Crop-loss band · South Dakota
Clay County, South Dakota — crop-loss band
- 0.81Low end of the filed band
- 2.25Middle of the filed band
- 3.70High end of the filed band
- 2019Worst year filed (4.24)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 3.70 at the high end, with 2.25 in the middle. The worst year filed is 2019, at 4.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $128,964 | $339,607 | $805,779 | 49 | 49 | 2.63 |
| 2016 | $2,273,022 | $3,995,154 | $12,155,275 | 452 | 438 | 1.76 |
| 2017 | $2,692,226 | $2,173,724 | $18,805,121 | 397 | 396 | 0.81 |
| 2018 | $2,983,542 | $11,034,942 | $25,396,635 | 596 | 596 | 3.70 |
| 2019 | $6,306,245 | $26,733,722 | $30,840,893 | 885 | 885 | 4.24 |
| 2020 | $1,008,413 | $2,416,311 | $7,675,982 | 252 | 252 | 2.40 |
| 2021 | $3,817,583 | $5,057,200 | $26,932,127 | 392 | 392 | 1.32 |
| 2022 | $17,093,525 | $42,440,339 | $114,862,656 | 1,186 | 1,186 | 2.48 |
| 2023 | $7,578,198 | $6,707,221 | $57,003,021 | 603 | 602 | 0.89 |
| 2024 | $10,967,424 | $24,701,482 | $77,599,422 | 1,309 | 1,304 | 2.25 |
Commodities insured in Clay County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.67Low end of the filed band
- 2.01Middle of the filed band
- 3.61High end of the filed band
- 2019Worst year filed (3.97)
- 10Years filed
- $37,940,830Premium filed
- $84,552,258Indemnity paid
- $238,087,530Liability insured
- 330,697Quantity planted
- 343,787Quantity lost
- 3,113Policies
- 3,100Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $37,351,791 indemnity · 8 years
- Drought $30,837,494 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $10,478,856 indemnity · 4 years
- Flood $3,905,591 indemnity · 6 years
- Heat $896,869 indemnity · 6 years
- Decline in Price $602,054 indemnity · 6 years
Soybeans 10 years filed
- 0.98Low end of the filed band
- 2.11Middle of the filed band
- 3.80High end of the filed band
- 2019Worst year filed (5.50)
- 10Years filed
- $16,614,683Premium filed
- $40,302,911Indemnity paid
- $132,092,687Liability insured
- 263,345Quantity planted
- 270,460Quantity lost
- 2,640Policies
- 2,632Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $15,562,077 indemnity · 9 years
- Drought $14,119,336 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,930,555 indemnity · 4 years
- Flood $3,679,131 indemnity · 3 years
- Decline in Price $937,239 indemnity · 7 years
- Heat $523,586 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.60Low end of the filed band
- 2.23Middle of the filed band
- 2.96High end of the filed band
- 2024Worst year filed (3.28)
- 10Years filed
- $293,629Premium filed
- $744,533Indemnity paid
- $1,896,694Liability insured
- 17,431Quantity planted
- 0Quantity lost
- 368Policies
- 368Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Clay County
- ARPI/SCO/STAX Crops Only $744,533 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.