Crop-loss band · Pennsylvania
Clearfield County, Pennsylvania — crop-loss band
- 1.98Low end of the filed band
- 2.80Middle of the filed band
- 3.57High end of the filed band
- 2021Worst year filed (3.83)
- 10Years filed
Every year the Risk Management Agency has filed for Clearfield County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.98 at the low end to 3.57 at the high end, with 2.80 in the middle. The worst year filed is 2021, at 3.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $127,203 | $280,548 | $726,605 | 31 | 31 | 2.21 |
| 2016 | $200,683 | $521,660 | $1,257,324 | 54 | 54 | 2.60 |
| 2017 | $68,041 | $242,628 | $331,694 | 29 | 29 | 3.57 |
| 2018 | $160,802 | $471,498 | $875,189 | 28 | 28 | 2.93 |
| 2019 | $118,826 | $356,592 | $580,271 | 25 | 25 | 3.00 |
| 2020 | $183,702 | $514,288 | $1,326,551 | 45 | 45 | 2.80 |
| 2021 | $46,963 | $179,943 | $249,303 | 16 | 16 | 3.83 |
| 2022 | $90,457 | $282,840 | $543,009 | 31 | 31 | 3.13 |
| 2023 | $94,386 | $187,247 | $401,068 | 21 | 21 | 1.98 |
| 2024 | $105,023 | $260,178 | $497,885 | 29 | 29 | 2.48 |
Commodities insured in Clearfield County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 1.95Low end of the filed band
- 2.68Middle of the filed band
- 4.10High end of the filed band
- 2021Worst year filed (4.10)
- 9Years filed
- $874,814Premium filed
- $2,374,584Indemnity paid
- $4,714,951Liability insured
- 13,687Quantity planted
- 13,714Quantity lost
- 195Policies
- 195Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Clearfield County
- Excess Moisture/Precipitation/Rain $941,311 indemnity · 6 years
- Drought $856,053 indemnity · 6 years
- Frost $225,523 indemnity · 2 years
- Freeze $131,080 indemnity · 1 years
- Wildlife $118,765 indemnity · 9 years
- Decline in Price $83,720 indemnity · 3 years
All Other Crops 9 years filed
- 1.50Low end of the filed band
- 2.78Middle of the filed band
- 4.72High end of the filed band
- 2018Worst year filed (4.72)
- 9Years filed
- $321,272Premium filed
- $922,838Indemnity paid
- $2,073,948Liability insured
- 7,411Quantity planted
- 6,767Quantity lost
- 114Policies
- 114Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Clearfield County
- Drought $536,573 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $224,764 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $58,273 indemnity · 7 years
- Cold Winter $42,098 indemnity · 1 years
- Decline in Price $23,468 indemnity · 3 years
- Mycotoxin $23,282 indemnity · 1 years
Every county-crop the agency files in Pennsylvania → Buy the Clearfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.