Crop-loss band · South Carolina
Georgetown County, South Carolina — crop-loss band
- 1.80Low end of the filed band
- 3.00Middle of the filed band
- 3.91High end of the filed band
- 2018Worst year filed (3.92)
- 10Years filed
Every year the Risk Management Agency has filed for Georgetown County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.80 at the low end to 3.91 at the high end, with 3.00 in the middle. The worst year filed is 2018, at 3.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $228,437 | $687,925 | $1,057,798 | 104 | 104 | 3.01 |
| 2016 | $185,821 | $717,949 | $1,012,846 | 101 | 101 | 3.86 |
| 2017 | $166,474 | $600,147 | $1,108,255 | 48 | 48 | 3.61 |
| 2018 | $317,652 | $1,244,209 | $1,743,301 | 118 | 118 | 3.92 |
| 2019 | $231,644 | $904,989 | $1,275,097 | 130 | 128 | 3.91 |
| 2020 | $367,829 | $1,070,848 | $1,529,156 | 154 | 154 | 2.91 |
| 2021 | $202,928 | $452,789 | $864,718 | 71 | 71 | 2.23 |
| 2022 | $613,872 | $1,841,722 | $2,518,189 | 164 | 164 | 3.00 |
| 2023 | $408,583 | $735,125 | $1,515,327 | 84 | 84 | 1.80 |
| 2024 | $567,096 | $1,094,168 | $2,061,029 | 194 | 194 | 1.93 |
Commodities insured in Georgetown County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.06Low end of the filed band
- 3.85Middle of the filed band
- 9.72High end of the filed band
- 2015Worst year filed (12.79)
- 10Years filed
- $959,203Premium filed
- $4,177,923Indemnity paid
- $6,467,751Liability insured
- 1,500Quantity planted
- 1,676Quantity lost
- 133Policies
- 133Policies with a loss
- 4.36Loss ratio, whole span
Causes that carried the indemnity in Georgetown County
- Excess Moisture/Precipitation/Rain $1,066,938 indemnity · 8 years
- Drought $1,062,773 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $667,804 indemnity · 2 years
- Plant Disease $340,901 indemnity · 6 years
- Hurricane/Tropical Depression $318,754 indemnity · 4 years
- Tropical Storm $309,872 indemnity · 2 years
Soybeans 10 years filed
- 1.15Low end of the filed band
- 1.89Middle of the filed band
- 2.49High end of the filed band
- 2018Worst year filed (2.77)
- 10Years filed
- $1,133,418Premium filed
- $2,072,430Indemnity paid
- $3,412,965Liability insured
- 15,587Quantity planted
- 17,988Quantity lost
- 552Policies
- 550Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Georgetown County
- Drought $538,935 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $488,989 indemnity · 10 years
- Hurricane/Tropical Depression $313,694 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $252,760 indemnity · 2 years
- Tropical Storm $198,017 indemnity · 2 years
- Heat $119,506 indemnity · 6 years
Cotton 10 years filed
- 1.54Low end of the filed band
- 2.37Middle of the filed band
- 3.15High end of the filed band
- 2016Worst year filed (4.54)
- 10Years filed
- $724,968Premium filed
- $1,921,296Indemnity paid
- $3,070,047Liability insured
- 6,314Quantity planted
- 7,094Quantity lost
- 163Policies
- 163Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Georgetown County
- Excess Moisture/Precipitation/Rain $680,101 indemnity · 7 years
- Hurricane/Tropical Depression $388,072 indemnity · 7 years
- Drought $377,418 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $296,657 indemnity · 4 years
- Tropical Storm $92,158 indemnity · 2 years
- XX $53,434 indemnity · 3 years
Corn 10 years filed
- 1.96Low end of the filed band
- 2.16Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.48)
- 10Years filed
- $472,747Premium filed
- $1,178,222Indemnity paid
- $1,734,952Liability insured
- 4,285Quantity planted
- 5,688Quantity lost
- 320Policies
- 320Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Georgetown County
- Drought $393,863 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $258,353 indemnity · 2 years
- Hurricane/Tropical Depression $130,473 indemnity · 7 years
- Heat $129,769 indemnity · 7 years
- Tropical Storm $125,285 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $84,911 indemnity · 10 years
Every county-crop the agency files in South Carolina → Buy the Georgetown County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.