Crop-loss band · South Carolina
Lee County, South Carolina — crop-loss band
- 1.15Low end of the filed band
- 2.72Middle of the filed band
- 3.95High end of the filed band
- 2022Worst year filed (5.31)
- 10Years filed
Every year the Risk Management Agency has filed for Lee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 3.95 at the high end, with 2.72 in the middle. The worst year filed is 2022, at 5.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,150,422 | $8,485,909 | $12,055,346 | 392 | 392 | 3.95 |
| 2016 | $880,802 | $2,854,691 | $4,586,373 | 146 | 146 | 3.24 |
| 2017 | $629,504 | $725,086 | $2,648,207 | 91 | 91 | 1.15 |
| 2018 | $1,586,724 | $5,010,083 | $9,846,038 | 241 | 241 | 3.16 |
| 2019 | $1,843,243 | $3,241,259 | $8,792,288 | 279 | 279 | 1.76 |
| 2020 | $1,519,113 | $4,131,202 | $7,956,874 | 244 | 244 | 2.72 |
| 2021 | $119,280 | $306,965 | $708,999 | 46 | 46 | 2.57 |
| 2022 | $2,057,464 | $10,927,458 | $15,414,792 | 287 | 287 | 5.31 |
| 2023 | $1,808,271 | $2,099,296 | $9,611,035 | 169 | 169 | 1.16 |
| 2024 | $3,276,695 | $10,389,689 | $19,659,577 | 450 | 448 | 3.17 |
Commodities insured in Lee County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.27Low end of the filed band
- 2.19Middle of the filed band
- 3.69High end of the filed band
- 2022Worst year filed (4.62)
- 10Years filed
- $5,967,150Premium filed
- $20,049,669Indemnity paid
- $37,524,808Liability insured
- 70,634Quantity planted
- 67,303Quantity lost
- 781Policies
- 781Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Drought $7,076,975 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $4,673,809 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $2,662,929 indemnity · 10 years
- Tropical Storm $2,005,046 indemnity · 1 years
- Hurricane/Tropical Depression $1,754,712 indemnity · 8 years
- Heat $1,345,323 indemnity · 7 years
Cotton 10 years filed
- 0.53Low end of the filed band
- 2.53Middle of the filed band
- 6.25High end of the filed band
- 2021Worst year filed (7.42)
- 10Years filed
- $5,789,878Premium filed
- $14,503,401Indemnity paid
- $29,533,570Liability insured
- 42,662Quantity planted
- 79,459Quantity lost
- 617Policies
- 615Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Excess Moisture/Precipitation/Rain $4,632,350 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $4,466,803 indemnity · 8 years
- Hurricane/Tropical Depression $1,892,787 indemnity · 6 years
- Tropical Storm $1,539,323 indemnity · 2 years
- Drought $1,272,065 indemnity · 8 years
- Heat $345,228 indemnity · 5 years
Soybeans 10 years filed
- 1.26Low end of the filed band
- 2.73Middle of the filed band
- 3.74High end of the filed band
- 2022Worst year filed (7.46)
- 10Years filed
- $3,008,090Premium filed
- $10,085,122Indemnity paid
- $18,312,549Liability insured
- 63,394Quantity planted
- 63,777Quantity lost
- 727Policies
- 727Policies with a loss
- 3.35Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Excess Moisture/Precipitation/Rain $3,533,247 indemnity · 10 years
- Drought $1,829,537 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,827,306 indemnity · 1 years
- Hurricane/Tropical Depression $1,331,419 indemnity · 8 years
- Tropical Storm $1,035,881 indemnity · 2 years
- Heat $222,264 indemnity · 7 years
Wheat 10 years filed
- 0.92Low end of the filed band
- 2.88Middle of the filed band
- 3.92High end of the filed band
- 2016Worst year filed (4.25)
- 10Years filed
- $1,106,400Premium filed
- $3,533,446Indemnity paid
- $5,908,602Liability insured
- 43,489Quantity planted
- 43,617Quantity lost
- 220Policies
- 220Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Excess Moisture/Precipitation/Rain $3,105,182 indemnity · 10 years
- Drought $229,371 indemnity · 3 years
- Decline in Price $57,513 indemnity · 2 years
- Freeze $34,673 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $25,012 indemnity · 2 years
- Hail $23,450 indemnity · 2 years
Every county-crop the agency files in South Carolina → Buy the Lee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.