Crop-loss band · South Dakota
Buffalo County, South Dakota — crop-loss band
- 1.34Low end of the filed band
- 1.72Middle of the filed band
- 2.46High end of the filed band
- 2018Worst year filed (2.63)
- 10Years filed
Every year the Risk Management Agency has filed for Buffalo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 2.46 at the high end, with 1.72 in the middle. The worst year filed is 2018, at 2.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $849,095 | $1,914,411 | $3,435,570 | 85 | 85 | 2.25 |
| 2016 | $1,127,635 | $1,508,747 | $3,871,119 | 83 | 83 | 1.34 |
| 2017 | $3,157,725 | $7,768,390 | $13,793,654 | 301 | 301 | 2.46 |
| 2018 | $675,004 | $1,775,871 | $4,293,315 | 93 | 93 | 2.63 |
| 2019 | $815,133 | $1,233,600 | $2,510,655 | 89 | 89 | 1.51 |
| 2020 | $392,696 | $675,622 | $1,838,148 | 86 | 86 | 1.72 |
| 2021 | $2,166,926 | $4,541,534 | $8,684,035 | 159 | 159 | 2.10 |
| 2022 | $3,776,141 | $5,698,559 | $17,144,642 | 193 | 193 | 1.51 |
| 2023 | $2,093,890 | $4,187,831 | $9,174,466 | 147 | 146 | 2.00 |
| 2024 | $599,693 | $1,030,758 | $2,849,134 | 137 | 137 | 1.72 |
Commodities insured in Buffalo County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.82Low end of the filed band
- 1.56Middle of the filed band
- 2.46High end of the filed band
- 2018Worst year filed (2.74)
- 10Years filed
- $8,603,632Premium filed
- $14,050,551Indemnity paid
- $29,664,624Liability insured
- 75,805Quantity planted
- 74,975Quantity lost
- 437Policies
- 436Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Drought $10,561,181 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,162,426 indemnity · 6 years
- Hail $784,347 indemnity · 4 years
- Cold Wet Weather $580,367 indemnity · 2 years
- Heat $377,561 indemnity · 4 years
- Wind/Excess Wind $238,007 indemnity · 4 years
Wheat 10 years filed
- 0.05Low end of the filed band
- 2.51Middle of the filed band
- 4.48High end of the filed band
- 2020Worst year filed (5.56)
- 10Years filed
- $2,526,943Premium filed
- $7,762,307Indemnity paid
- $10,887,599Liability insured
- 48,094Quantity planted
- 47,978Quantity lost
- 243Policies
- 243Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Drought $5,686,414 indemnity · 6 years
- Cold Winter $1,279,584 indemnity · 6 years
- Hail $256,715 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $175,789 indemnity · 4 years
- Decline in Price $94,734 indemnity · 6 years
- Heat $91,006 indemnity · 2 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.63Middle of the filed band
- 3.61High end of the filed band
- 2019Worst year filed (4.90)
- 10Years filed
- $2,138,158Premium filed
- $4,317,007Indemnity paid
- $14,791,433Liability insured
- 44,119Quantity planted
- 42,796Quantity lost
- 219Policies
- 219Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Drought $3,170,963 indemnity · 7 years
- Hail $530,737 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $446,985 indemnity · 6 years
- Heat $72,383 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $40,629 indemnity · 1 years
- Decline in Price $24,199 indemnity · 3 years
Pasture,Rangeland,Forage 9 years filed
- 1.14Low end of the filed band
- 1.67Middle of the filed band
- 3.11High end of the filed band
- 2015Worst year filed (3.11)
- 9Years filed
- $1,805,350Premium filed
- $3,248,668Indemnity paid
- $8,772,696Liability insured
- 216,821Quantity planted
- 0Quantity lost
- 393Policies
- 393Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- ARPI/SCO/STAX Crops Only $3,248,668 indemnity · 9 years
Sunflowers 10 years filed
- 0.39Low end of the filed band
- 2.32Middle of the filed band
- 4.18High end of the filed band
- 2021Worst year filed (5.63)
- 10Years filed
- $271,707Premium filed
- $713,674Indemnity paid
- $1,717,052Liability insured
- 6,998Quantity planted
- 7,326Quantity lost
- 56Policies
- 56Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Drought $322,674 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $140,159 indemnity · 6 years
- Heat $78,207 indemnity · 1 years
- Hail $66,092 indemnity · 2 years
- Wind/Excess Wind $55,573 indemnity · 2 years
- Insects $22,179 indemnity · 1 years
All Other Crops 5 years filed
- 0.42Low end of the filed band
- 1.48Middle of the filed band
- 2.66High end of the filed band
- 2022Worst year filed (2.66)
- 5Years filed
- $308,148Premium filed
- $243,116Indemnity paid
- $1,761,334Liability insured
- 1,635Quantity planted
- 0Quantity lost
- 25Policies
- 25Policies with a loss
- 0.79Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $142,546 indemnity · 4 years
- Drought $89,170 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $11,400 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Buffalo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.