Crop-loss band · Oregon
Wasco County, Oregon — crop-loss band
- 1.40Low end of the filed band
- 2.75Middle of the filed band
- 3.35High end of the filed band
- 2021Worst year filed (3.86)
- 10Years filed
Every year the Risk Management Agency has filed for Wasco County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 3.35 at the high end, with 2.75 in the middle. The worst year filed is 2021, at 3.86. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,319,373 | $3,889,433 | $16,012,808 | 191 | 189 | 2.95 |
| 2016 | $1,191,218 | $1,666,657 | $10,938,596 | 162 | 158 | 1.40 |
| 2017 | $841,911 | $2,768,352 | $9,682,187 | 152 | 152 | 3.29 |
| 2018 | $854,921 | $1,799,609 | $6,987,646 | 110 | 107 | 2.11 |
| 2019 | $1,435,162 | $2,543,859 | $10,768,923 | 271 | 269 | 1.77 |
| 2020 | $1,280,131 | $2,530,229 | $5,818,491 | 280 | 280 | 1.98 |
| 2021 | $3,257,338 | $12,561,401 | $30,848,899 | 412 | 409 | 3.86 |
| 2022 | $2,660,096 | $7,326,165 | $19,611,099 | 323 | 323 | 2.75 |
| 2023 | $6,922,297 | $23,218,252 | $61,324,939 | 637 | 637 | 3.35 |
| 2024 | $4,388,799 | $13,058,942 | $30,021,626 | 489 | 489 | 2.98 |
Commodities insured in Wasco County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cherries 10 years filed
- 2.73Low end of the filed band
- 5.10Middle of the filed band
- 6.60High end of the filed band
- 2023Worst year filed (6.84)
- 10Years filed
- $4,195,816Premium filed
- $24,093,862Indemnity paid
- $71,865,210Liability insured
- 12,261Quantity planted
- 12,261Quantity lost
- 330Policies
- 330Policies with a loss
- 5.74Loss ratio, whole span
Causes that carried the indemnity in Wasco County
- Heat $11,900,395 indemnity · 8 years
- Freeze $2,881,746 indemnity · 6 years
- Wind/Excess Wind $2,689,362 indemnity · 3 years
- Decline in Price $2,439,983 indemnity · 6 years
- Cold Wet Weather $1,775,030 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $846,601 indemnity · 7 years
Pasture,Rangeland,Forage 9 years filed
- 1.04Low end of the filed band
- 1.99Middle of the filed band
- 2.10High end of the filed band
- 2018Worst year filed (2.10)
- 9Years filed
- $10,821,648Premium filed
- $20,731,132Indemnity paid
- $39,915,689Liability insured
- 1,204,866Quantity planted
- 0Quantity lost
- 1,504Policies
- 1,504Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Wasco County
- ARPI/SCO/STAX/MP Crops Only $20,731,132 indemnity · 9 years
Wheat 10 years filed
- 1.12Low end of the filed band
- 1.59Middle of the filed band
- 2.33High end of the filed band
- 2021Worst year filed (4.89)
- 10Years filed
- $8,580,918Premium filed
- $19,491,671Indemnity paid
- $77,075,707Liability insured
- 265,061Quantity planted
- 265,943Quantity lost
- 1,130Policies
- 1,116Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Wasco County
- Drought $11,662,416 indemnity · 10 years
- Decline in Price $4,290,735 indemnity · 8 years
- Heat $1,856,387 indemnity · 9 years
- Cold Wet Weather $757,310 indemnity · 5 years
- Freeze $274,022 indemnity · 7 years
- Cold Winter $238,661 indemnity · 5 years
All Other Crops 8 years filed
- 1.50Low end of the filed band
- 3.77Middle of the filed band
- 22.94High end of the filed band
- 2024Worst year filed (22.94)
- 8Years filed
- $552,863Premium filed
- $7,046,234Indemnity paid
- $13,158,608Liability insured
- 7,426Quantity planted
- 2,286Quantity lost
- 63Policies
- 63Policies with a loss
- 12.75Loss ratio, whole span
Causes that carried the indemnity in Wasco County
- Freeze $5,994,563 indemnity · 4 years
- Cold Wet Weather $416,612 indemnity · 1 years
- Heat $197,388 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $168,319 indemnity · 5 years
- Frost $108,410 indemnity · 1 years
- Drought $77,382 indemnity · 2 years
Every county-crop the agency files in Oregon → Buy the Wasco County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.