Crop-loss band · Pennsylvania
Lawrence County, Pennsylvania — crop-loss band
- 0.72Low end of the filed band
- 1.95Middle of the filed band
- 2.23High end of the filed band
- 2019Worst year filed (2.62)
- 10Years filed
Every year the Risk Management Agency has filed for Lawrence County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 2.23 at the high end, with 1.95 in the middle. The worst year filed is 2019, at 2.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $519,180 | $875,937 | $3,924,453 | 123 | 123 | 1.69 |
| 2016 | $248,512 | $314,226 | $1,948,844 | 80 | 80 | 1.26 |
| 2017 | $375,528 | $811,285 | $2,997,570 | 110 | 110 | 2.16 |
| 2018 | $212,624 | $474,244 | $1,767,182 | 96 | 96 | 2.23 |
| 2019 | $442,619 | $1,158,640 | $3,662,696 | 151 | 151 | 2.62 |
| 2020 | $127,336 | $247,675 | $1,234,494 | 46 | 46 | 1.95 |
| 2021 | $264,185 | $190,037 | $2,281,675 | 57 | 57 | 0.72 |
| 2022 | $328,739 | $386,387 | $2,615,073 | 104 | 104 | 1.18 |
| 2023 | $183,973 | $381,804 | $1,689,355 | 84 | 84 | 2.08 |
| 2024 | $257,280 | $512,981 | $2,452,857 | 112 | 112 | 1.99 |
Commodities insured in Lawrence County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.56Low end of the filed band
- 1.72Middle of the filed band
- 3.11High end of the filed band
- 2022Worst year filed (3.43)
- 10Years filed
- $1,361,847Premium filed
- $2,537,270Indemnity paid
- $10,752,433Liability insured
- 24,515Quantity planted
- 21,404Quantity lost
- 330Policies
- 330Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $1,823,381 indemnity · 9 years
- Drought $501,806 indemnity · 8 years
- Decline in Price $98,619 indemnity · 5 years
- Wildlife $61,242 indemnity · 6 years
- Cold Wet Weather $38,649 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $12,708 indemnity · 1 years
Soybeans 10 years filed
- 0.37Low end of the filed band
- 1.86Middle of the filed band
- 2.28High end of the filed band
- 2019Worst year filed (2.67)
- 10Years filed
- $1,121,700Premium filed
- $1,853,229Indemnity paid
- $8,958,042Liability insured
- 22,957Quantity planted
- 18,368Quantity lost
- 301Policies
- 301Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $924,750 indemnity · 10 years
- Drought $666,954 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $99,961 indemnity · 2 years
- Decline in Price $88,434 indemnity · 7 years
- Wildlife $52,758 indemnity · 8 years
- Cold Wet Weather $5,580 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.83Middle of the filed band
- 3.61High end of the filed band
- 2020Worst year filed (3.61)
- 10Years filed
- $476,429Premium filed
- $962,717Indemnity paid
- $4,863,724Liability insured
- 8,843Quantity planted
- 0Quantity lost
- 332Policies
- 332Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- ARPI/SCO/STAX Crops Only $962,717 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Lawrence County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.