Crop-loss band · South Dakota
Brown County, South Dakota — crop-loss band
- 1.51Low end of the filed band
- 2.11Middle of the filed band
- 3.82High end of the filed band
- 2020Worst year filed (4.40)
- 10Years filed
Every year the Risk Management Agency has filed for Brown County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.82 at the high end, with 2.11 in the middle. The worst year filed is 2020, at 4.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,441,461 | $13,597,376 | $35,668,529 | 751 | 748 | 2.11 |
| 2016 | $3,065,443 | $5,299,004 | $16,963,299 | 417 | 414 | 1.73 |
| 2017 | $9,817,616 | $14,817,526 | $60,688,482 | 815 | 815 | 1.51 |
| 2018 | $12,373,325 | $21,947,874 | $95,467,624 | 1,074 | 1,071 | 1.77 |
| 2019 | $10,911,637 | $40,670,374 | $58,454,990 | 1,434 | 1,434 | 3.73 |
| 2020 | $19,391,517 | $85,243,069 | $96,802,686 | 1,714 | 1,714 | 4.40 |
| 2021 | $14,841,217 | $40,308,878 | $110,602,662 | 1,192 | 1,191 | 2.72 |
| 2022 | $21,441,032 | $81,943,421 | $108,221,564 | 1,510 | 1,510 | 3.82 |
| 2023 | $13,842,861 | $43,025,112 | $74,709,014 | 1,256 | 1,254 | 3.11 |
| 2024 | $11,063,328 | $23,263,974 | $77,841,317 | 1,213 | 1,213 | 2.10 |
Commodities insured in Brown County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.41Low end of the filed band
- 2.61Middle of the filed band
- 3.85High end of the filed band
- 2020Worst year filed (4.40)
- 10Years filed
- $81,810,965Premium filed
- $257,297,924Indemnity paid
- $443,257,736Liability insured
- 906,301Quantity planted
- 904,571Quantity lost
- 5,023Policies
- 5,017Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Excess Moisture/Precipitation/Rain $193,849,570 indemnity · 10 years
- Drought $30,730,162 indemnity · 9 years
- Cold Wet Weather $16,062,323 indemnity · 9 years
- Hail $11,505,735 indemnity · 10 years
- Decline in Price $2,675,405 indemnity · 8 years
- Heat $838,217 indemnity · 8 years
Soybeans 10 years filed
- 1.36Low end of the filed band
- 2.26Middle of the filed band
- 4.74High end of the filed band
- 2019Worst year filed (4.76)
- 10Years filed
- $35,429,194Premium filed
- $98,823,928Indemnity paid
- $259,297,199Liability insured
- 733,051Quantity planted
- 728,760Quantity lost
- 4,582Policies
- 4,578Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Excess Moisture/Precipitation/Rain $53,692,200 indemnity · 10 years
- Drought $21,627,443 indemnity · 8 years
- Hail $11,002,199 indemnity · 9 years
- Cold Wet Weather $5,864,910 indemnity · 9 years
- Decline in Price $3,260,548 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,386,452 indemnity · 3 years
Wheat 10 years filed
- 1.21Low end of the filed band
- 2.37Middle of the filed band
- 3.68High end of the filed band
- 2017Worst year filed (4.75)
- 10Years filed
- $2,455,587Premium filed
- $7,160,863Indemnity paid
- $15,225,957Liability insured
- 56,916Quantity planted
- 58,333Quantity lost
- 514Policies
- 512Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Drought $3,453,083 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,684,022 indemnity · 10 years
- Heat $603,332 indemnity · 7 years
- Hail $558,407 indemnity · 6 years
- Decline in Price $249,628 indemnity · 8 years
- Plant Disease $148,330 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.23Low end of the filed band
- 1.84Middle of the filed band
- 2.31High end of the filed band
- 2024Worst year filed (2.84)
- 10Years filed
- $3,493,691Premium filed
- $6,833,893Indemnity paid
- $17,639,275Liability insured
- 198,602Quantity planted
- 0Quantity lost
- 1,257Policies
- 1,257Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Brown County
- ARPI/SCO/STAX Crops Only $6,833,893 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Brown County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.