Crop-loss band · South Dakota
Lawrence County, South Dakota — crop-loss band
- 0.58Low end of the filed band
- 1.45Middle of the filed band
- 2.58High end of the filed band
- 2023Worst year filed (2.79)
- 10Years filed
Every year the Risk Management Agency has filed for Lawrence County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 2.58 at the high end, with 1.45 in the middle. The worst year filed is 2023, at 2.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,891 | $5,724 | $19,514 | 13 | 13 | 1.98 |
| 2016 | $727 | $1,057 | $3,745 | 6 | 6 | 1.45 |
| 2017 | $10,764 | $15,379 | $72,100 | 10 | 10 | 1.43 |
| 2018 | $25,337 | $25,920 | $161,643 | 7 | 7 | 1.02 |
| 2019 | $3,437 | $1,997 | $25,285 | 2 | 2 | 0.58 |
| 2020 | $14,412 | $32,743 | $85,465 | 13 | 13 | 2.27 |
| 2021 | $32,219 | $72,078 | $163,200 | 15 | 15 | 2.24 |
| 2022 | $134,252 | $188,170 | $802,343 | 44 | 44 | 1.40 |
| 2023 | $100,438 | $280,339 | $630,744 | 19 | 19 | 2.79 |
| 2024 | $237,122 | $612,653 | $1,507,241 | 46 | 46 | 2.58 |
Commodities insured in Lawrence County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 5 years filed
- 1.02Low end of the filed band
- 1.98Middle of the filed band
- 3.09High end of the filed band
- 2023Worst year filed (3.09)
- 5Years filed
- $293,071Premium filed
- $732,724Indemnity paid
- $1,949,539Liability insured
- 80,213Quantity planted
- 0Quantity lost
- 77Policies
- 77Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- ARPI/SCO/STAX Crops Only $732,724 indemnity · 5 years
All Other Crops 7 years filed
- 0.58Low end of the filed band
- 2.24Middle of the filed band
- 2.57High end of the filed band
- 2024Worst year filed (2.57)
- 7Years filed
- $268,528Premium filed
- $503,336Indemnity paid
- $1,521,741Liability insured
- 32,788Quantity planted
- 3,183Quantity lost
- 98Policies
- 98Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- ARPI/SCO/STAX/MP Crops Only $416,273 indemnity · 6 years
- Drought $80,216 indemnity · 3 years
- Wildlife $3,024 indemnity · 1 years
- Cold Winter $2,271 indemnity · 1 years
- Heat $1,552 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Lawrence County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.