Crop-loss band · Oregon
Wallowa County, Oregon — crop-loss band
- 1.33Low end of the filed band
- 2.21Middle of the filed band
- 2.84High end of the filed band
- 2015Worst year filed (3.97)
- 10Years filed
Every year the Risk Management Agency has filed for Wallowa County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.33 at the low end to 2.84 at the high end, with 2.21 in the middle. The worst year filed is 2015, at 3.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $334,572 | $1,328,270 | $2,814,485 | 48 | 47 | 3.97 |
| 2016 | $304,742 | $633,159 | $1,877,334 | 30 | 30 | 2.08 |
| 2017 | $453,287 | $1,071,912 | $2,453,355 | 67 | 67 | 2.36 |
| 2018 | $583,059 | $1,289,837 | $2,808,830 | 45 | 45 | 2.21 |
| 2019 | $821,406 | $2,333,008 | $4,785,068 | 123 | 123 | 2.84 |
| 2020 | $1,337,995 | $3,735,478 | $5,537,340 | 117 | 117 | 2.79 |
| 2021 | $5,509,490 | $12,693,691 | $25,413,630 | 264 | 264 | 2.30 |
| 2022 | $6,565,078 | $10,890,938 | $25,277,981 | 261 | 261 | 1.66 |
| 2023 | $3,858,848 | $5,113,037 | $18,917,547 | 292 | 292 | 1.33 |
| 2024 | $11,200,424 | $18,985,868 | $46,864,447 | 372 | 372 | 1.70 |
Commodities insured in Wallowa County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.11Low end of the filed band
- 2.21Middle of the filed band
- 2.88High end of the filed band
- 2019Worst year filed (2.88)
- 7Years filed
- $28,598,732Premium filed
- $51,227,539Indemnity paid
- $122,174,323Liability insured
- 3,108,072Quantity planted
- 0Quantity lost
- 1,242Policies
- 1,242Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Wallowa County
- ARPI/SCO/STAX/MP Crops Only $51,227,539 indemnity · 7 years
Wheat 10 years filed
- 0.94Low end of the filed band
- 2.32Middle of the filed band
- 3.84High end of the filed band
- 2021Worst year filed (5.49)
- 10Years filed
- $1,267,952Premium filed
- $3,906,952Indemnity paid
- $8,395,193Liability insured
- 31,622Quantity planted
- 33,166Quantity lost
- 216Policies
- 215Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Wallowa County
- Drought $1,466,086 indemnity · 6 years
- Heat $573,823 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $550,281 indemnity · 6 years
- Cold Wet Weather $362,962 indemnity · 3 years
- Decline in Price $280,089 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $229,051 indemnity · 3 years
All Other Crops 10 years filed
- 1.32Low end of the filed band
- 2.04Middle of the filed band
- 2.57High end of the filed band
- 2015Worst year filed (5.67)
- 10Years filed
- $807,194Premium filed
- $2,149,182Indemnity paid
- $4,823,034Liability insured
- 104,712Quantity planted
- 191Quantity lost
- 66Policies
- 66Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Wallowa County
- ARPI/SCO/STAX Crops Only $1,418,387 indemnity · 10 years
- Decline in Price $363,552 indemnity · 2 years
- Heat $342,239 indemnity · 3 years
- Cold Wet Weather $25,004 indemnity · 1 years
Barley 10 years filed
- 1.16Low end of the filed band
- 2.43Middle of the filed band
- 3.37High end of the filed band
- 2019Worst year filed (6.38)
- 10Years filed
- $295,023Premium filed
- $791,525Indemnity paid
- $1,357,466Liability insured
- 9,746Quantity planted
- 9,867Quantity lost
- 95Policies
- 95Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Wallowa County
- Excess Moisture/Precipitation/Rain $357,278 indemnity · 7 years
- Drought $200,011 indemnity · 6 years
- Heat $80,292 indemnity · 5 years
- Decline in Price $36,795 indemnity · 4 years
- Cold Wet Weather $32,087 indemnity · 2 years
- Freeze $29,880 indemnity · 1 years
Every county-crop the agency files in Oregon → Buy the Wallowa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.