Crop-loss band · South Dakota
Jerauld County, South Dakota — crop-loss band
- 1.64Low end of the filed band
- 2.17Middle of the filed band
- 3.34High end of the filed band
- 2019Worst year filed (4.14)
- 10Years filed
Every year the Risk Management Agency has filed for Jerauld County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.64 at the low end to 3.34 at the high end, with 2.17 in the middle. The worst year filed is 2019, at 4.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $449,075 | $1,413,321 | $2,640,085 | 111 | 111 | 3.15 |
| 2016 | $702,773 | $1,153,849 | $3,641,039 | 163 | 163 | 1.64 |
| 2017 | $2,454,350 | $7,369,895 | $15,970,350 | 344 | 344 | 3.00 |
| 2018 | $443,296 | $961,030 | $3,260,338 | 179 | 179 | 2.17 |
| 2019 | $2,340,392 | $9,683,913 | $11,446,086 | 313 | 313 | 4.14 |
| 2020 | $698,802 | $2,333,896 | $3,453,057 | 247 | 247 | 3.34 |
| 2021 | $2,165,039 | $4,100,979 | $13,463,840 | 272 | 272 | 1.89 |
| 2022 | $6,922,834 | $13,042,304 | $46,091,861 | 528 | 528 | 1.88 |
| 2023 | $3,134,241 | $5,359,576 | $19,194,908 | 379 | 379 | 1.71 |
| 2024 | $1,668,124 | $4,079,797 | $8,618,076 | 415 | 415 | 2.45 |
Commodities insured in Jerauld County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.80Low end of the filed band
- 1.81Middle of the filed band
- 3.40High end of the filed band
- 2019Worst year filed (3.48)
- 10Years filed
- $12,287,238Premium filed
- $26,782,470Indemnity paid
- $67,084,793Liability insured
- 137,689Quantity planted
- 140,263Quantity lost
- 1,015Policies
- 1,015Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Jerauld County
- Drought $12,989,214 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $9,588,530 indemnity · 7 years
- Heat $1,641,676 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $545,546 indemnity · 6 years
- Hail $532,266 indemnity · 7 years
- Cold Wet Weather $432,638 indemnity · 8 years
Soybeans 10 years filed
- 1.69Low end of the filed band
- 2.32Middle of the filed band
- 4.34High end of the filed band
- 2019Worst year filed (6.36)
- 10Years filed
- $5,395,905Premium filed
- $13,760,111Indemnity paid
- $42,818,335Liability insured
- 110,984Quantity planted
- 109,084Quantity lost
- 741Policies
- 741Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Jerauld County
- Drought $6,740,496 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,037,106 indemnity · 9 years
- Hail $741,171 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $517,203 indemnity · 4 years
- Heat $405,198 indemnity · 7 years
- Cold Wet Weather $180,746 indemnity · 7 years
Pasture,Rangeland,Forage 9 years filed
- 1.12Low end of the filed band
- 2.13Middle of the filed band
- 3.16High end of the filed band
- 2015Worst year filed (3.16)
- 9Years filed
- $2,082,394Premium filed
- $4,638,166Indemnity paid
- $11,287,109Liability insured
- 172,278Quantity planted
- 0Quantity lost
- 946Policies
- 946Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Jerauld County
- ARPI/SCO/STAX Crops Only $4,638,166 indemnity · 9 years
Wheat 10 years filed
- 0.56Low end of the filed band
- 3.71Middle of the filed band
- 4.62High end of the filed band
- 2020Worst year filed (5.12)
- 10Years filed
- $1,213,389Premium filed
- $4,317,813Indemnity paid
- $6,589,403Liability insured
- 29,250Quantity planted
- 29,326Quantity lost
- 249Policies
- 249Policies with a loss
- 3.56Loss ratio, whole span
Causes that carried the indemnity in Jerauld County
- Drought $2,953,480 indemnity · 6 years
- Cold Winter $697,811 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $234,045 indemnity · 5 years
- Freeze $168,208 indemnity · 2 years
- Decline in Price $127,358 indemnity · 4 years
- Heat $62,787 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Jerauld County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.