Crops Only $41,907,701 indemnity · 9 years
Whole Farm Revenue Protection 9 years filed
- 0.19Low end of the filed band
- 3.13Middle of the filed band
- 4.04High end of the filed band
- 2015Worst year filed (4.04)
- 9Years filed
- $5,754,235Premium filed
- $18,615,825Indemnity paid
- $102,292,329Liability insured
- 0Quantity planted
- 0Quantity lost
- 84Policies
- 84Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Decline in Price $7,955,881 indemnity · 6 years
- Heat $3,040,998 indemnity · 3 years
- Cold Wet Weather $1,667,306 indemnity · 2 years
- Freeze $1,383,271 indemnity · 3 years
- Hail $1,188,694 indemnity · 2 years
- Flood $963,738 indemnity · 1 years
Onions 10 years filed
- 2.70Low end of the filed band
- 5.73Middle of the filed band
- 7.65High end of the filed band
- 2018Worst year filed (8.00)
- 10Years filed
- $1,675,093Premium filed
- $9,480,563Indemnity paid
- $12,023,496Liability insured
- 4,817Quantity planted
- 4,819Quantity lost
- 69Policies
- 69Policies with a loss
- 5.66Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Freeze $1,795,376 indemnity · 1 years
- Heat $1,702,364 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,509,672 indemnity · 5 years
- Hail $1,503,010 indemnity · 5 years
- Wind/Excess Wind $1,482,256 indemnity · 4 years
- Failure of Irrigation Supply $807,118 indemnity · 3 years
Corn 10 years filed
- 1.75Low end of the filed band
- 4.17Middle of the filed band
- 11.61High end of the filed band
- 2016Worst year filed (11.84)
- 10Years filed
- $919,277Premium filed
- $6,301,609Indemnity paid
- $7,676,758Liability insured
- 12,442Quantity planted
- 12,454Quantity lost
- 88Policies
- 88Policies with a loss
- 6.86Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Failure of Irrigation Supply $5,228,219 indemnity · 5 years
- Heat $567,419 indemnity · 2 years
- Wind/Excess Wind $205,612 indemnity · 2 years
- Hail $77,463 indemnity · 2 years
- Freeze $74,287 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $58,799 indemnity · 2 years
Sugar Beets 9 years filed
- 0.81Low end of the filed band
- 2.05Middle of the filed band
- 9.55High end of the filed band
- 2022Worst year filed (9.55)
- 9Years filed
- $523,004Premium filed
- $2,897,113Indemnity paid
- $16,653,581Liability insured
- 13,804Quantity planted
- 7,701Quantity lost
- 83Policies
- 83Policies with a loss
- 5.54Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Failure of Irrigation Supply $1,423,665 indemnity · 3 years
- Heat $991,710 indemnity · 2 years
- Freeze $252,086 indemnity · 8 years
- Wind/Excess Wind $150,975 indemnity · 5 years
- Frost $42,216 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $21,496 indemnity · 2 years
Dry Beans 9 years filed
- 3.01Low end of the filed band
- 3.84Middle of the filed band
- 8.58High end of the filed band
- 2023Worst year filed (8.58)
- 9Years filed
- $295,580Premium filed
- $1,578,705Indemnity paid
- $2,386,666Liability insured
- 2,853Quantity planted
- 2,837Quantity lost
- 45Policies
- 45Policies with a loss
- 5.34Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Hail $373,322 indemnity · 2 years
- Heat $367,177 indemnity · 5 years
- Cold Wet Weather $258,286 indemnity · 3 years
- Freeze $209,785 indemnity · 3 years
- Failure of Irrigation Supply $169,303 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $136,271 indemnity · 6 years
Wheat 9 years filed
- 1.26Low end of the filed band
- 3.03Middle of the filed band
- 9.55High end of the filed band
- 2021Worst year filed (9.55)
- 9Years filed
- $345,733Premium filed
- $968,846Indemnity paid
- $4,048,104Liability insured
- 6,980Quantity planted
- 6,952Quantity lost
- 67Policies
- 67Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Malheur County
- Heat $209,508 indemnity · 7 years
- Decline in Price $185,646 indemnity · 6 years
- Cold Wet Weather $181,604 indemnity · 6 years
- Freeze $149,368 indemnity · 1 years
- Failure of Irrigation Supply $57,662 indemnity · 3 years
- Hail $44,004 indemnity · 1 years
Every county-crop the agency files in Oregon → Buy the Malheur County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.