Crop-loss band · Oregon
Umatilla County, Oregon — crop-loss band
- 1.62Low end of the filed band
- 2.18Middle of the filed band
- 3.55High end of the filed band
- 2021Worst year filed (3.73)
- 10Years filed
Every year the Risk Management Agency has filed for Umatilla County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 3.55 at the high end, with 2.18 in the middle. The worst year filed is 2021, at 3.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,770,365 | $14,084,738 | $46,502,630 | 1,130 | 1,124 | 2.95 |
| 2016 | $3,335,952 | $6,863,319 | $27,782,314 | 578 | 574 | 2.06 |
| 2017 | $1,034,460 | $2,680,632 | $8,646,646 | 261 | 261 | 2.59 |
| 2018 | $1,056,865 | $2,299,474 | $8,149,164 | 161 | 160 | 2.18 |
| 2019 | $1,632,744 | $3,701,321 | $12,612,747 | 287 | 287 | 2.27 |
| 2020 | $1,850,362 | $6,563,375 | $14,049,749 | 430 | 415 | 3.55 |
| 2021 | $5,972,744 | $22,287,232 | $57,849,747 | 1,376 | 1,367 | 3.73 |
| 2022 | $2,252,744 | $4,514,872 | $12,957,368 | 302 | 302 | 2.00 |
| 2023 | $16,204,921 | $33,139,687 | $108,903,283 | 1,248 | 1,248 | 2.05 |
| 2024 | $6,492,222 | $10,532,745 | $39,722,545 | 742 | 742 | 1.62 |
Commodities insured in Umatilla County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.17Low end of the filed band
- 1.75Middle of the filed band
- 2.91High end of the filed band
- 2021Worst year filed (3.76)
- 10Years filed
- $32,019,829Premium filed
- $67,930,680Indemnity paid
- $242,536,742Liability insured
- 654,045Quantity planted
- 654,888Quantity lost
- 4,268Policies
- 4,234Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Drought $35,495,627 indemnity · 10 years
- Heat $19,529,201 indemnity · 9 years
- Decline in Price $5,438,822 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,624,264 indemnity · 4 years
- XX $1,083,318 indemnity · 5 years
- Cold Wet Weather $879,036 indemnity · 7 years
Pasture,Rangeland,Forage 7 years filed
- 1.19Low end of the filed band
- 1.73Middle of the filed band
- 2.46High end of the filed band
- 2021Worst year filed (2.46)
- 7Years filed
- $6,752,658Premium filed
- $11,654,783Indemnity paid
- $29,084,402Liability insured
- 762,329Quantity planted
- 0Quantity lost
- 708Policies
- 708Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- ARPI/SCO/STAX/MP Crops Only $11,654,783 indemnity · 7 years
Apples 10 years filed
- 1.80Low end of the filed band
- 4.88Middle of the filed band
- 7.73High end of the filed band
- 2022Worst year filed (11.04)
- 10Years filed
- $1,477,137Premium filed
- $7,884,854Indemnity paid
- $16,118,564Liability insured
- 2,224Quantity planted
- 2,216Quantity lost
- 199Policies
- 198Policies with a loss
- 5.34Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Hail $2,773,468 indemnity · 8 years
- Freeze $1,477,247 indemnity · 7 years
- Frost $1,196,181 indemnity · 5 years
- Cold Wet Weather $1,195,873 indemnity · 7 years
- Heat $461,433 indemnity · 7 years
- Cold Winter $337,409 indemnity · 3 years
Green Peas 10 years filed
- 2.20Low end of the filed band
- 3.83Middle of the filed band
- 5.30High end of the filed band
- 2021Worst year filed (5.74)
- 10Years filed
- $1,659,630Premium filed
- $6,587,563Indemnity paid
- $14,582,242Liability insured
- 41,518Quantity planted
- 41,578Quantity lost
- 708Policies
- 708Policies with a loss
- 3.97Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Heat $2,662,132 indemnity · 10 years
- Drought $2,522,127 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $465,862 indemnity · 5 years
- Cold Wet Weather $342,645 indemnity · 5 years
- Frost $302,875 indemnity · 1 years
- Plant Disease $86,486 indemnity · 2 years
Corn 8 years filed
- 7.62Low end of the filed band
- 10.30Middle of the filed band
- 16.99High end of the filed band
- 2020Worst year filed (16.99)
- 8Years filed
- $375,198Premium filed
- $4,240,853Indemnity paid
- $10,151,406Liability insured
- 7,303Quantity planted
- 7,827Quantity lost
- 37Policies
- 37Policies with a loss
- 11.30Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Insects $1,718,174 indemnity · 3 years
- Heat $1,105,836 indemnity · 5 years
- All Other Causes $478,346 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $443,060 indemnity · 1 years
- Cold Wet Weather $380,601 indemnity · 5 years
- Failure of Irrigation Supply $89,640 indemnity · 1 years
Cherries 10 years filed
- 1.67Low end of the filed band
- 3.09Middle of the filed band
- 5.38High end of the filed band
- 2015Worst year filed (8.44)
- 10Years filed
- $972,980Premium filed
- $4,048,443Indemnity paid
- $7,857,104Liability insured
- 1,555Quantity planted
- 1,558Quantity lost
- 296Policies
- 296Policies with a loss
- 4.16Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Freeze $2,270,048 indemnity · 8 years
- Heat $618,502 indemnity · 6 years
- Frost $354,640 indemnity · 4 years
- Hail $194,697 indemnity · 6 years
- Decline in Price $145,762 indemnity · 4 years
- Cold Wet Weather $110,338 indemnity · 8 years
Whole Farm Revenue Protection 5 years filed
- 0.59Low end of the filed band
- 3.54Middle of the filed band
- 3.92High end of the filed band
- 2017Worst year filed (3.92)
- 5Years filed
- $450,849Premium filed
- $1,578,322Indemnity paid
- $11,257,663Liability insured
- 0Quantity planted
- 0Quantity lost
- 35Policies
- 35Policies with a loss
- 3.50Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Heat $555,957 indemnity · 2 years
- Decline in Price $332,253 indemnity · 3 years
- Hail $179,177 indemnity · 1 years
- Cold Winter $142,557 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $98,691 indemnity · 2 years
- Drought $85,115 indemnity · 2 years
Grapes 9 years filed
- 0.70Low end of the filed band
- 4.18Middle of the filed band
- 8.03High end of the filed band
- 2022Worst year filed (8.03)
- 9Years filed
- $314,402Premium filed
- $1,516,856Indemnity paid
- $3,110,740Liability insured
- 1,025Quantity planted
- 1,114Quantity lost
- 100Policies
- 100Policies with a loss
- 4.82Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Freeze $908,100 indemnity · 6 years
- Cold Winter $208,730 indemnity · 5 years
- Heat $155,556 indemnity · 3 years
- Wind/Excess Wind $87,580 indemnity · 2 years
- Cold Wet Weather $61,518 indemnity · 2 years
- Fire $49,801 indemnity · 1 years
Barley 8 years filed
- 0.55Low end of the filed band
- 1.99Middle of the filed band
- 3.13High end of the filed band
- 2021Worst year filed (3.13)
- 8Years filed
- $306,281Premium filed
- $773,913Indemnity paid
- $1,488,087Liability insured
- 7,017Quantity planted
- 7,020Quantity lost
- 111Policies
- 111Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- Drought $530,480 indemnity · 6 years
- Heat $199,400 indemnity · 4 years
- Freeze $24,022 indemnity · 3 years
- Decline in Price $9,766 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $5,879 indemnity · 1 years
- Cold Wet Weather $3,561 indemnity · 1 years
All Other Crops 7 years filed
- 1.03Low end of the filed band
- 1.55Middle of the filed band
- 2.13High end of the filed band
- 2019Worst year filed (2.13)
- 7Years filed
- $274,413Premium filed
- $451,128Indemnity paid
- $989,242Liability insured
- 11,470Quantity planted
- 0Quantity lost
- 53Policies
- 53Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Umatilla County
- ARPI/SCO/STAX/MP Crops Only $451,128 indemnity · 7 years
Every county-crop the agency files in Oregon → Buy the Umatilla County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.