Crop-loss band · South Carolina
Sumter County, South Carolina — crop-loss band
- 1.76Low end of the filed band
- 3.22Middle of the filed band
- 3.66High end of the filed band
- 2022Worst year filed (4.01)
- 10Years filed
Every year the Risk Management Agency has filed for Sumter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 3.66 at the high end, with 3.22 in the middle. The worst year filed is 2022, at 4.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,819,579 | $5,857,887 | $9,641,830 | 295 | 295 | 3.22 |
| 2016 | $654,165 | $2,227,942 | $3,216,711 | 156 | 156 | 3.41 |
| 2017 | $303,216 | $534,508 | $1,334,181 | 88 | 88 | 1.76 |
| 2018 | $457,557 | $1,676,194 | $2,915,502 | 116 | 116 | 3.66 |
| 2019 | $1,277,437 | $2,999,626 | $6,648,604 | 269 | 269 | 2.35 |
| 2020 | $810,455 | $2,712,122 | $4,975,805 | 233 | 233 | 3.35 |
| 2021 | $251,392 | $702,395 | $1,304,828 | 66 | 65 | 2.79 |
| 2022 | $1,999,226 | $8,017,812 | $12,770,873 | 294 | 294 | 4.01 |
| 2023 | $721,929 | $1,332,057 | $4,961,587 | 149 | 149 | 1.85 |
| 2024 | $3,514,171 | $11,354,269 | $22,290,175 | 455 | 455 | 3.23 |
Commodities insured in Sumter County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.85Low end of the filed band
- 2.48Middle of the filed band
- 3.61High end of the filed band
- 2022Worst year filed (6.00)
- 10Years filed
- $5,342,995Premium filed
- $18,694,598Indemnity paid
- $34,699,569Liability insured
- 67,056Quantity planted
- 65,295Quantity lost
- 720Policies
- 720Policies with a loss
- 3.50Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Drought $6,816,957 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,387,522 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $2,571,902 indemnity · 9 years
- Tropical Storm $2,123,607 indemnity · 2 years
- Heat $1,887,400 indemnity · 8 years
- Hurricane/Tropical Depression $1,211,900 indemnity · 7 years
Soybeans 10 years filed
- 1.67Low end of the filed band
- 2.49Middle of the filed band
- 3.64High end of the filed band
- 2022Worst year filed (5.84)
- 10Years filed
- $3,058,576Premium filed
- $9,095,072Indemnity paid
- $17,800,599Liability insured
- 57,621Quantity planted
- 56,199Quantity lost
- 897Policies
- 896Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Excess Moisture/Precipitation/Rain $3,012,961 indemnity · 10 years
- Drought $1,930,896 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,368,371 indemnity · 1 years
- Tropical Storm $987,723 indemnity · 2 years
- Hurricane/Tropical Depression $845,062 indemnity · 8 years
- Wildlife $471,028 indemnity · 10 years
Cotton 10 years filed
- 0.75Low end of the filed band
- 2.75Middle of the filed band
- 5.01High end of the filed band
- 2018Worst year filed (5.12)
- 10Years filed
- $2,519,342Premium filed
- $6,477,992Indemnity paid
- $12,334,420Liability insured
- 15,872Quantity planted
- 30,875Quantity lost
- 264Policies
- 264Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Excess Moisture/Precipitation/Rain $1,996,590 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $1,777,270 indemnity · 6 years
- Tropical Storm $973,798 indemnity · 2 years
- Drought $923,282 indemnity · 9 years
- Hurricane/Tropical Depression $375,047 indemnity · 6 years
- Wildlife $149,893 indemnity · 5 years
Wheat 10 years filed
- 1.35Low end of the filed band
- 3.42Middle of the filed band
- 4.23High end of the filed band
- 2016Worst year filed (4.30)
- 10Years filed
- $888,214Premium filed
- $3,147,150Indemnity paid
- $5,225,509Liability insured
- 35,827Quantity planted
- 36,012Quantity lost
- 240Policies
- 240Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Excess Moisture/Precipitation/Rain $2,766,471 indemnity · 10 years
- Drought $120,271 indemnity · 4 years
- Freeze $67,310 indemnity · 4 years
- Hurricane/Tropical Depression $59,949 indemnity · 2 years
- All Other Causes $39,970 indemnity · 2 years
- Wildlife $30,227 indemnity · 2 years
Every county-crop the agency files in South Carolina → Buy the Sumter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.