Crop-loss band · South Dakota
Hughes County, South Dakota — crop-loss band
- 1.54Low end of the filed band
- 1.97Middle of the filed band
- 2.79High end of the filed band
- 2017Worst year filed (2.81)
- 10Years filed
Every year the Risk Management Agency has filed for Hughes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 2.79 at the high end, with 1.97 in the middle. The worst year filed is 2017, at 2.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,330,898 | $10,731,459 | $14,860,318 | 388 | 388 | 2.48 |
| 2016 | $1,239,571 | $1,947,700 | $4,300,111 | 141 | 141 | 1.57 |
| 2017 | $4,864,748 | $13,657,788 | $18,604,669 | 566 | 566 | 2.81 |
| 2018 | $3,652,481 | $10,191,857 | $17,021,000 | 431 | 431 | 2.79 |
| 2019 | $1,917,632 | $3,777,505 | $7,643,708 | 238 | 237 | 1.97 |
| 2020 | $1,123,426 | $2,496,403 | $5,241,748 | 234 | 234 | 2.22 |
| 2021 | $5,383,330 | $14,258,647 | $21,971,255 | 403 | 403 | 2.65 |
| 2022 | $2,941,215 | $4,899,384 | $14,244,562 | 243 | 243 | 1.67 |
| 2023 | $7,093,529 | $10,893,776 | $27,893,399 | 383 | 383 | 1.54 |
| 2024 | $1,208,679 | $1,877,040 | $8,241,193 | 134 | 134 | 1.55 |
Commodities insured in Hughes County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.41Low end of the filed band
- 1.60Middle of the filed band
- 3.08High end of the filed band
- 2021Worst year filed (3.56)
- 10Years filed
- $17,045,512Premium filed
- $39,073,998Indemnity paid
- $56,582,851Liability insured
- 315,094Quantity planted
- 313,474Quantity lost
- 1,233Policies
- 1,233Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $21,867,958 indemnity · 7 years
- Cold Winter $6,435,156 indemnity · 10 years
- Hail $5,010,010 indemnity · 6 years
- Decline in Price $1,406,714 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $970,779 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $909,066 indemnity · 5 years
Corn 10 years filed
- 1.13Low end of the filed band
- 1.94Middle of the filed band
- 2.32High end of the filed band
- 2024Worst year filed (2.42)
- 10Years filed
- $9,308,975Premium filed
- $17,200,295Indemnity paid
- $36,122,681Liability insured
- 111,907Quantity planted
- 111,456Quantity lost
- 731Policies
- 731Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $9,660,932 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,421,448 indemnity · 7 years
- Hail $2,184,491 indemnity · 10 years
- Decline in Price $789,247 indemnity · 9 years
- Heat $557,913 indemnity · 6 years
- Wind/Excess Wind $550,599 indemnity · 6 years
Sunflowers 10 years filed
- 1.34Low end of the filed band
- 2.51Middle of the filed band
- 3.39High end of the filed band
- 2023Worst year filed (4.01)
- 10Years filed
- $2,888,690Premium filed
- $7,869,975Indemnity paid
- $18,643,130Liability insured
- 62,620Quantity planted
- 61,697Quantity lost
- 339Policies
- 338Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Insects $2,396,780 indemnity · 2 years
- Drought $2,371,532 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,201,785 indemnity · 10 years
- Hail $1,150,942 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $404,240 indemnity · 7 years
- Decline in Price $75,711 indemnity · 3 years
Soybeans 10 years filed
- 0.83Low end of the filed band
- 2.28Middle of the filed band
- 4.89High end of the filed band
- 2018Worst year filed (5.21)
- 10Years filed
- $2,106,869Premium filed
- $6,091,604Indemnity paid
- $18,249,554Liability insured
- 67,193Quantity planted
- 67,841Quantity lost
- 341Policies
- 341Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $2,449,409 indemnity · 9 years
- Hail $2,338,979 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $565,055 indemnity · 7 years
- Wind/Excess Wind $214,976 indemnity · 5 years
- Decline in Price $186,908 indemnity · 4 years
- Heat $108,910 indemnity · 4 years
Pasture,Rangeland,Forage 9 years filed
- 0.25Low end of the filed band
- 1.49Middle of the filed band
- 3.44High end of the filed band
- 2015Worst year filed (3.44)
- 9Years filed
- $1,036,322Premium filed
- $1,653,727Indemnity paid
- $4,863,957Liability insured
- 88,505Quantity planted
- 0Quantity lost
- 244Policies
- 244Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- ARPI/SCO/STAX Crops Only $1,653,727 indemnity · 9 years
Grain Sorghum 10 years filed
- 0.78Low end of the filed band
- 2.11Middle of the filed band
- 2.52High end of the filed band
- 2020Worst year filed (2.83)
- 10Years filed
- $790,865Premium filed
- $1,649,150Indemnity paid
- $3,332,149Liability insured
- 17,133Quantity planted
- 16,945Quantity lost
- 139Policies
- 139Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $911,396 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $298,594 indemnity · 8 years
- Insects $163,479 indemnity · 2 years
- Hail $132,388 indemnity · 3 years
- Heat $63,207 indemnity · 2 years
- Decline in Price $58,208 indemnity · 4 years
Oats 9 years filed
- 0.16Low end of the filed band
- 3.20Middle of the filed band
- 4.73High end of the filed band
- 2017Worst year filed (4.73)
- 9Years filed
- $306,508Premium filed
- $664,299Indemnity paid
- $1,205,269Liability insured
- 6,954Quantity planted
- 6,955Quantity lost
- 69Policies
- 69Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $332,017 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $188,032 indemnity · 3 years
- Hail $68,733 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $31,218 indemnity · 4 years
- Decline in Price $30,225 indemnity · 1 years
- Heat $9,347 indemnity · 2 years
Forage Production 8 years filed
- 0.90Low end of the filed band
- 1.80Middle of the filed band
- 5.86High end of the filed band
- 2022Worst year filed (5.86)
- 8Years filed
- $271,768Premium filed
- $528,511Indemnity paid
- $1,022,372Liability insured
- 8,897Quantity planted
- 8,898Quantity lost
- 65Policies
- 65Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Hughes County
- Drought $418,726 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $67,688 indemnity · 2 years
- Hail $13,867 indemnity · 1 years
- Insects $12,096 indemnity · 1 years
- Freeze $7,217 indemnity · 2 years
- Frost $5,616 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Hughes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.