Crop-loss band · South Dakota
Haakon County, South Dakota — crop-loss band
- 1.55Low end of the filed band
- 1.92Middle of the filed band
- 3.06High end of the filed band
- 2022Worst year filed (3.07)
- 10Years filed
Every year the Risk Management Agency has filed for Haakon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.55 at the low end to 3.06 at the high end, with 1.92 in the middle. The worst year filed is 2022, at 3.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,740,038 | $5,253,589 | $8,798,233 | 237 | 237 | 1.92 |
| 2016 | $1,022,459 | $1,790,709 | $4,369,685 | 200 | 200 | 1.75 |
| 2017 | $3,741,512 | $7,612,638 | $15,830,877 | 456 | 456 | 2.03 |
| 2018 | $1,683,083 | $2,651,894 | $7,803,727 | 189 | 189 | 1.58 |
| 2019 | $1,531,574 | $3,194,892 | $4,161,406 | 132 | 132 | 2.09 |
| 2020 | $1,759,088 | $2,717,727 | $7,571,308 | 241 | 241 | 1.55 |
| 2021 | $4,213,732 | $12,898,627 | $19,668,323 | 490 | 490 | 3.06 |
| 2022 | $6,317,584 | $19,388,424 | $32,906,083 | 526 | 526 | 3.07 |
| 2023 | $3,148,997 | $7,195,519 | $14,858,228 | 286 | 286 | 2.29 |
| 2024 | $2,205,592 | $3,730,078 | $9,634,329 | 288 | 288 | 1.69 |
Commodities insured in Haakon County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.88Low end of the filed band
- 1.74Middle of the filed band
- 3.39High end of the filed band
- 2021Worst year filed (3.67)
- 10Years filed
- $8,986,345Premium filed
- $22,928,573Indemnity paid
- $38,286,748Liability insured
- 184,447Quantity planted
- 190,490Quantity lost
- 492Policies
- 492Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $16,313,323 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,643,697 indemnity · 6 years
- Heat $1,326,503 indemnity · 6 years
- Wind/Excess Wind $1,019,825 indemnity · 4 years
- Hail $659,905 indemnity · 7 years
- Decline in Price $513,367 indemnity · 8 years
Wheat 10 years filed
- 1.58Low end of the filed band
- 1.90Middle of the filed band
- 2.31High end of the filed band
- 2021Worst year filed (3.25)
- 10Years filed
- $7,563,801Premium filed
- $16,450,700Indemnity paid
- $28,107,676Liability insured
- 208,229Quantity planted
- 209,076Quantity lost
- 628Policies
- 628Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $8,661,178 indemnity · 9 years
- Hail $2,875,058 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,739,803 indemnity · 4 years
- Cold Winter $1,376,315 indemnity · 9 years
- Decline in Price $707,850 indemnity · 9 years
- Wind/Excess Wind $385,490 indemnity · 5 years
Sunflowers 10 years filed
- 1.33Low end of the filed band
- 2.54Middle of the filed band
- 3.57High end of the filed band
- 2022Worst year filed (3.65)
- 10Years filed
- $3,957,389Premium filed
- $11,346,705Indemnity paid
- $24,616,126Liability insured
- 95,594Quantity planted
- 94,641Quantity lost
- 197Policies
- 197Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $8,399,575 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,668,754 indemnity · 8 years
- Hail $405,113 indemnity · 6 years
- Insects $277,404 indemnity · 2 years
- Heat $208,770 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $144,862 indemnity · 4 years
Pasture,Rangeland,Forage 9 years filed
- 0.84Low end of the filed band
- 1.94Middle of the filed band
- 4.00High end of the filed band
- 2015Worst year filed (4.00)
- 9Years filed
- $4,051,132Premium filed
- $7,429,708Indemnity paid
- $22,087,941Liability insured
- 944,611Quantity planted
- 0Quantity lost
- 1,112Policies
- 1,112Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- ARPI/SCO/STAX Crops Only $7,429,708 indemnity · 9 years
Grain Sorghum 10 years filed
- 1.18Low end of the filed band
- 1.41Middle of the filed band
- 2.43High end of the filed band
- 2023Worst year filed (3.24)
- 10Years filed
- $2,286,026Premium filed
- $4,506,984Indemnity paid
- $6,239,472Liability insured
- 47,073Quantity planted
- 46,416Quantity lost
- 163Policies
- 163Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $2,911,381 indemnity · 9 years
- Decline in Price $857,787 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $636,260 indemnity · 9 years
- Hail $53,536 indemnity · 3 years
- Heat $32,787 indemnity · 3 years
- Cold Wet Weather $15,233 indemnity · 2 years
Forage Production 8 years filed
- 0.70Low end of the filed band
- 1.30Middle of the filed band
- 4.13High end of the filed band
- 2021Worst year filed (4.13)
- 8Years filed
- $1,087,588Premium filed
- $2,930,722Indemnity paid
- $4,987,992Liability insured
- 81,188Quantity planted
- 81,120Quantity lost
- 385Policies
- 385Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $2,649,395 indemnity · 8 years
- Hail $162,686 indemnity · 4 years
- Freeze $43,785 indemnity · 3 years
- Frost $39,000 indemnity · 3 years
- Heat $17,504 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $13,751 indemnity · 2 years
Millet 10 years filed
- 1.08Low end of the filed band
- 1.70Middle of the filed band
- 2.35High end of the filed band
- 2019Worst year filed (2.62)
- 10Years filed
- $431,378Premium filed
- $840,705Indemnity paid
- $1,276,244Liability insured
- 15,638Quantity planted
- 15,638Quantity lost
- 68Policies
- 68Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Haakon County
- Drought $600,639 indemnity · 9 years
- Hail $102,625 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $86,152 indemnity · 2 years
- Heat $41,843 indemnity · 4 years
- Freeze $8,123 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $1,323 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Haakon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.