Crop-loss band · South Dakota
Lyman County, South Dakota — crop-loss band
- 1.67Low end of the filed band
- 1.83Middle of the filed band
- 2.38High end of the filed band
- 2015Worst year filed (2.76)
- 10Years filed
Every year the Risk Management Agency has filed for Lyman County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.67 at the low end to 2.38 at the high end, with 1.83 in the middle. The worst year filed is 2015, at 2.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,452,068 | $9,512,430 | $15,121,598 | 530 | 530 | 2.76 |
| 2016 | $1,666,750 | $2,775,185 | $6,549,990 | 250 | 247 | 1.67 |
| 2017 | $5,510,501 | $12,784,259 | $23,856,594 | 927 | 927 | 2.32 |
| 2018 | $2,070,287 | $4,548,958 | $11,461,873 | 327 | 327 | 2.20 |
| 2019 | $3,501,107 | $7,069,927 | $12,491,916 | 449 | 449 | 2.02 |
| 2020 | $2,181,867 | $3,756,537 | $9,821,435 | 427 | 427 | 1.72 |
| 2021 | $7,594,116 | $18,106,636 | $36,872,255 | 718 | 717 | 2.38 |
| 2022 | $6,093,336 | $11,126,275 | $30,445,950 | 579 | 579 | 1.83 |
| 2023 | $8,168,811 | $14,821,325 | $33,704,545 | 674 | 674 | 1.81 |
| 2024 | $5,112,969 | $8,690,635 | $25,594,267 | 597 | 597 | 1.70 |
Commodities insured in Lyman County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.69Low end of the filed band
- 2.37Middle of the filed band
- 2.83High end of the filed band
- 2015Worst year filed (2.93)
- 10Years filed
- $10,078,458Premium filed
- $24,990,519Indemnity paid
- $42,876,081Liability insured
- 218,170Quantity planted
- 210,090Quantity lost
- 1,233Policies
- 1,233Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $15,493,399 indemnity · 9 years
- Cold Winter $4,410,708 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,001,214 indemnity · 3 years
- Hail $993,704 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $874,893 indemnity · 8 years
- Cold Wet Weather $545,676 indemnity · 5 years
Soybeans 10 years filed
- 2.06Low end of the filed band
- 2.21Middle of the filed band
- 3.21High end of the filed band
- 2021Worst year filed (3.34)
- 10Years filed
- $8,200,273Premium filed
- $20,673,979Indemnity paid
- $52,051,755Liability insured
- 152,137Quantity planted
- 149,814Quantity lost
- 841Policies
- 841Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $12,891,181 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,413,762 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $2,115,808 indemnity · 7 years
- Hail $1,500,339 indemnity · 6 years
- Cold Wet Weather $296,658 indemnity · 3 years
- Heat $295,110 indemnity · 4 years
Corn 10 years filed
- 1.24Low end of the filed band
- 1.52Middle of the filed band
- 2.01High end of the filed band
- 2021Worst year filed (2.46)
- 10Years filed
- $11,502,986Premium filed
- $19,450,886Indemnity paid
- $44,435,459Liability insured
- 116,428Quantity planted
- 128,258Quantity lost
- 871Policies
- 870Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $11,464,581 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $2,722,267 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,564,952 indemnity · 9 years
- Hail $1,189,387 indemnity · 8 years
- Heat $661,865 indemnity · 6 years
- Cold Wet Weather $541,925 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.25Low end of the filed band
- 1.59Middle of the filed band
- 2.62High end of the filed band
- 2015Worst year filed (3.66)
- 10Years filed
- $4,729,217Premium filed
- $9,382,496Indemnity paid
- $22,218,281Liability insured
- 703,020Quantity planted
- 0Quantity lost
- 1,422Policies
- 1,422Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- ARPI/SCO/STAX Crops Only $9,382,496 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.59Low end of the filed band
- 1.05Middle of the filed band
- 2.21High end of the filed band
- 2017Worst year filed (2.37)
- 10Years filed
- $5,886,136Premium filed
- $8,941,516Indemnity paid
- $22,901,272Liability insured
- 103,890Quantity planted
- 100,013Quantity lost
- 635Policies
- 632Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $4,364,291 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,989,319 indemnity · 9 years
- Hail $928,891 indemnity · 6 years
- Cold Wet Weather $254,789 indemnity · 4 years
- Heat $173,944 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $74,246 indemnity · 2 years
Sunflowers 10 years filed
- 0.81Low end of the filed band
- 1.90Middle of the filed band
- 2.67High end of the filed band
- 2019Worst year filed (3.03)
- 10Years filed
- $3,693,742Premium filed
- $6,899,505Indemnity paid
- $15,332,990Liability insured
- 58,765Quantity planted
- 55,830Quantity lost
- 335Policies
- 335Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $2,784,476 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,572,661 indemnity · 8 years
- Hail $1,188,080 indemnity · 4 years
- Wind/Excess Wind $605,425 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $516,758 indemnity · 2 years
- Cold Wet Weather $134,751 indemnity · 3 years
Dry Peas 8 years filed
- 1.80Low end of the filed band
- 2.77Middle of the filed band
- 3.91High end of the filed band
- 2024Worst year filed (3.91)
- 8Years filed
- $722,330Premium filed
- $2,024,270Indemnity paid
- $3,763,973Liability insured
- 15,678Quantity planted
- 15,678Quantity lost
- 62Policies
- 62Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- Drought $835,579 indemnity · 5 years
- Hail $433,276 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $392,383 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $303,165 indemnity · 1 years
- Heat $48,626 indemnity · 1 years
- Decline in Price $11,241 indemnity · 1 years
Apiculture 9 years filed
- 0.22Low end of the filed band
- 1.62Middle of the filed band
- 2.39High end of the filed band
- 2022Worst year filed (2.39)
- 9Years filed
- $538,670Premium filed
- $828,996Indemnity paid
- $2,340,613Liability insured
- 13,745Quantity planted
- 0Quantity lost
- 79Policies
- 79Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Lyman County
- ARPI/SCO/STAX Crops Only $828,996 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Lyman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.