Crop-loss band · South Dakota
Gregory County, South Dakota — crop-loss band
- 0.70Low end of the filed band
- 1.96Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (3.10)
- 10Years filed
Every year the Risk Management Agency has filed for Gregory County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 2.57 at the high end, with 1.96 in the middle. The worst year filed is 2019, at 3.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $606,732 | $1,304,900 | $3,420,435 | 168 | 167 | 2.15 |
| 2016 | $1,007,493 | $706,866 | $4,907,249 | 178 | 168 | 0.70 |
| 2017 | $920,062 | $1,635,958 | $4,942,802 | 268 | 268 | 1.78 |
| 2018 | $448,071 | $880,383 | $2,457,610 | 173 | 173 | 1.96 |
| 2019 | $2,194,448 | $6,797,099 | $9,149,804 | 560 | 560 | 3.10 |
| 2020 | $1,066,810 | $2,743,943 | $4,985,264 | 417 | 417 | 2.57 |
| 2021 | $2,950,925 | $5,935,896 | $17,989,460 | 478 | 478 | 2.01 |
| 2022 | $6,429,558 | $14,571,592 | $39,785,646 | 779 | 779 | 2.27 |
| 2023 | $1,368,945 | $2,476,403 | $8,015,956 | 347 | 347 | 1.81 |
| 2024 | $3,171,666 | $4,681,907 | $17,974,258 | 620 | 619 | 1.48 |
Commodities insured in Gregory County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.53Low end of the filed band
- 1.53Middle of the filed band
- 2.50High end of the filed band
- 2020Worst year filed (2.75)
- 10Years filed
- $10,862,339Premium filed
- $22,030,118Indemnity paid
- $56,496,128Liability insured
- 122,742Quantity planted
- 130,099Quantity lost
- 1,382Policies
- 1,373Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Gregory County
- Drought $12,004,931 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,577,141 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,568,867 indemnity · 4 years
- Heat $867,672 indemnity · 7 years
- Hail $520,163 indemnity · 5 years
- Wind/Excess Wind $288,498 indemnity · 6 years
Soybeans 10 years filed
- 0.56Low end of the filed band
- 1.56Middle of the filed band
- 3.04High end of the filed band
- 2019Worst year filed (4.21)
- 10Years filed
- $6,110,915Premium filed
- $12,287,949Indemnity paid
- $39,537,145Liability insured
- 107,719Quantity planted
- 103,806Quantity lost
- 980Policies
- 979Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Gregory County
- Drought $6,128,332 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,242,340 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,103,882 indemnity · 4 years
- Hail $567,598 indemnity · 9 years
- Heat $90,452 indemnity · 3 years
- Decline in Price $77,519 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.45Low end of the filed band
- 1.87Middle of the filed band
- 2.83High end of the filed band
- 2023Worst year filed (3.02)
- 10Years filed
- $2,587,479Premium filed
- $5,457,829Indemnity paid
- $13,353,461Liability insured
- 304,049Quantity planted
- 0Quantity lost
- 1,349Policies
- 1,348Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Gregory County
- ARPI/SCO/STAX Crops Only $5,457,829 indemnity · 10 years
Wheat 10 years filed
- 1.00Low end of the filed band
- 3.01Middle of the filed band
- 5.15High end of the filed band
- 2022Worst year filed (8.61)
- 10Years filed
- $603,977Premium filed
- $1,959,051Indemnity paid
- $4,241,750Liability insured
- 19,710Quantity planted
- 19,620Quantity lost
- 277Policies
- 276Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Gregory County
- Cold Winter $1,106,514 indemnity · 9 years
- Drought $462,673 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $309,481 indemnity · 6 years
- Cold Wet Weather $120,696 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $102,829 indemnity · 2 years
- Wind/Excess Wind $49,781 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Gregory County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.