Crop-loss band · South Dakota
Brookings County, South Dakota — crop-loss band
- 1.58Low end of the filed band
- 1.80Middle of the filed band
- 5.40High end of the filed band
- 2019Worst year filed (5.65)
- 10Years filed
Every year the Risk Management Agency has filed for Brookings County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 5.40 at the high end, with 1.80 in the middle. The worst year filed is 2019, at 5.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $101,540 | $257,868 | $864,985 | 52 | 52 | 2.54 |
| 2016 | $99,956 | $167,403 | $918,398 | 53 | 53 | 1.67 |
| 2017 | $984,835 | $1,556,482 | $9,671,223 | 206 | 206 | 1.58 |
| 2018 | $358,550 | $1,134,718 | $3,291,196 | 232 | 230 | 3.16 |
| 2019 | $4,065,125 | $22,982,918 | $33,246,999 | 941 | 941 | 5.65 |
| 2020 | $688,459 | $3,718,832 | $5,462,376 | 382 | 382 | 5.40 |
| 2021 | $2,801,065 | $5,678,067 | $32,669,589 | 315 | 315 | 2.03 |
| 2022 | $2,089,493 | $3,762,945 | $24,942,596 | 323 | 322 | 1.80 |
| 2023 | $5,563,666 | $9,523,661 | $69,351,625 | 532 | 530 | 1.71 |
| 2024 | $3,012,161 | $5,316,840 | $39,910,883 | 490 | 489 | 1.77 |
Commodities insured in Brookings County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.31Low end of the filed band
- 2.09Middle of the filed band
- 5.54High end of the filed band
- 2020Worst year filed (6.70)
- 10Years filed
- $14,159,296Premium filed
- $38,392,483Indemnity paid
- $158,547,198Liability insured
- 205,427Quantity planted
- 225,834Quantity lost
- 1,635Policies
- 1,633Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Brookings County
- Excess Moisture/Precipitation/Rain $21,379,661 indemnity · 10 years
- Drought $8,945,120 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,520,262 indemnity · 4 years
- Decline in Price $1,130,310 indemnity · 9 years
- Heat $1,044,094 indemnity · 4 years
- Cold Wet Weather $431,903 indemnity · 7 years
Soybeans 10 years filed
- 1.37Low end of the filed band
- 1.84Middle of the filed band
- 4.43High end of the filed band
- 2019Worst year filed (6.00)
- 10Years filed
- $4,820,235Premium filed
- $14,292,469Indemnity paid
- $56,905,221Liability insured
- 127,901Quantity planted
- 128,792Quantity lost
- 1,342Policies
- 1,338Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Brookings County
- Excess Moisture/Precipitation/Rain $8,882,470 indemnity · 10 years
- Drought $2,757,248 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $837,955 indemnity · 4 years
- Hail $664,009 indemnity · 9 years
- Decline in Price $505,244 indemnity · 8 years
- Heat $468,365 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.06Low end of the filed band
- 1.78Middle of the filed band
- 2.52High end of the filed band
- 2015Worst year filed (3.17)
- 10Years filed
- $785,319Premium filed
- $1,414,782Indemnity paid
- $4,877,451Liability insured
- 43,410Quantity planted
- 0Quantity lost
- 549Policies
- 549Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Brookings County
- ARPI/SCO/STAX Crops Only $1,414,782 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Brookings County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.