Crop-loss band · Oregon
Morrow County, Oregon — crop-loss band
- 1.13Low end of the filed band
- 1.94Middle of the filed band
- 3.33High end of the filed band
- 2021Worst year filed (3.50)
- 10Years filed
Every year the Risk Management Agency has filed for Morrow County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.13 at the low end to 3.33 at the high end, with 1.94 in the middle. The worst year filed is 2021, at 3.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,440,799 | $11,452,529 | $25,486,330 | 511 | 506 | 3.33 |
| 2016 | $3,620,332 | $6,076,873 | $21,619,678 | 423 | 415 | 1.68 |
| 2017 | $841,389 | $2,058,165 | $5,535,972 | 107 | 107 | 2.45 |
| 2018 | $752,161 | $1,462,490 | $5,160,609 | 124 | 124 | 1.94 |
| 2019 | $625,607 | $1,215,140 | $3,493,864 | 60 | 60 | 1.94 |
| 2020 | $1,000,980 | $2,533,820 | $4,585,809 | 82 | 82 | 2.53 |
| 2021 | $3,873,155 | $13,558,867 | $26,222,367 | 363 | 363 | 3.50 |
| 2022 | $1,515,698 | $1,707,285 | $6,323,944 | 123 | 123 | 1.13 |
| 2023 | $7,106,382 | $13,021,883 | $38,646,845 | 571 | 571 | 1.83 |
| 2024 | $2,259,514 | $3,569,986 | $9,618,408 | 195 | 195 | 1.58 |
Commodities insured in Morrow County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.01Low end of the filed band
- 1.66Middle of the filed band
- 3.35High end of the filed band
- 2021Worst year filed (3.93)
- 10Years filed
- $17,075,552Premium filed
- $40,067,743Indemnity paid
- $105,521,362Liability insured
- 502,108Quantity planted
- 510,417Quantity lost
- 1,804Policies
- 1,793Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Drought $23,870,816 indemnity · 10 years
- Heat $11,694,588 indemnity · 10 years
- Decline in Price $2,742,380 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $654,055 indemnity · 2 years
- Cold Wet Weather $374,487 indemnity · 4 years
- Wildlife $261,892 indemnity · 1 years
Pasture,Rangeland,Forage 6 years filed
- 1.08Low end of the filed band
- 1.53Middle of the filed band
- 2.42High end of the filed band
- 2021Worst year filed (2.42)
- 6Years filed
- $6,251,873Premium filed
- $10,514,456Indemnity paid
- $25,493,191Liability insured
- 791,300Quantity planted
- 0Quantity lost
- 566Policies
- 566Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- ARPI/SCO/STAX/MP Crops Only $10,514,456 indemnity · 6 years
Green Peas 8 years filed
- 2.06Low end of the filed band
- 3.58Middle of the filed band
- 9.28High end of the filed band
- 2017Worst year filed (9.28)
- 8Years filed
- $763,662Premium filed
- $3,481,644Indemnity paid
- $10,911,221Liability insured
- 9,541Quantity planted
- 9,541Quantity lost
- 29Policies
- 27Policies with a loss
- 4.56Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Heat $1,701,050 indemnity · 4 years
- Cold Wet Weather $1,431,389 indemnity · 4 years
- Freeze $143,514 indemnity · 1 years
- Frost $134,824 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $70,867 indemnity · 1 years
Barley 7 years filed
- 1.31Low end of the filed band
- 1.94Middle of the filed band
- 3.32High end of the filed band
- 2015Worst year filed (3.32)
- 7Years filed
- $607,139Premium filed
- $1,308,989Indemnity paid
- $1,911,755Liability insured
- 15,374Quantity planted
- 15,374Quantity lost
- 97Policies
- 97Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Drought $761,193 indemnity · 6 years
- Heat $470,540 indemnity · 7 years
- Decline in Price $77,256 indemnity · 5 years
All Other Crops 9 years filed
- 1.33Low end of the filed band
- 3.30Middle of the filed band
- 17.61High end of the filed band
- 2021Worst year filed (17.61)
- 9Years filed
- $337,791Premium filed
- $1,284,206Indemnity paid
- $2,856,297Liability insured
- 14,219Quantity planted
- 760Quantity lost
- 63Policies
- 63Policies with a loss
- 3.80Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- ARPI/SCO/STAX/MP Crops Only $292,182 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $271,638 indemnity · 1 years
- Cold Winter $260,777 indemnity · 1 years
- Heat $152,799 indemnity · 5 years
- Cold Wet Weather $87,742 indemnity · 3 years
- Insects $77,731 indemnity · 2 years
Every county-crop the agency files in Oregon → Buy the Morrow County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.