Crop-loss band · South Dakota
Jackson County, South Dakota — crop-loss band
- 1.47Low end of the filed band
- 2.27Middle of the filed band
- 3.22High end of the filed band
- 2022Worst year filed (3.31)
- 10Years filed
Every year the Risk Management Agency has filed for Jackson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 3.22 at the high end, with 2.27 in the middle. The worst year filed is 2022, at 3.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $591,661 | $1,468,892 | $2,310,343 | 122 | 122 | 2.48 |
| 2016 | $753,605 | $1,108,544 | $3,346,385 | 140 | 140 | 1.47 |
| 2017 | $1,028,267 | $2,747,108 | $5,830,110 | 302 | 302 | 2.67 |
| 2018 | $655,980 | $1,491,808 | $3,597,291 | 87 | 87 | 2.27 |
| 2019 | $558,937 | $1,336,982 | $2,068,789 | 69 | 69 | 2.39 |
| 2020 | $355,088 | $683,603 | $2,030,321 | 147 | 147 | 1.93 |
| 2021 | $1,731,727 | $5,573,313 | $9,310,509 | 285 | 285 | 3.22 |
| 2022 | $2,996,354 | $9,920,853 | $15,521,339 | 430 | 430 | 3.31 |
| 2023 | $1,114,734 | $2,211,078 | $5,042,187 | 205 | 205 | 1.98 |
| 2024 | $1,822,557 | $3,565,526 | $9,306,399 | 348 | 348 | 1.96 |
Commodities insured in Jackson County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.24Low end of the filed band
- 2.75Middle of the filed band
- 4.87High end of the filed band
- 2017Worst year filed (6.80)
- 10Years filed
- $3,091,321Premium filed
- $10,743,795Indemnity paid
- $16,482,399Liability insured
- 73,811Quantity planted
- 73,367Quantity lost
- 240Policies
- 240Policies with a loss
- 3.48Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $7,945,905 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,016,303 indemnity · 7 years
- Heat $790,968 indemnity · 3 years
- Hail $637,944 indemnity · 5 years
- Decline in Price $122,226 indemnity · 3 years
- Cold Wet Weather $110,553 indemnity · 1 years
Wheat 10 years filed
- 1.15Low end of the filed band
- 2.03Middle of the filed band
- 2.72High end of the filed band
- 2024Worst year filed (2.72)
- 10Years filed
- $3,704,460Premium filed
- $8,380,979Indemnity paid
- $14,182,879Liability insured
- 95,869Quantity planted
- 95,277Quantity lost
- 376Policies
- 376Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $3,757,389 indemnity · 8 years
- Hail $1,754,734 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,186,777 indemnity · 4 years
- Cold Winter $1,130,247 indemnity · 8 years
- Wind/Excess Wind $260,481 indemnity · 3 years
- Frost $97,760 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.62Low end of the filed band
- 1.90Middle of the filed band
- 3.55High end of the filed band
- 2015Worst year filed (3.55)
- 9Years filed
- $2,666,466Premium filed
- $4,942,313Indemnity paid
- $15,930,951Liability insured
- 771,201Quantity planted
- 0Quantity lost
- 1,010Policies
- 1,010Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- ARPI/SCO/STAX Crops Only $4,942,313 indemnity · 9 years
Forage Production 10 years filed
- 1.11Low end of the filed band
- 2.80Middle of the filed band
- 5.13High end of the filed band
- 2019Worst year filed (8.73)
- 10Years filed
- $804,109Premium filed
- $2,557,366Indemnity paid
- $5,033,816Liability insured
- 83,309Quantity planted
- 83,309Quantity lost
- 356Policies
- 356Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $2,266,127 indemnity · 8 years
- Freeze $96,445 indemnity · 3 years
- Hail $59,030 indemnity · 1 years
- Frost $49,856 indemnity · 3 years
- Heat $37,006 indemnity · 3 years
- Cold Winter $22,087 indemnity · 2 years
Sunflowers 9 years filed
- 1.68Low end of the filed band
- 2.88Middle of the filed band
- 4.04High end of the filed band
- 2018Worst year filed (4.04)
- 9Years filed
- $745,774Premium filed
- $2,118,032Indemnity paid
- $3,962,671Liability insured
- 15,437Quantity planted
- 15,826Quantity lost
- 56Policies
- 56Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $1,292,109 indemnity · 6 years
- Hail $418,773 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $212,856 indemnity · 4 years
- Heat $187,018 indemnity · 3 years
- Decline in Price $7,277 indemnity · 3 years
All Other Crops 7 years filed
- 0.46Low end of the filed band
- 1.95Middle of the filed band
- 5.19High end of the filed band
- 2018Worst year filed (5.19)
- 7Years filed
- $326,875Premium filed
- $758,311Indemnity paid
- $1,890,860Liability insured
- 11,840Quantity planted
- 3,318Quantity lost
- 45Policies
- 45Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- ARPI/SCO/STAX/MP Crops Only $472,274 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $264,681 indemnity · 3 years
- Drought $21,356 indemnity · 1 years
Grain Sorghum 7 years filed
- 1.31Low end of the filed band
- 1.89Middle of the filed band
- 2.88High end of the filed band
- 2022Worst year filed (2.88)
- 7Years filed
- $269,905Premium filed
- $606,911Indemnity paid
- $880,097Liability insured
- 8,388Quantity planted
- 8,388Quantity lost
- 52Policies
- 52Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $469,003 indemnity · 5 years
- Heat $57,952 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $32,405 indemnity · 2 years
- Wind/Excess Wind $22,509 indemnity · 1 years
- Decline in Price $15,384 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $9,658 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Jackson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.