Crop-loss band · South Dakota
Beadle County, South Dakota — crop-loss band
- 1.37Low end of the filed band
- 1.85Middle of the filed band
- 3.82High end of the filed band
- 2020Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Beadle County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 3.82 at the high end, with 1.85 in the middle. The worst year filed is 2020, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,962,477 | $3,494,846 | $11,986,321 | 188 | 188 | 1.78 |
| 2016 | $3,119,462 | $6,259,818 | $16,452,643 | 452 | 452 | 2.01 |
| 2017 | $4,283,164 | $8,738,499 | $28,750,245 | 675 | 675 | 2.04 |
| 2018 | $1,725,876 | $3,186,932 | $13,884,916 | 554 | 554 | 1.85 |
| 2019 | $14,567,634 | $55,719,000 | $78,411,754 | 1,727 | 1,727 | 3.82 |
| 2020 | $4,477,591 | $17,703,806 | $20,446,615 | 1,190 | 1,190 | 3.95 |
| 2021 | $8,170,780 | $11,177,690 | $52,005,250 | 671 | 671 | 1.37 |
| 2022 | $17,724,361 | $26,473,954 | $110,643,713 | 1,279 | 1,278 | 1.49 |
| 2023 | $22,403,628 | $38,942,613 | $134,914,112 | 1,411 | 1,410 | 1.74 |
| 2024 | $6,895,022 | $14,112,461 | $37,610,909 | 1,167 | 1,167 | 2.05 |
Commodities insured in Beadle County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.28Low end of the filed band
- 1.96Middle of the filed band
- 3.56High end of the filed band
- 2018Worst year filed (3.63)
- 10Years filed
- $58,459,909Premium filed
- $122,585,136Indemnity paid
- $298,524,524Liability insured
- 599,015Quantity planted
- 609,261Quantity lost
- 4,073Policies
- 4,072Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Beadle County
- Excess Moisture/Precipitation/Rain $62,788,411 indemnity · 10 years
- Drought $37,013,038 indemnity · 9 years
- Hail $4,738,237 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $4,625,056 indemnity · 5 years
- Cold Wet Weather $4,548,549 indemnity · 8 years
- Heat $3,277,475 indemnity · 7 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 2.04Middle of the filed band
- 5.67High end of the filed band
- 2019Worst year filed (6.17)
- 10Years filed
- $22,731,532Premium filed
- $53,097,957Indemnity paid
- $179,721,748Liability insured
- 479,230Quantity planted
- 454,838Quantity lost
- 3,300Policies
- 3,299Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Beadle County
- Excess Moisture/Precipitation/Rain $27,959,854 indemnity · 10 years
- Drought $13,477,620 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,282,808 indemnity · 4 years
- Hail $3,032,379 indemnity · 8 years
- Heat $2,006,981 indemnity · 7 years
- Cold Wet Weather $1,519,778 indemnity · 10 years
Wheat 10 years filed
- 1.95Low end of the filed band
- 3.36Middle of the filed band
- 5.38High end of the filed band
- 2023Worst year filed (5.73)
- 10Years filed
- $1,244,892Premium filed
- $5,260,253Indemnity paid
- $9,286,338Liability insured
- 37,851Quantity planted
- 36,747Quantity lost
- 467Policies
- 467Policies with a loss
- 4.23Loss ratio, whole span
Causes that carried the indemnity in Beadle County
- Drought $2,847,369 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $936,338 indemnity · 9 years
- Cold Winter $425,545 indemnity · 5 years
- Hail $246,079 indemnity · 4 years
- Mycotoxin $226,685 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $172,837 indemnity · 3 years
Pasture,Rangeland,Forage 9 years filed
- 1.29Low end of the filed band
- 1.88Middle of the filed band
- 2.71High end of the filed band
- 2022Worst year filed (2.71)
- 9Years filed
- $2,368,631Premium filed
- $4,774,975Indemnity paid
- $12,507,601Liability insured
- 187,933Quantity planted
- 0Quantity lost
- 1,451Policies
- 1,451Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Beadle County
- ARPI/SCO/STAX Crops Only $4,774,975 indemnity · 9 years
All Other Crops 6 years filed
- 0.03Low end of the filed band
- 1.03Middle of the filed band
- 3.33High end of the filed band
- 2019Worst year filed (3.33)
- 6Years filed
- $525,031Premium filed
- $91,298Indemnity paid
- $5,066,267Liability insured
- 588Quantity planted
- 0Quantity lost
- 23Policies
- 23Policies with a loss
- 0.17Loss ratio, whole span
Causes that carried the indemnity in Beadle County
- Excess Moisture/Precipitation/Rain $51,714 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $29,481 indemnity · 5 years
- Hail $10,103 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Beadle County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.