Crop-loss band · South Dakota
Douglas County, South Dakota — crop-loss band
- 0.68Low end of the filed band
- 1.56Middle of the filed band
- 3.67High end of the filed band
- 2015Worst year filed (4.53)
- 10Years filed
Every year the Risk Management Agency has filed for Douglas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.68 at the low end to 3.67 at the high end, with 1.56 in the middle. The worst year filed is 2015, at 4.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $406,618 | $1,842,615 | $3,170,514 | 248 | 248 | 4.53 |
| 2016 | $4,069,410 | $2,775,600 | $17,773,259 | 593 | 588 | 0.68 |
| 2017 | $2,450,415 | $4,267,999 | $15,665,922 | 508 | 508 | 1.74 |
| 2018 | $477,301 | $1,373,350 | $3,004,649 | 191 | 191 | 2.88 |
| 2019 | $7,797,391 | $28,585,319 | $30,048,839 | 997 | 997 | 3.67 |
| 2020 | $1,381,322 | $4,425,408 | $7,667,696 | 504 | 504 | 3.20 |
| 2021 | $2,435,867 | $3,137,384 | $15,652,929 | 315 | 313 | 1.29 |
| 2022 | $9,614,982 | $14,978,376 | $58,516,059 | 755 | 755 | 1.56 |
| 2023 | $4,582,623 | $5,696,960 | $32,173,395 | 467 | 465 | 1.24 |
| 2024 | $3,545,598 | $5,021,295 | $27,614,001 | 499 | 499 | 1.42 |
Commodities insured in Douglas County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.56Low end of the filed band
- 1.56Middle of the filed band
- 2.93High end of the filed band
- 2020Worst year filed (3.34)
- 10Years filed
- $24,299,695Premium filed
- $40,395,149Indemnity paid
- $114,006,838Liability insured
- 232,407Quantity planted
- 225,201Quantity lost
- 2,290Policies
- 2,286Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Excess Moisture/Precipitation/Rain $22,678,502 indemnity · 10 years
- Drought $13,304,720 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,778,616 indemnity · 4 years
- Hail $865,377 indemnity · 6 years
- Decline in Price $592,589 indemnity · 6 years
- Heat $438,517 indemnity · 6 years
Soybeans 10 years filed
- 1.14Low end of the filed band
- 1.77Middle of the filed band
- 3.72High end of the filed band
- 2019Worst year filed (6.01)
- 10Years filed
- $11,392,425Premium filed
- $27,080,302Indemnity paid
- $89,932,471Liability insured
- 212,924Quantity planted
- 213,390Quantity lost
- 2,119Policies
- 2,114Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Excess Moisture/Precipitation/Rain $15,223,945 indemnity · 10 years
- Drought $7,090,130 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,884,402 indemnity · 4 years
- Hail $1,020,661 indemnity · 5 years
- Decline in Price $357,082 indemnity · 6 years
- Heat $175,669 indemnity · 4 years
Wheat 10 years filed
- 0.84Low end of the filed band
- 2.86Middle of the filed band
- 4.93High end of the filed band
- 2015Worst year filed (5.85)
- 10Years filed
- $804,254Premium filed
- $3,983,245Indemnity paid
- $5,841,426Liability insured
- 22,052Quantity planted
- 21,605Quantity lost
- 434Policies
- 434Policies with a loss
- 4.95Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $2,132,292 indemnity · 5 years
- Cold Winter $1,304,938 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $310,491 indemnity · 5 years
- Cold Wet Weather $46,641 indemnity · 5 years
- XX $46,316 indemnity · 1 years
- Freeze $31,585 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.10Low end of the filed band
- 1.89Middle of the filed band
- 3.34High end of the filed band
- 2023Worst year filed (3.53)
- 10Years filed
- $265,153Premium filed
- $645,610Indemnity paid
- $1,506,528Liability insured
- 11,915Quantity planted
- 0Quantity lost
- 234Policies
- 234Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- ARPI/SCO/STAX Crops Only $645,610 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Douglas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.