Crop-loss band · South Dakota
Aurora County, South Dakota — crop-loss band
- 1.01Low end of the filed band
- 1.81Middle of the filed band
- 2.82High end of the filed band
- 2019Worst year filed (3.10)
- 10Years filed
Every year the Risk Management Agency has filed for Aurora County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.01 at the low end to 2.82 at the high end, with 1.81 in the middle. The worst year filed is 2019, at 3.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,732,968 | $4,878,373 | $9,704,835 | 240 | 240 | 2.82 |
| 2016 | $5,341,708 | $5,393,107 | $18,570,497 | 513 | 509 | 1.01 |
| 2017 | $2,541,361 | $4,133,829 | $12,803,696 | 360 | 360 | 1.63 |
| 2018 | $304,215 | $583,390 | $2,148,820 | 116 | 116 | 1.92 |
| 2019 | $5,741,634 | $17,778,854 | $23,331,514 | 681 | 680 | 3.10 |
| 2020 | $2,011,649 | $4,381,682 | $11,274,053 | 480 | 480 | 2.18 |
| 2021 | $5,142,370 | $7,962,591 | $30,350,290 | 413 | 411 | 1.55 |
| 2022 | $13,803,802 | $26,253,168 | $80,638,830 | 730 | 730 | 1.90 |
| 2023 | $10,578,519 | $19,137,700 | $65,788,948 | 680 | 678 | 1.81 |
| 2024 | $3,210,706 | $5,166,054 | $20,765,970 | 517 | 517 | 1.61 |
Commodities insured in Aurora County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.94Low end of the filed band
- 1.51Middle of the filed band
- 2.40High end of the filed band
- 2019Worst year filed (2.63)
- 10Years filed
- $31,622,985Premium filed
- $52,559,866Indemnity paid
- $146,883,001Liability insured
- 282,275Quantity planted
- 296,031Quantity lost
- 1,934Policies
- 1,926Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Aurora County
- Drought $26,988,473 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $16,556,514 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $5,751,443 indemnity · 3 years
- Hail $987,097 indemnity · 7 years
- Heat $977,654 indemnity · 6 years
- Decline in Price $497,594 indemnity · 7 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 1.54Middle of the filed band
- 2.24High end of the filed band
- 2019Worst year filed (5.27)
- 10Years filed
- $13,968,469Premium filed
- $28,425,963Indemnity paid
- $102,238,351Liability insured
- 233,502Quantity planted
- 237,851Quantity lost
- 1,426Policies
- 1,425Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Aurora County
- Drought $12,970,678 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $7,979,933 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $5,387,752 indemnity · 4 years
- Hail $1,071,870 indemnity · 7 years
- Heat $460,704 indemnity · 5 years
- Decline in Price $432,439 indemnity · 6 years
Wheat 10 years filed
- 0.70Low end of the filed band
- 2.21Middle of the filed band
- 3.92High end of the filed band
- 2015Worst year filed (4.46)
- 10Years filed
- $2,777,891Premium filed
- $9,745,111Indemnity paid
- $15,201,839Liability insured
- 56,202Quantity planted
- 54,865Quantity lost
- 390Policies
- 390Policies with a loss
- 3.51Loss ratio, whole span
Causes that carried the indemnity in Aurora County
- Drought $5,294,944 indemnity · 6 years
- Cold Winter $2,688,725 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $908,320 indemnity · 9 years
- Cold Wet Weather $290,552 indemnity · 4 years
- Decline in Price $190,513 indemnity · 5 years
- XX $159,068 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.82Low end of the filed band
- 2.45Middle of the filed band
- 3.34High end of the filed band
- 2015Worst year filed (3.34)
- 9Years filed
- $2,039,587Premium filed
- $4,937,808Indemnity paid
- $11,054,262Liability insured
- 158,161Quantity planted
- 0Quantity lost
- 980Policies
- 980Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Aurora County
- ARPI/SCO/STAX Crops Only $4,937,808 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Aurora County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.