Crop-loss band · Oregon
Union County, Oregon — crop-loss band
- 1.67Low end of the filed band
- 2.74Middle of the filed band
- 3.52High end of the filed band
- 2015Worst year filed (4.55)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2019 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.67 at the low end to 3.52 at the high end, with 2.74 in the middle. The worst year filed is 2015, at 4.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $204,618 | $931,112 | $2,111,324 | 39 | 39 | 4.55 |
| 2016 | $159,093 | $559,309 | $1,722,140 | 33 | 33 | 3.52 |
| 2017 | $145,272 | $426,099 | $1,750,914 | 48 | 48 | 2.93 |
| 2018 | $94,228 | $285,337 | $657,968 | 24 | 24 | 3.03 |
| 2019 | $299,171 | $696,024 | $1,674,592 | 49 | 49 | 2.33 |
| 2020 | $610,256 | $1,472,201 | $3,219,475 | 59 | 59 | 2.41 |
| 2021 | $956,766 | $2,744,508 | $5,913,531 | 112 | 112 | 2.87 |
| 2022 | $1,649,744 | $3,068,879 | $9,084,653 | 111 | 111 | 1.86 |
| 2023 | $1,333,665 | $3,650,708 | $8,933,787 | 131 | 131 | 2.74 |
| 2024 | $2,662,629 | $4,439,778 | $12,919,505 | 187 | 187 | 1.67 |
Commodities insured in Union County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 6 years filed
- 1.31Low end of the filed band
- 2.19Middle of the filed band
- 2.52High end of the filed band
- 2023Worst year filed (2.52)
- 6Years filed
- $5,390,133Premium filed
- $9,589,319Indemnity paid
- $25,433,991Liability insured
- 690,949Quantity planted
- 0Quantity lost
- 397Policies
- 397Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Union County
- ARPI/SCO/STAX/MP Crops Only $9,589,319 indemnity · 6 years
Wheat 10 years filed
- 2.04Low end of the filed band
- 2.93Middle of the filed band
- 4.63High end of the filed band
- 2015Worst year filed (4.76)
- 10Years filed
- $2,236,353Premium filed
- $7,011,423Indemnity paid
- $17,349,871Liability insured
- 32,639Quantity planted
- 31,917Quantity lost
- 326Policies
- 326Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Union County
- Heat $2,059,247 indemnity · 9 years
- Decline in Price $1,418,868 indemnity · 8 years
- Freeze $705,825 indemnity · 5 years
- Drought $573,040 indemnity · 6 years
- Hail $531,228 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $347,115 indemnity · 2 years
All Other Crops 10 years filed
- 1.93Low end of the filed band
- 3.23Middle of the filed band
- 5.16High end of the filed band
- 2021Worst year filed (5.56)
- 10Years filed
- $488,956Premium filed
- $1,673,213Indemnity paid
- $5,204,027Liability insured
- 32,718Quantity planted
- 1,515Quantity lost
- 70Policies
- 70Policies with a loss
- 3.42Loss ratio, whole span
Causes that carried the indemnity in Union County
- ARPI/SCO/STAX Crops Only $427,282 indemnity · 10 years
- Hail $330,511 indemnity · 4 years
- Decline in Price $309,939 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $239,055 indemnity · 2 years
- Freeze $115,851 indemnity · 4 years
- Heat $107,402 indemnity · 2 years
Every county-crop the agency files in Oregon → Buy the Union County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.