Crop-loss band · South Dakota
Day County, South Dakota — crop-loss band
- 1.55Low end of the filed band
- 2.25Middle of the filed band
- 4.02High end of the filed band
- 2020Worst year filed (4.51)
- 10Years filed
Every year the Risk Management Agency has filed for Day County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.55 at the low end to 4.02 at the high end, with 2.25 in the middle. The worst year filed is 2020, at 4.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,263,514 | $7,334,074 | $19,613,581 | 371 | 370 | 2.25 |
| 2016 | $2,050,943 | $4,511,405 | $12,182,380 | 243 | 243 | 2.20 |
| 2017 | $1,233,891 | $1,916,533 | $7,737,458 | 210 | 210 | 1.55 |
| 2018 | $1,904,846 | $4,220,511 | $14,609,228 | 442 | 442 | 2.22 |
| 2019 | $3,899,864 | $13,930,192 | $22,118,315 | 930 | 930 | 3.57 |
| 2020 | $6,631,967 | $29,928,282 | $35,102,079 | 1,195 | 1,195 | 4.51 |
| 2021 | $3,581,650 | $8,629,727 | $29,580,927 | 469 | 467 | 2.41 |
| 2022 | $6,308,939 | $25,385,538 | $41,817,754 | 900 | 900 | 4.02 |
| 2023 | $5,531,217 | $11,911,169 | $48,943,648 | 694 | 694 | 2.15 |
| 2024 | $4,428,403 | $11,479,560 | $34,559,286 | 890 | 890 | 2.59 |
Commodities insured in Day County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.43Low end of the filed band
- 2.14Middle of the filed band
- 4.09High end of the filed band
- 2020Worst year filed (4.58)
- 10Years filed
- $23,232,483Premium filed
- $73,062,095Indemnity paid
- $152,717,836Liability insured
- 286,977Quantity planted
- 304,504Quantity lost
- 2,485Policies
- 2,485Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Day County
- Excess Moisture/Precipitation/Rain $50,093,235 indemnity · 10 years
- Drought $6,580,248 indemnity · 9 years
- Hail $6,261,754 indemnity · 10 years
- Cold Wet Weather $5,683,388 indemnity · 9 years
- Decline in Price $1,521,831 indemnity · 7 years
- Heat $1,186,035 indemnity · 6 years
Soybeans 10 years filed
- 1.47Low end of the filed band
- 2.61Middle of the filed band
- 4.03High end of the filed band
- 2020Worst year filed (4.44)
- 10Years filed
- $13,168,102Premium filed
- $39,420,763Indemnity paid
- $96,856,298Liability insured
- 301,446Quantity planted
- 294,068Quantity lost
- 2,708Policies
- 2,707Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Day County
- Excess Moisture/Precipitation/Rain $20,257,550 indemnity · 10 years
- Hail $9,118,366 indemnity · 10 years
- Drought $4,930,659 indemnity · 9 years
- Cold Wet Weather $2,174,222 indemnity · 9 years
- Decline in Price $1,181,748 indemnity · 8 years
- Heat $645,965 indemnity · 8 years
Wheat 10 years filed
- 2.01Low end of the filed band
- 2.84Middle of the filed band
- 3.28High end of the filed band
- 2020Worst year filed (3.97)
- 10Years filed
- $1,941,126Premium filed
- $5,802,931Indemnity paid
- $13,930,834Liability insured
- 55,184Quantity planted
- 55,962Quantity lost
- 804Policies
- 802Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Day County
- Excess Moisture/Precipitation/Rain $2,440,908 indemnity · 10 years
- Drought $1,245,586 indemnity · 8 years
- Hail $941,957 indemnity · 9 years
- Heat $346,955 indemnity · 7 years
- Cold Wet Weather $318,327 indemnity · 7 years
- Decline in Price $128,303 indemnity · 8 years
Pasture,Rangeland,Forage 9 years filed
- 1.33Low end of the filed band
- 1.89Middle of the filed band
- 2.39High end of the filed band
- 2021Worst year filed (2.39)
- 9Years filed
- $493,523Premium filed
- $961,202Indemnity paid
- $2,759,688Liability insured
- 42,400Quantity planted
- 0Quantity lost
- 347Policies
- 347Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Day County
- ARPI/SCO/STAX Crops Only $961,202 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Day County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.