Crop-loss band · Pennsylvania
Lancaster County, Pennsylvania — crop-loss band
- 0.33Low end of the filed band
- 2.75Middle of the filed band
- 3.99High end of the filed band
- 2021Worst year filed (4.01)
- 10Years filed
Every year the Risk Management Agency has filed for Lancaster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.33 at the low end to 3.99 at the high end, with 2.75 in the middle. The worst year filed is 2021, at 4.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,300 | $12,209 | $46,291 | 5 | 5 | 2.84 |
| 2016 | $97,990 | $294,738 | $670,455 | 21 | 20 | 3.01 |
| 2017 | $72,926 | $24,343 | $424,067 | 8 | 8 | 0.33 |
| 2018 | $276,867 | $654,857 | $3,489,329 | 82 | 80 | 2.37 |
| 2019 | $93,497 | $257,043 | $674,784 | 19 | 19 | 2.75 |
| 2020 | $107,537 | $397,650 | $544,036 | 13 | 13 | 3.70 |
| 2021 | $93,595 | $375,620 | $400,314 | 9 | 9 | 4.01 |
| 2022 | $469,643 | $1,210,376 | $5,475,489 | 76 | 76 | 2.58 |
| 2023 | $145,108 | $374,369 | $726,769 | 14 | 14 | 2.58 |
| 2024 | $953,837 | $3,809,139 | $12,296,567 | 157 | 157 | 3.99 |
Commodities insured in Lancaster County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.37Low end of the filed band
- 2.52Middle of the filed band
- 4.15High end of the filed band
- 2024Worst year filed (4.15)
- 9Years filed
- $1,544,059Premium filed
- $5,043,757Indemnity paid
- $21,831,815Liability insured
- 33,474Quantity planted
- 30,839Quantity lost
- 336Policies
- 333Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Lancaster County
- Drought $3,633,282 indemnity · 7 years
- Heat $662,605 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $417,660 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $212,166 indemnity · 2 years
- Decline in Price $74,290 indemnity · 5 years
- Wildlife $24,470 indemnity · 1 years
All Other Crops 10 years filed
- 0.29Low end of the filed band
- 3.00Middle of the filed band
- 3.80High end of the filed band
- 2021Worst year filed (4.01)
- 10Years filed
- $771,241Premium filed
- $2,366,587Indemnity paid
- $2,916,286Liability insured
- 714Quantity planted
- 679Quantity lost
- 68Policies
- 68Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Lancaster County
- Excess Moisture/Precipitation/Rain $541,891 indemnity · 4 years
- Freeze $520,539 indemnity · 5 years
- Hail $422,645 indemnity · 4 years
- Frost $336,897 indemnity · 8 years
- Heat $250,261 indemnity · 3 years
- Drought $188,934 indemnity · 2 years
Every county-crop the agency files in Pennsylvania → Buy the Lancaster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.