Crop-loss band · South Carolina
Berkeley County, South Carolina — crop-loss band
- 2.19Low end of the filed band
- 3.68Middle of the filed band
- 4.04High end of the filed band
- 2016Worst year filed (4.37)
- 10Years filed
Every year the Risk Management Agency has filed for Berkeley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.19 at the low end to 4.04 at the high end, with 3.68 in the middle. The worst year filed is 2016, at 4.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $155,622 | $629,389 | $795,419 | 65 | 65 | 4.04 |
| 2016 | $135,109 | $590,767 | $701,242 | 55 | 55 | 4.37 |
| 2017 | $163,499 | $357,840 | $823,169 | 40 | 40 | 2.19 |
| 2018 | $216,934 | $872,134 | $1,085,135 | 101 | 101 | 4.02 |
| 2019 | $370,534 | $1,364,431 | $1,769,538 | 129 | 126 | 3.68 |
| 2020 | $401,788 | $1,527,348 | $1,638,162 | 114 | 114 | 3.80 |
| 2021 | $298,225 | $896,745 | $1,294,371 | 43 | 42 | 3.01 |
| 2022 | $786,518 | $2,950,545 | $3,664,423 | 197 | 197 | 3.75 |
| 2023 | $374,667 | $857,753 | $1,909,741 | 75 | 75 | 2.29 |
| 2024 | $641,773 | $1,808,885 | $2,755,990 | 202 | 202 | 2.82 |
Commodities insured in Berkeley County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.13Low end of the filed band
- 3.81Middle of the filed band
- 4.72High end of the filed band
- 2018Worst year filed (5.38)
- 10Years filed
- $2,019,037Premium filed
- $6,986,294Indemnity paid
- $10,184,770Liability insured
- 19,404Quantity planted
- 21,654Quantity lost
- 441Policies
- 441Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in Berkeley County
- Wildlife $1,690,006 indemnity · 9 years
- Drought $1,677,646 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,391,043 indemnity · 9 years
- Heat $775,206 indemnity · 8 years
- Hurricane/Tropical Depression $689,605 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $417,715 indemnity · 2 years
Soybeans 10 years filed
- 2.68Low end of the filed band
- 3.45Middle of the filed band
- 4.14High end of the filed band
- 2016Worst year filed (4.72)
- 10Years filed
- $886,409Premium filed
- $3,182,556Indemnity paid
- $3,817,232Liability insured
- 14,816Quantity planted
- 17,284Quantity lost
- 432Policies
- 428Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Berkeley County
- Excess Moisture/Precipitation/Rain $939,362 indemnity · 9 years
- Wildlife $848,405 indemnity · 10 years
- Drought $708,314 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $182,530 indemnity · 2 years
- Hurricane/Tropical Depression $178,779 indemnity · 7 years
- Heat $146,706 indemnity · 8 years
Cotton 10 years filed
- 0.65Low end of the filed band
- 2.27Middle of the filed band
- 2.99High end of the filed band
- 2019Worst year filed (3.50)
- 10Years filed
- $639,223Premium filed
- $1,686,987Indemnity paid
- $2,435,188Liability insured
- 3,942Quantity planted
- 5,350Quantity lost
- 148Policies
- 148Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Berkeley County
- Drought $387,094 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $357,495 indemnity · 6 years
- Hurricane/Tropical Depression $314,313 indemnity · 5 years
- Wildlife $219,024 indemnity · 6 years
- Heat $172,883 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $141,449 indemnity · 5 years
Every county-crop the agency files in South Carolina → Buy the Berkeley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.