Crop-loss band · South Dakota
Butte County, South Dakota — crop-loss band
- 1.59Low end of the filed band
- 2.15Middle of the filed band
- 2.74High end of the filed band
- 2018Worst year filed (3.39)
- 10Years filed
Every year the Risk Management Agency has filed for Butte County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.74 at the high end, with 2.15 in the middle. The worst year filed is 2018, at 3.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $209,757 | $485,503 | $884,694 | 52 | 52 | 2.31 |
| 2016 | $314,034 | $747,668 | $1,285,792 | 121 | 119 | 2.38 |
| 2017 | $378,490 | $1,035,292 | $1,726,050 | 113 | 113 | 2.74 |
| 2018 | $61,085 | $207,336 | $257,988 | 25 | 25 | 3.39 |
| 2019 | $80,013 | $171,645 | $224,038 | 18 | 18 | 2.15 |
| 2020 | $180,992 | $368,634 | $655,244 | 57 | 57 | 2.04 |
| 2021 | $651,757 | $1,293,202 | $2,853,115 | 116 | 115 | 1.98 |
| 2022 | $539,252 | $988,891 | $2,500,919 | 94 | 94 | 1.83 |
| 2023 | $353,248 | $560,026 | $1,573,745 | 60 | 60 | 1.59 |
| 2024 | $666,710 | $1,503,225 | $3,275,627 | 149 | 149 | 2.25 |
Commodities insured in Butte County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 0.39Low end of the filed band
- 1.59Middle of the filed band
- 2.60High end of the filed band
- 2020Worst year filed (2.60)
- 9Years filed
- $1,365,369Premium filed
- $2,534,280Indemnity paid
- $6,637,508Liability insured
- 421,146Quantity planted
- 0Quantity lost
- 323Policies
- 323Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Butte County
- ARPI/SCO/STAX Crops Only $2,534,280 indemnity · 9 years
Forage Production 10 years filed
- 0.05Low end of the filed band
- 1.72Middle of the filed band
- 2.67High end of the filed band
- 2018Worst year filed (3.95)
- 10Years filed
- $912,268Premium filed
- $1,887,878Indemnity paid
- $3,121,439Liability insured
- 49,723Quantity planted
- 48,223Quantity lost
- 275Policies
- 272Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Drought $1,567,984 indemnity · 8 years
- Freeze $134,440 indemnity · 2 years
- Hail $66,475 indemnity · 8 years
- Hot Wind $60,167 indemnity · 5 years
- Heat $35,553 indemnity · 3 years
- Insects $9,502 indemnity · 1 years
Wheat 10 years filed
- 1.98Low end of the filed band
- 2.58Middle of the filed band
- 3.71High end of the filed band
- 2018Worst year filed (4.19)
- 10Years filed
- $585,714Premium filed
- $1,543,243Indemnity paid
- $2,337,994Liability insured
- 23,707Quantity planted
- 24,844Quantity lost
- 111Policies
- 111Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Hail $902,206 indemnity · 7 years
- Drought $358,682 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $158,543 indemnity · 3 years
- Decline in Price $69,203 indemnity · 3 years
- Wind/Excess Wind $28,527 indemnity · 2 years
- Cold Winter $17,508 indemnity · 3 years
Corn 10 years filed
- 1.29Low end of the filed band
- 2.79Middle of the filed band
- 5.51High end of the filed band
- 2017Worst year filed (6.13)
- 10Years filed
- $282,899Premium filed
- $1,068,179Indemnity paid
- $1,829,596Liability insured
- 4,495Quantity planted
- 4,554Quantity lost
- 78Policies
- 78Policies with a loss
- 3.78Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Hail $765,430 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $66,943 indemnity · 3 years
- Drought $50,153 indemnity · 2 years
- Wind/Excess Wind $49,897 indemnity · 1 years
- Heat $49,743 indemnity · 4 years
- Decline in Price $41,794 indemnity · 5 years
All Other Crops 7 years filed
- 0.20Low end of the filed band
- 1.27Middle of the filed band
- 1.83High end of the filed band
- 2017Worst year filed (1.83)
- 7Years filed
- $289,088Premium filed
- $327,842Indemnity paid
- $1,310,675Liability insured
- 9,283Quantity planted
- 9,161Quantity lost
- 18Policies
- 18Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Drought $217,538 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $59,223 indemnity · 2 years
- Hail $47,920 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $3,161 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Butte County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.