Crop-loss band · South Dakota
Brule County, South Dakota — crop-loss band
- 1.18Low end of the filed band
- 1.70Middle of the filed band
- 3.13High end of the filed band
- 2015Worst year filed (3.84)
- 10Years filed
Every year the Risk Management Agency has filed for Brule County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 3.13 at the high end, with 1.70 in the middle. The worst year filed is 2015, at 3.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,299,937 | $4,990,670 | $7,502,064 | 366 | 366 | 3.84 |
| 2016 | $3,058,725 | $3,611,416 | $13,913,062 | 418 | 418 | 1.18 |
| 2017 | $6,356,940 | $19,231,530 | $34,714,534 | 1,017 | 1,017 | 3.03 |
| 2018 | $474,341 | $1,193,632 | $3,403,598 | 136 | 136 | 2.52 |
| 2019 | $3,813,017 | $11,950,855 | $16,494,411 | 623 | 623 | 3.13 |
| 2020 | $2,797,933 | $7,396,708 | $12,238,662 | 647 | 647 | 2.64 |
| 2021 | $6,093,471 | $9,034,773 | $31,093,750 | 574 | 573 | 1.48 |
| 2022 | $14,123,120 | $22,900,935 | $77,120,759 | 832 | 832 | 1.62 |
| 2023 | $8,728,367 | $13,787,871 | $47,503,441 | 601 | 600 | 1.58 |
| 2024 | $2,608,632 | $4,435,442 | $13,578,367 | 500 | 500 | 1.70 |
Commodities insured in Brule County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.79Low end of the filed band
- 2.00Middle of the filed band
- 2.60High end of the filed band
- 2017Worst year filed (3.44)
- 10Years filed
- $25,804,000Premium filed
- $46,162,259Indemnity paid
- $120,703,909Liability insured
- 258,483Quantity planted
- 258,202Quantity lost
- 1,802Policies
- 1,801Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Brule County
- Drought $30,149,961 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $10,176,534 indemnity · 9 years
- Hail $3,031,231 indemnity · 6 years
- Heat $1,021,285 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $935,714 indemnity · 3 years
- Wind/Excess Wind $317,546 indemnity · 8 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.38Middle of the filed band
- 3.71High end of the filed band
- 2019Worst year filed (4.71)
- 10Years filed
- $14,661,811Premium filed
- $26,565,297Indemnity paid
- $91,079,057Liability insured
- 227,031Quantity planted
- 229,743Quantity lost
- 1,290Policies
- 1,289Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Brule County
- Drought $10,446,045 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $9,081,263 indemnity · 10 years
- Hail $4,223,066 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $2,153,523 indemnity · 5 years
- Heat $334,135 indemnity · 6 years
- Decline in Price $188,786 indemnity · 8 years
Wheat 10 years filed
- 1.48Low end of the filed band
- 3.35Middle of the filed band
- 4.17High end of the filed band
- 2020Worst year filed (4.30)
- 10Years filed
- $4,086,991Premium filed
- $14,437,131Indemnity paid
- $21,766,983Liability insured
- 91,210Quantity planted
- 96,043Quantity lost
- 788Policies
- 788Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Brule County
- Drought $8,134,271 indemnity · 6 years
- Cold Winter $3,492,448 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,362,404 indemnity · 8 years
- Hail $403,691 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $293,774 indemnity · 4 years
- Decline in Price $235,386 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.06Low end of the filed band
- 1.75Middle of the filed band
- 2.98High end of the filed band
- 2015Worst year filed (4.50)
- 10Years filed
- $3,900,819Premium filed
- $8,610,334Indemnity paid
- $19,382,395Liability insured
- 396,339Quantity planted
- 0Quantity lost
- 1,513Policies
- 1,513Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Brule County
- ARPI/SCO/STAX Crops Only $8,610,334 indemnity · 10 years
Oats 10 years filed
- 0.47Low end of the filed band
- 4.23Middle of the filed band
- 5.09High end of the filed band
- 2017Worst year filed (5.27)
- 10Years filed
- $360,678Premium filed
- $1,570,411Indemnity paid
- $2,072,180Liability insured
- 13,460Quantity planted
- 12,978Quantity lost
- 178Policies
- 178Policies with a loss
- 4.35Loss ratio, whole span
Causes that carried the indemnity in Brule County
- Drought $1,302,199 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $170,013 indemnity · 4 years
- Hail $57,746 indemnity · 6 years
- Frost $19,175 indemnity · 1 years
- Heat $12,539 indemnity · 1 years
- Wind/Excess Wind $4,522 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.29Low end of the filed band
- 1.98Middle of the filed band
- 2.97High end of the filed band
- 2017Worst year filed (3.98)
- 10Years filed
- $282,025Premium filed
- $615,337Indemnity paid
- $1,151,942Liability insured
- 4,712Quantity planted
- 4,431Quantity lost
- 79Policies
- 79Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Brule County
- Drought $407,533 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $152,241 indemnity · 5 years
- Cold Wet Weather $23,440 indemnity · 1 years
- Heat $19,738 indemnity · 1 years
- Wind/Excess Wind $9,179 indemnity · 2 years
- Hail $3,122 indemnity · 1 years
Apiculture 10 years filed
- 0.03Low end of the filed band
- 2.13Middle of the filed band
- 2.78High end of the filed band
- 2015Worst year filed (4.84)
- 10Years filed
- $258,159Premium filed
- $573,063Indemnity paid
- $1,406,182Liability insured
- 8,377Quantity planted
- 0Quantity lost
- 64Policies
- 64Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Brule County
- ARPI/SCO/STAX Crops Only $573,063 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Brule County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.