Crop-loss band · Pennsylvania
Lehigh County, Pennsylvania — crop-loss band
- 0.61Low end of the filed band
- 1.09Middle of the filed band
- 2.85High end of the filed band
- 2022Worst year filed (3.45)
- 10Years filed
Every year the Risk Management Agency has filed for Lehigh County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.61 at the low end to 2.85 at the high end, with 1.09 in the middle. The worst year filed is 2022, at 3.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $46,317 | $132,019 | $473,081 | 37 | 37 | 2.85 |
| 2016 | $220,718 | $275,650 | $1,708,952 | 66 | 65 | 1.25 |
| 2017 | $22,462 | $24,569 | $202,991 | 19 | 19 | 1.09 |
| 2018 | $116,038 | $244,769 | $1,165,249 | 35 | 35 | 2.11 |
| 2019 | $78,150 | $80,207 | $785,788 | 28 | 28 | 1.03 |
| 2020 | $107,009 | $74,615 | $1,774,193 | 14 | 14 | 0.70 |
| 2021 | $50,686 | $31,057 | $428,752 | 13 | 13 | 0.61 |
| 2022 | $1,108,807 | $3,830,553 | $12,086,441 | 210 | 210 | 3.45 |
| 2023 | $333,540 | $274,306 | $3,699,021 | 41 | 41 | 0.82 |
| 2024 | $393,155 | $1,030,306 | $4,625,183 | 116 | 116 | 2.62 |
Commodities insured in Lehigh County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.63Low end of the filed band
- 1.78Middle of the filed band
- 4.66High end of the filed band
- 2020Worst year filed (6.18)
- 10Years filed
- $1,115,445Premium filed
- $3,243,739Indemnity paid
- $11,783,228Liability insured
- 21,890Quantity planted
- 20,485Quantity lost
- 285Policies
- 284Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Lehigh County
- Drought $2,313,122 indemnity · 7 years
- Heat $341,411 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $234,344 indemnity · 7 years
- Wildlife $149,376 indemnity · 7 years
- Decline in Price $79,995 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $58,144 indemnity · 3 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 1.60Middle of the filed band
- 2.35High end of the filed band
- 2022Worst year filed (2.80)
- 10Years filed
- $1,018,309Premium filed
- $2,393,552Indemnity paid
- $9,375,011Liability insured
- 19,889Quantity planted
- 19,088Quantity lost
- 261Policies
- 261Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Lehigh County
- Drought $1,769,499 indemnity · 8 years
- Heat $279,272 indemnity · 4 years
- Wildlife $109,339 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $107,435 indemnity · 7 years
- Decline in Price $61,401 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $38,830 indemnity · 2 years
All Other Crops 9 years filed
- 0.04Low end of the filed band
- 1.48Middle of the filed band
- 22.41High end of the filed band
- 2018Worst year filed (22.41)
- 9Years filed
- $343,128Premium filed
- $360,760Indemnity paid
- $5,791,412Liability insured
- 1,005Quantity planted
- 602Quantity lost
- 33Policies
- 33Policies with a loss
- 1.05Loss ratio, whole span
Causes that carried the indemnity in Lehigh County
- Drought $211,697 indemnity · 2 years
- Heat $77,825 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $30,149 indemnity · 4 years
- Cold Wet Weather $21,258 indemnity · 1 years
- Insects $7,563 indemnity · 1 years
- Wildlife $6,694 indemnity · 3 years
Every county-crop the agency files in Pennsylvania → Buy the Lehigh County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.