Crop-loss band · South Dakota
Marshall County, South Dakota — crop-loss band
- 1.61Low end of the filed band
- 2.12Middle of the filed band
- 4.18High end of the filed band
- 2020Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Marshall County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 4.18 at the high end, with 2.12 in the middle. The worst year filed is 2020, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,586,195 | $2,548,332 | $8,554,872 | 211 | 210 | 1.61 |
| 2016 | $699,630 | $1,414,777 | $3,463,674 | 53 | 53 | 2.02 |
| 2017 | $957,039 | $1,554,572 | $5,219,339 | 104 | 104 | 1.62 |
| 2018 | $469,058 | $1,167,520 | $3,549,612 | 58 | 58 | 2.49 |
| 2019 | $5,000,303 | $20,903,057 | $27,760,375 | 607 | 607 | 4.18 |
| 2020 | $7,408,093 | $33,603,250 | $36,752,806 | 669 | 669 | 4.54 |
| 2021 | $3,418,483 | $9,781,327 | $25,108,875 | 336 | 336 | 2.86 |
| 2022 | $8,410,432 | $33,041,063 | $42,250,929 | 622 | 622 | 3.93 |
| 2023 | $5,612,610 | $11,377,468 | $38,786,220 | 443 | 443 | 2.03 |
| 2024 | $7,607,048 | $16,161,376 | $48,962,930 | 648 | 648 | 2.12 |
Commodities insured in Marshall County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.68Low end of the filed band
- 2.39Middle of the filed band
- 4.07High end of the filed band
- 2020Worst year filed (4.51)
- 10Years filed
- $29,398,101Premium filed
- $95,776,160Indemnity paid
- $163,183,596Liability insured
- 310,216Quantity planted
- 324,870Quantity lost
- 1,768Policies
- 1,767Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Excess Moisture/Precipitation/Rain $71,889,362 indemnity · 10 years
- Drought $12,081,132 indemnity · 9 years
- Cold Wet Weather $6,369,724 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,012,420 indemnity · 3 years
- Decline in Price $1,009,629 indemnity · 8 years
- Hail $958,915 indemnity · 7 years
Soybeans 10 years filed
- 1.29Low end of the filed band
- 2.22Middle of the filed band
- 4.55High end of the filed band
- 2020Worst year filed (5.15)
- 10Years filed
- $9,704,543Premium filed
- $30,686,354Indemnity paid
- $64,879,045Liability insured
- 198,332Quantity planted
- 198,273Quantity lost
- 1,476Policies
- 1,476Policies with a loss
- 3.16Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Excess Moisture/Precipitation/Rain $22,223,605 indemnity · 9 years
- Drought $2,846,832 indemnity · 9 years
- Cold Wet Weather $1,724,640 indemnity · 7 years
- Decline in Price $1,245,471 indemnity · 8 years
- Heat $961,167 indemnity · 8 years
- Hail $935,416 indemnity · 9 years
Pasture,Rangeland,Forage 9 years filed
- 1.21Low end of the filed band
- 1.99Middle of the filed band
- 2.79High end of the filed band
- 2016Worst year filed (2.79)
- 9Years filed
- $1,096,022Premium filed
- $2,278,926Indemnity paid
- $5,979,965Liability insured
- 66,999Quantity planted
- 0Quantity lost
- 315Policies
- 315Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- ARPI/SCO/STAX Crops Only $2,278,926 indemnity · 9 years
All Other Crops 8 years filed
- 1.04Low end of the filed band
- 2.77Middle of the filed band
- 4.18High end of the filed band
- 2016Worst year filed (4.18)
- 8Years filed
- $560,295Premium filed
- $1,683,858Indemnity paid
- $3,714,701Liability insured
- 1,693Quantity planted
- 0Quantity lost
- 22Policies
- 22Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Excess Moisture/Precipitation/Rain $793,330 indemnity · 3 years
- Hail $774,763 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $93,190 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $22,575 indemnity · 1 years
Wheat 10 years filed
- 1.32Low end of the filed band
- 2.45Middle of the filed band
- 3.73High end of the filed band
- 2019Worst year filed (4.27)
- 10Years filed
- $409,930Premium filed
- $1,127,444Indemnity paid
- $2,652,325Liability insured
- 10,449Quantity planted
- 10,764Quantity lost
- 170Policies
- 170Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Excess Moisture/Precipitation/Rain $554,384 indemnity · 9 years
- Drought $305,302 indemnity · 8 years
- Hail $108,632 indemnity · 5 years
- Heat $64,798 indemnity · 4 years
- Cold Wet Weather $28,651 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $22,409 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Marshall County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.