Crop-loss band · South Dakota
Custer County, South Dakota — crop-loss band
- 0.99Low end of the filed band
- 1.60Middle of the filed band
- 1.94High end of the filed band
- 2015Worst year filed (2.16)
- 10Years filed
Every year the Risk Management Agency has filed for Custer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.99 at the low end to 1.94 at the high end, with 1.60 in the middle. The worst year filed is 2015, at 2.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $147,543 | $318,010 | $616,074 | 36 | 36 | 2.16 |
| 2016 | $581,556 | $1,125,156 | $2,675,505 | 103 | 103 | 1.93 |
| 2017 | $323,679 | $492,973 | $1,514,845 | 87 | 87 | 1.52 |
| 2018 | $52,619 | $84,313 | $152,350 | 19 | 16 | 1.60 |
| 2019 | $34,328 | $65,897 | $100,383 | 10 | 10 | 1.92 |
| 2020 | $319,624 | $586,257 | $1,453,823 | 76 | 76 | 1.83 |
| 2021 | $236,549 | $348,287 | $1,041,721 | 54 | 54 | 1.47 |
| 2022 | $401,639 | $780,961 | $1,599,800 | 76 | 76 | 1.94 |
| 2023 | $164,277 | $162,384 | $670,642 | 29 | 29 | 0.99 |
| 2024 | $435,815 | $688,976 | $1,772,624 | 63 | 63 | 1.58 |
Commodities insured in Custer County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.24Low end of the filed band
- 1.78Middle of the filed band
- 2.48High end of the filed band
- 2015Worst year filed (2.48)
- 9Years filed
- $1,132,429Premium filed
- $1,969,103Indemnity paid
- $6,263,558Liability insured
- 283,501Quantity planted
- 0Quantity lost
- 243Policies
- 243Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $1,969,103 indemnity · 9 years
Forage Production 10 years filed
- 0.41Low end of the filed band
- 0.97Middle of the filed band
- 2.06High end of the filed band
- 2016Worst year filed (2.24)
- 10Years filed
- $1,021,465Premium filed
- $1,619,354Indemnity paid
- $2,622,254Liability insured
- 32,068Quantity planted
- 32,072Quantity lost
- 232Policies
- 229Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $1,285,756 indemnity · 8 years
- Freeze $146,196 indemnity · 6 years
- Heat $102,680 indemnity · 3 years
- Hail $43,681 indemnity · 4 years
- Cold Winter $16,407 indemnity · 1 years
- Cold Wet Weather $9,277 indemnity · 4 years
Corn 10 years filed
- 0.47Low end of the filed band
- 2.02Middle of the filed band
- 3.65High end of the filed band
- 2017Worst year filed (3.89)
- 10Years filed
- $286,207Premium filed
- $618,819Indemnity paid
- $1,302,449Liability insured
- 6,006Quantity planted
- 6,001Quantity lost
- 30Policies
- 30Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $224,940 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $190,005 indemnity · 3 years
- Hail $138,475 indemnity · 4 years
- Heat $29,594 indemnity · 3 years
- Hot Wind $20,617 indemnity · 2 years
- Cold Wet Weather $10,849 indemnity · 1 years
All Other Crops 8 years filed
- 0.25Low end of the filed band
- 1.29Middle of the filed band
- 3.03High end of the filed band
- 2022Worst year filed (3.03)
- 8Years filed
- $257,528Premium filed
- $445,938Indemnity paid
- $1,409,506Liability insured
- 8,271Quantity planted
- 369Quantity lost
- 48Policies
- 48Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $343,111 indemnity · 8 years
- Drought $102,827 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Custer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.