Crop-loss band · South Carolina
Horry County, South Carolina — crop-loss band
- 1.82Low end of the filed band
- 2.91Middle of the filed band
- 3.18High end of the filed band
- 2015Worst year filed (3.73)
- 10Years filed
Every year the Risk Management Agency has filed for Horry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.82 at the low end to 3.18 at the high end, with 2.91 in the middle. The worst year filed is 2015, at 3.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,404,224 | $12,695,494 | $19,353,047 | 727 | 727 | 3.73 |
| 2016 | $2,823,224 | $8,968,636 | $15,244,781 | 630 | 630 | 3.18 |
| 2017 | $2,422,173 | $7,038,021 | $12,850,947 | 363 | 363 | 2.91 |
| 2018 | $3,893,465 | $11,823,253 | $18,577,671 | 573 | 573 | 3.04 |
| 2019 | $3,727,669 | $9,515,870 | $15,666,140 | 721 | 718 | 2.55 |
| 2020 | $4,848,013 | $14,338,486 | $19,263,320 | 980 | 980 | 2.96 |
| 2021 | $2,526,455 | $5,528,255 | $9,557,702 | 336 | 333 | 2.19 |
| 2022 | $5,491,279 | $15,999,833 | $21,808,806 | 793 | 793 | 2.91 |
| 2023 | $5,713,891 | $10,377,016 | $20,073,713 | 690 | 690 | 1.82 |
| 2024 | $7,898,768 | $17,175,626 | $28,028,638 | 1,047 | 1,047 | 2.17 |
Commodities insured in Horry County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.11Low end of the filed band
- 3.03Middle of the filed band
- 3.82High end of the filed band
- 2015Worst year filed (5.16)
- 10Years filed
- $17,172,658Premium filed
- $51,260,476Indemnity paid
- $80,741,860Liability insured
- 24,555Quantity planted
- 27,711Quantity lost
- 1,476Policies
- 1,476Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Drought $11,678,008 indemnity · 10 years
- Plant Disease $11,239,180 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $10,293,927 indemnity · 9 years
- Hurricane/Tropical Depression $6,350,114 indemnity · 7 years
- Heat $4,132,062 indemnity · 9 years
- Tropical Storm $2,952,173 indemnity · 2 years
Soybeans 10 years filed
- 1.38Low end of the filed band
- 1.79Middle of the filed band
- 2.50High end of the filed band
- 2022Worst year filed (2.58)
- 10Years filed
- $13,012,386Premium filed
- $26,372,317Indemnity paid
- $43,500,183Liability insured
- 176,066Quantity planted
- 208,975Quantity lost
- 2,760Policies
- 2,755Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Hurricane/Tropical Depression $6,157,770 indemnity · 8 years
- Drought $5,932,440 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,776,974 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,444,684 indemnity · 2 years
- Tropical Storm $2,982,880 indemnity · 2 years
- Heat $845,301 indemnity · 8 years
Corn 10 years filed
- 1.76Low end of the filed band
- 2.35Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.35)
- 10Years filed
- $6,864,978Premium filed
- $17,189,356Indemnity paid
- $27,470,859Liability insured
- 57,413Quantity planted
- 74,770Quantity lost
- 1,507Policies
- 1,507Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Drought $6,854,977 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,629,385 indemnity · 2 years
- Hurricane/Tropical Depression $2,315,401 indemnity · 9 years
- Tropical Storm $2,249,474 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,404,508 indemnity · 10 years
- Heat $1,256,519 indemnity · 9 years
Cotton 10 years filed
- 1.54Low end of the filed band
- 3.06Middle of the filed band
- 4.92High end of the filed band
- 2015Worst year filed (5.11)
- 10Years filed
- $2,950,549Premium filed
- $9,608,601Indemnity paid
- $14,635,354Liability insured
- 28,861Quantity planted
- 35,853Quantity lost
- 327Policies
- 327Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Excess Moisture/Precipitation/Rain $2,701,418 indemnity · 8 years
- Hurricane/Tropical Depression $2,299,832 indemnity · 6 years
- Drought $1,922,553 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,462,822 indemnity · 6 years
- Tropical Storm $472,236 indemnity · 2 years
- Wind/Excess Wind $358,808 indemnity · 4 years
Peanuts 10 years filed
- 1.81Low end of the filed band
- 3.61Middle of the filed band
- 5.82High end of the filed band
- 2015Worst year filed (7.54)
- 10Years filed
- $1,861,438Premium filed
- $6,673,088Indemnity paid
- $10,139,405Liability insured
- 17,605Quantity planted
- 20,414Quantity lost
- 489Policies
- 489Policies with a loss
- 3.58Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Excess Moisture/Precipitation/Rain $2,688,978 indemnity · 9 years
- Hurricane/Tropical Depression $1,510,993 indemnity · 8 years
- Drought $980,248 indemnity · 9 years
- Tropical Storm $728,916 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $426,896 indemnity · 2 years
- Heat $159,474 indemnity · 6 years
Wheat 10 years filed
- 2.02Low end of the filed band
- 2.36Middle of the filed band
- 2.87High end of the filed band
- 2022Worst year filed (3.13)
- 10Years filed
- $887,152Premium filed
- $2,356,652Indemnity paid
- $3,937,104Liability insured
- 36,043Quantity planted
- 36,201Quantity lost
- 301Policies
- 300Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Horry County
- Excess Moisture/Precipitation/Rain $1,969,154 indemnity · 10 years
- Cold Wet Weather $292,779 indemnity · 6 years
- Drought $37,444 indemnity · 5 years
- Freeze $28,174 indemnity · 2 years
- Hurricane/Tropical Depression $13,803 indemnity · 2 years
- Frost $5,600 indemnity · 1 years
Every county-crop the agency files in South Carolina → Buy the Horry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.