Crop-loss band · South Dakota
Fall River County, South Dakota — crop-loss band
- 0.90Low end of the filed band
- 1.70Middle of the filed band
- 2.22High end of the filed band
- 2016Worst year filed (2.25)
- 10Years filed
Every year the Risk Management Agency has filed for Fall River County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 2.22 at the high end, with 1.70 in the middle. The worst year filed is 2016, at 2.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $450,839 | $765,820 | $1,645,517 | 112 | 112 | 1.70 |
| 2016 | $1,175,263 | $2,638,641 | $4,794,595 | 291 | 290 | 2.25 |
| 2017 | $768,556 | $1,230,961 | $3,061,035 | 207 | 206 | 1.60 |
| 2018 | $159,177 | $144,019 | $499,209 | 44 | 44 | 0.90 |
| 2019 | $182,572 | $325,694 | $871,548 | 50 | 50 | 1.78 |
| 2020 | $796,793 | $1,622,788 | $3,554,143 | 219 | 219 | 2.04 |
| 2021 | $694,648 | $882,169 | $3,180,460 | 126 | 125 | 1.27 |
| 2022 | $1,408,883 | $3,134,169 | $6,027,829 | 266 | 266 | 2.22 |
| 2023 | $688,697 | $799,308 | $2,053,460 | 89 | 89 | 1.16 |
| 2024 | $1,639,103 | $2,813,666 | $6,716,892 | 215 | 215 | 1.72 |
Commodities insured in Fall River County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.23Low end of the filed band
- 1.67Middle of the filed band
- 2.32High end of the filed band
- 2022Worst year filed (2.69)
- 10Years filed
- $2,779,122Premium filed
- $5,668,452Indemnity paid
- $16,196,165Liability insured
- 777,637Quantity planted
- 0Quantity lost
- 622Policies
- 622Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Fall River County
- ARPI/SCO/STAX Crops Only $5,668,452 indemnity · 10 years
Forage Production 10 years filed
- 0.64Low end of the filed band
- 1.09Middle of the filed band
- 1.61High end of the filed band
- 2020Worst year filed (2.14)
- 10Years filed
- $3,336,813Premium filed
- $4,341,999Indemnity paid
- $7,774,750Liability insured
- 111,838Quantity planted
- 111,837Quantity lost
- 604Policies
- 601Policies with a loss
- 1.30Loss ratio, whole span
Causes that carried the indemnity in Fall River County
- Drought $3,435,528 indemnity · 8 years
- Freeze $327,580 indemnity · 6 years
- Cold Winter $155,471 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $136,196 indemnity · 4 years
- Hail $131,554 indemnity · 8 years
- Heat $72,501 indemnity · 4 years
Wheat 10 years filed
- 0.24Low end of the filed band
- 1.56Middle of the filed band
- 2.72High end of the filed band
- 2016Worst year filed (2.75)
- 10Years filed
- $1,144,942Premium filed
- $2,220,684Indemnity paid
- $3,672,476Liability insured
- 30,094Quantity planted
- 29,661Quantity lost
- 264Policies
- 264Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Fall River County
- Hail $1,008,192 indemnity · 8 years
- Drought $701,502 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $115,451 indemnity · 4 years
- Cold Winter $105,382 indemnity · 4 years
- Wind/Excess Wind $80,267 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $76,488 indemnity · 1 years
Corn 9 years filed
- 1.00Low end of the filed band
- 3.33Middle of the filed band
- 7.11High end of the filed band
- 2016Worst year filed (7.11)
- 9Years filed
- $316,327Premium filed
- $1,063,304Indemnity paid
- $2,564,434Liability insured
- 7,289Quantity planted
- 7,360Quantity lost
- 62Policies
- 62Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Fall River County
- Hail $542,594 indemnity · 6 years
- Drought $188,997 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $128,684 indemnity · 2 years
- Heat $120,646 indemnity · 5 years
- Hot Wind $39,686 indemnity · 1 years
- Wind/Excess Wind $18,574 indemnity · 2 years
All Other Crops 10 years filed
- 0.23Low end of the filed band
- 1.24Middle of the filed band
- 2.55High end of the filed band
- 2022Worst year filed (3.80)
- 10Years filed
- $387,327Premium filed
- $1,062,796Indemnity paid
- $2,196,863Liability insured
- 11,517Quantity planted
- 3,657Quantity lost
- 67Policies
- 67Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Fall River County
- Drought $504,254 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $354,524 indemnity · 10 years
- Hail $204,018 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Fall River County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.