Crop-loss band · South Dakota
Jones County, South Dakota — crop-loss band
- 1.45Low end of the filed band
- 1.88Middle of the filed band
- 2.33High end of the filed band
- 2021Worst year filed (2.99)
- 10Years filed
Every year the Risk Management Agency has filed for Jones County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.33 at the high end, with 1.88 in the middle. The worst year filed is 2021, at 2.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,607,976 | $3,167,989 | $6,211,016 | 214 | 214 | 1.97 |
| 2016 | $460,640 | $668,620 | $1,674,069 | 55 | 55 | 1.45 |
| 2017 | $1,261,779 | $2,328,454 | $4,540,294 | 160 | 160 | 1.85 |
| 2018 | $484,293 | $862,150 | $1,732,385 | 75 | 75 | 1.78 |
| 2019 | $1,718,712 | $3,407,467 | $4,500,370 | 181 | 181 | 1.98 |
| 2020 | $544,510 | $1,024,185 | $1,930,915 | 111 | 111 | 1.88 |
| 2021 | $2,005,009 | $5,994,135 | $8,388,380 | 162 | 162 | 2.99 |
| 2022 | $2,282,744 | $5,312,960 | $9,932,725 | 132 | 132 | 2.33 |
| 2023 | $1,310,313 | $2,981,453 | $4,948,086 | 109 | 109 | 2.28 |
| 2024 | $1,864,844 | $2,984,885 | $7,395,506 | 187 | 187 | 1.60 |
Commodities insured in Jones County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.14Low end of the filed band
- 1.73Middle of the filed band
- 2.99High end of the filed band
- 2021Worst year filed (3.56)
- 10Years filed
- $4,144,219Premium filed
- $10,184,323Indemnity paid
- $15,002,140Liability insured
- 61,965Quantity planted
- 61,965Quantity lost
- 247Policies
- 247Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $7,016,512 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,869,968 indemnity · 8 years
- Decline in Price $345,747 indemnity · 6 years
- Hail $306,687 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $207,617 indemnity · 6 years
- Cold Wet Weather $165,205 indemnity · 1 years
Wheat 10 years filed
- 1.39Low end of the filed band
- 2.45Middle of the filed band
- 3.10High end of the filed band
- 2022Worst year filed (3.25)
- 10Years filed
- $3,382,395Premium filed
- $8,021,626Indemnity paid
- $14,295,044Liability insured
- 93,174Quantity planted
- 88,354Quantity lost
- 444Policies
- 444Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $3,009,429 indemnity · 8 years
- Cold Winter $1,829,048 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $997,407 indemnity · 7 years
- Decline in Price $750,648 indemnity · 7 years
- Hail $505,609 indemnity · 7 years
- Wind/Excess Wind $487,857 indemnity · 3 years
Sunflowers 10 years filed
- 1.04Low end of the filed band
- 1.85Middle of the filed band
- 2.34High end of the filed band
- 2021Worst year filed (2.57)
- 10Years filed
- $2,546,269Premium filed
- $4,876,623Indemnity paid
- $9,447,622Liability insured
- 48,811Quantity planted
- 47,878Quantity lost
- 184Policies
- 184Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $2,740,105 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,188,895 indemnity · 9 years
- Wind/Excess Wind $292,348 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $246,022 indemnity · 4 years
- Hail $206,170 indemnity · 4 years
- Heat $52,270 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.99Low end of the filed band
- 1.29Middle of the filed band
- 1.61High end of the filed band
- 2021Worst year filed (1.83)
- 10Years filed
- $2,044,351Premium filed
- $2,992,676Indemnity paid
- $5,979,462Liability insured
- 36,152Quantity planted
- 36,355Quantity lost
- 188Policies
- 188Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $1,777,286 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $980,378 indemnity · 8 years
- Hail $131,394 indemnity · 6 years
- Freeze $37,086 indemnity · 1 years
- Decline in Price $15,483 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $13,931 indemnity · 3 years
Soybeans 6 years filed
- 1.69Low end of the filed band
- 1.96Middle of the filed band
- 4.26High end of the filed band
- 2019Worst year filed (4.26)
- 6Years filed
- $690,489Premium filed
- $1,471,396Indemnity paid
- $2,783,603Liability insured
- 8,808Quantity planted
- 8,470Quantity lost
- 56Policies
- 56Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Jones County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $850,825 indemnity · 2 years
- Drought $488,640 indemnity · 4 years
- Decline in Price $66,241 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $47,146 indemnity · 4 years
- Hail $18,544 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.95Low end of the filed band
- 1.56Middle of the filed band
- 3.22High end of the filed band
- 2015Worst year filed (3.22)
- 9Years filed
- $733,097Premium filed
- $1,185,654Indemnity paid
- $3,745,875Liability insured
- 119,894Quantity planted
- 0Quantity lost
- 267Policies
- 267Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Jones County
- ARPI/SCO/STAX Crops Only $1,185,654 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Jones County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.