Crop-loss band · South Dakota
Clark County, South Dakota — crop-loss band
- 1.37Low end of the filed band
- 1.83Middle of the filed band
- 4.01High end of the filed band
- 2020Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 4.01 at the high end, with 1.83 in the middle. The worst year filed is 2020, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $596,746 | $1,060,966 | $3,892,646 | 114 | 113 | 1.78 |
| 2016 | $1,047,059 | $1,834,480 | $6,646,690 | 156 | 156 | 1.75 |
| 2017 | $856,760 | $1,535,993 | $6,418,954 | 200 | 200 | 1.79 |
| 2018 | $1,117,143 | $2,996,449 | $8,674,286 | 388 | 388 | 2.68 |
| 2019 | $5,241,753 | $21,010,779 | $33,190,469 | 1,114 | 1,113 | 4.01 |
| 2020 | $3,669,476 | $16,517,885 | $21,557,299 | 869 | 869 | 4.50 |
| 2021 | $997,859 | $3,133,285 | $7,119,240 | 225 | 225 | 3.14 |
| 2022 | $6,210,602 | $19,293,074 | $43,038,994 | 853 | 852 | 3.11 |
| 2023 | $6,686,509 | $9,179,429 | $55,012,784 | 479 | 479 | 1.37 |
| 2024 | $7,073,216 | $12,930,169 | $64,369,362 | 848 | 848 | 1.83 |
Commodities insured in Clark County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.15Low end of the filed band
- 1.89Middle of the filed band
- 3.82High end of the filed band
- 2020Worst year filed (5.16)
- 10Years filed
- $20,474,669Premium filed
- $56,346,800Indemnity paid
- $145,113,894Liability insured
- 224,477Quantity planted
- 255,341Quantity lost
- 2,165Policies
- 2,163Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $39,631,618 indemnity · 10 years
- Drought $5,239,119 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,680,515 indemnity · 3 years
- Cold Wet Weather $2,220,696 indemnity · 8 years
- Hail $2,080,965 indemnity · 8 years
- Decline in Price $1,422,098 indemnity · 7 years
Soybeans 10 years filed
- 1.74Low end of the filed band
- 2.27Middle of the filed band
- 3.65High end of the filed band
- 2019Worst year filed (4.55)
- 10Years filed
- $11,328,700Premium filed
- $28,791,357Indemnity paid
- $92,677,512Liability insured
- 230,175Quantity planted
- 233,722Quantity lost
- 2,276Policies
- 2,275Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $17,739,629 indemnity · 10 years
- Drought $3,470,480 indemnity · 9 years
- Hail $2,239,301 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,045,158 indemnity · 3 years
- Cold Wet Weather $1,045,154 indemnity · 6 years
- Decline in Price $1,026,087 indemnity · 9 years
Wheat 10 years filed
- 1.52Low end of the filed band
- 2.84Middle of the filed band
- 4.17High end of the filed band
- 2020Worst year filed (4.55)
- 10Years filed
- $794,066Premium filed
- $2,626,185Indemnity paid
- $6,198,259Liability insured
- 24,711Quantity planted
- 25,388Quantity lost
- 412Policies
- 412Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $1,109,881 indemnity · 10 years
- Drought $765,571 indemnity · 9 years
- Cold Winter $192,029 indemnity · 3 years
- Hail $145,895 indemnity · 6 years
- Cold Wet Weather $134,357 indemnity · 6 years
- Heat $126,598 indemnity · 4 years
All Other Crops 6 years filed
- 1.21Low end of the filed band
- 1.91Middle of the filed band
- 3.87High end of the filed band
- 2018Worst year filed (3.87)
- 6Years filed
- $407,499Premium filed
- $923,683Indemnity paid
- $3,221,143Liability insured
- 1,104Quantity planted
- 20Quantity lost
- 21Policies
- 21Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $539,855 indemnity · 2 years
- Cold Wet Weather $210,838 indemnity · 1 years
- Drought $83,933 indemnity · 1 years
- Decline in Price $55,956 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $33,101 indemnity · 4 years
Pasture,Rangeland,Forage 8 years filed
- 0.86Low end of the filed band
- 1.38Middle of the filed band
- 1.99High end of the filed band
- 2024Worst year filed (1.99)
- 8Years filed
- $492,189Premium filed
- $804,484Indemnity paid
- $2,709,916Liability insured
- 32,695Quantity planted
- 0Quantity lost
- 372Policies
- 372Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Clark County
- ARPI/SCO/STAX/MP Crops Only $804,484 indemnity · 8 years
Every county-crop the agency files in South Dakota → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.