Crop-loss band · South Dakota
Davison County, South Dakota — crop-loss band
- 0.90Low end of the filed band
- 1.50Middle of the filed band
- 2.23High end of the filed band
- 2019Worst year filed (3.62)
- 10Years filed
Every year the Risk Management Agency has filed for Davison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 2.23 at the high end, with 1.50 in the middle. The worst year filed is 2019, at 3.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,693,033 | $3,667,110 | $9,251,345 | 267 | 267 | 2.17 |
| 2016 | $5,404,961 | $4,876,475 | $23,890,599 | 592 | 586 | 0.90 |
| 2017 | $1,667,073 | $2,064,943 | $9,112,221 | 217 | 217 | 1.24 |
| 2018 | $335,380 | $668,684 | $2,133,559 | 111 | 111 | 1.99 |
| 2019 | $5,966,965 | $21,618,879 | $23,998,090 | 706 | 706 | 3.62 |
| 2020 | $1,809,623 | $4,028,781 | $11,048,480 | 499 | 499 | 2.23 |
| 2021 | $4,039,341 | $5,781,075 | $24,120,581 | 366 | 364 | 1.43 |
| 2022 | $12,256,132 | $19,019,293 | $78,212,822 | 773 | 773 | 1.55 |
| 2023 | $4,002,622 | $6,012,232 | $29,242,677 | 459 | 458 | 1.50 |
| 2024 | $5,966,935 | $8,783,856 | $48,899,158 | 719 | 717 | 1.47 |
Commodities insured in Davison County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 1.31Middle of the filed band
- 2.31High end of the filed band
- 2019Worst year filed (3.03)
- 10Years filed
- $27,189,123Premium filed
- $41,948,060Indemnity paid
- $131,287,187Liability insured
- 239,981Quantity planted
- 255,996Quantity lost
- 2,015Policies
- 2,008Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Davison County
- Excess Moisture/Precipitation/Rain $19,202,617 indemnity · 10 years
- Drought $16,167,664 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,590,240 indemnity · 4 years
- Hail $1,264,207 indemnity · 5 years
- Wind/Excess Wind $696,309 indemnity · 7 years
- Decline in Price $608,178 indemnity · 8 years
Soybeans 10 years filed
- 0.35Low end of the filed band
- 1.94Middle of the filed band
- 2.60High end of the filed band
- 2019Worst year filed (6.08)
- 10Years filed
- $14,138,361Premium filed
- $28,252,030Indemnity paid
- $117,204,610Liability insured
- 246,264Quantity planted
- 250,988Quantity lost
- 1,779Policies
- 1,775Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Davison County
- Excess Moisture/Precipitation/Rain $10,809,244 indemnity · 10 years
- Drought $10,063,687 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,196,989 indemnity · 4 years
- Decline in Price $1,206,691 indemnity · 7 years
- Hail $1,024,879 indemnity · 7 years
- Heat $631,330 indemnity · 5 years
Wheat 10 years filed
- 1.39Low end of the filed band
- 3.16Middle of the filed band
- 4.59High end of the filed band
- 2015Worst year filed (5.55)
- 10Years filed
- $1,046,826Premium filed
- $4,519,927Indemnity paid
- $7,073,205Liability insured
- 26,508Quantity planted
- 26,143Quantity lost
- 390Policies
- 390Policies with a loss
- 4.32Loss ratio, whole span
Causes that carried the indemnity in Davison County
- Drought $2,825,733 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $840,883 indemnity · 5 years
- Cold Winter $569,477 indemnity · 3 years
- Hail $83,559 indemnity · 2 years
- Decline in Price $68,540 indemnity · 6 years
- Cold Wet Weather $54,802 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.16Low end of the filed band
- 1.26Middle of the filed band
- 2.47High end of the filed band
- 2022Worst year filed (2.91)
- 10Years filed
- $767,755Premium filed
- $1,801,311Indemnity paid
- $4,344,530Liability insured
- 29,536Quantity planted
- 0Quantity lost
- 525Policies
- 525Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Davison County
- ARPI/SCO/STAX Crops Only $1,801,311 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Davison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.