Crop-loss band · South Dakota
Lincoln County, South Dakota — crop-loss band
- 0.72Low end of the filed band
- 1.99Middle of the filed band
- 2.53High end of the filed band
- 2019Worst year filed (5.06)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 2.53 at the high end, with 1.99 in the middle. The worst year filed is 2019, at 5.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $237,466 | $258,089 | $2,249,685 | 59 | 59 | 1.09 |
| 2016 | $868,254 | $1,912,274 | $6,177,551 | 243 | 242 | 2.20 |
| 2017 | $2,182,978 | $1,570,055 | $20,426,434 | 320 | 320 | 0.72 |
| 2018 | $2,445,665 | $3,385,500 | $25,447,500 | 505 | 505 | 1.38 |
| 2019 | $5,400,201 | $27,305,218 | $36,877,031 | 1,023 | 1,023 | 5.06 |
| 2020 | $869,301 | $2,008,016 | $9,519,596 | 287 | 287 | 2.31 |
| 2021 | $1,218,229 | $3,076,882 | $10,951,560 | 235 | 235 | 2.53 |
| 2022 | $12,836,090 | $30,120,029 | $123,795,504 | 1,165 | 1,165 | 2.35 |
| 2023 | $12,837,461 | $24,768,325 | $146,258,213 | 1,167 | 1,166 | 1.93 |
| 2024 | $7,736,268 | $15,417,228 | $80,042,499 | 968 | 968 | 1.99 |
Commodities insured in Lincoln County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.57Low end of the filed band
- 1.98Middle of the filed band
- 2.62High end of the filed band
- 2019Worst year filed (4.65)
- 10Years filed
- $31,932,214Premium filed
- $75,368,113Indemnity paid
- $299,763,316Liability insured
- 390,178Quantity planted
- 392,427Quantity lost
- 3,024Policies
- 3,022Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $31,432,962 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $26,515,057 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $11,023,067 indemnity · 3 years
- Decline in Price $2,095,370 indemnity · 8 years
- Flood $1,149,064 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $949,732 indemnity · 8 years
Soybeans 10 years filed
- 1.47Low end of the filed band
- 1.84Middle of the filed band
- 3.43High end of the filed band
- 2019Worst year filed (6.67)
- 10Years filed
- $14,411,332Premium filed
- $33,787,547Indemnity paid
- $160,107,595Liability insured
- 295,445Quantity planted
- 299,882Quantity lost
- 2,517Policies
- 2,517Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Excess Moisture/Precipitation/Rain $12,892,985 indemnity · 9 years
- Drought $12,486,947 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $5,598,252 indemnity · 3 years
- Hail $833,810 indemnity · 9 years
- Decline in Price $762,650 indemnity · 8 years
- Flood $673,723 indemnity · 4 years
Pasture,Rangeland,Forage 9 years filed
- 0.60Low end of the filed band
- 2.11Middle of the filed band
- 3.36High end of the filed band
- 2024Worst year filed (3.36)
- 9Years filed
- $288,367Premium filed
- $665,956Indemnity paid
- $1,874,662Liability insured
- 10,613Quantity planted
- 0Quantity lost
- 431Policies
- 431Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX Crops Only $665,956 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.