Crop-loss band · South Dakota
McCook County, South Dakota — crop-loss band
- 0.52Low end of the filed band
- 1.74Middle of the filed band
- 2.46High end of the filed band
- 2019Worst year filed (5.27)
- 10Years filed
Every year the Risk Management Agency has filed for McCook County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 2.46 at the high end, with 1.74 in the middle. The worst year filed is 2019, at 5.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $223,389 | $548,573 | $1,491,319 | 108 | 108 | 2.46 |
| 2016 | $2,547,085 | $2,066,454 | $21,087,839 | 510 | 505 | 0.81 |
| 2017 | $2,004,284 | $1,040,702 | $17,384,271 | 382 | 382 | 0.52 |
| 2018 | $446,295 | $812,186 | $3,974,428 | 155 | 154 | 1.82 |
| 2019 | $8,028,000 | $42,300,076 | $48,296,056 | 1,137 | 1,137 | 5.27 |
| 2020 | $1,264,363 | $3,046,603 | $11,550,597 | 699 | 699 | 2.41 |
| 2021 | $10,642,075 | $18,554,324 | $78,830,498 | 1,148 | 1,148 | 1.74 |
| 2022 | $20,838,378 | $50,308,359 | $154,774,961 | 1,670 | 1,665 | 2.41 |
| 2023 | $16,660,184 | $27,387,313 | $137,144,417 | 1,379 | 1,374 | 1.64 |
| 2024 | $11,731,603 | $18,839,407 | $96,532,034 | 1,306 | 1,305 | 1.61 |
Commodities insured in McCook County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.36Low end of the filed band
- 1.77Middle of the filed band
- 4.33High end of the filed band
- 2019Worst year filed (4.82)
- 10Years filed
- $47,452,086Premium filed
- $110,015,938Indemnity paid
- $345,496,614Liability insured
- 410,330Quantity planted
- 460,817Quantity lost
- 3,247Policies
- 3,236Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in McCook County
- Drought $37,716,822 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $34,462,931 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $34,237,191 indemnity · 5 years
- Decline in Price $1,023,707 indemnity · 6 years
- Wind/Excess Wind $922,434 indemnity · 6 years
- Cold Wet Weather $760,772 indemnity · 7 years
Soybeans 10 years filed
- 0.30Low end of the filed band
- 1.71Middle of the filed band
- 2.10High end of the filed band
- 2019Worst year filed (7.41)
- 10Years filed
- $25,324,334Premium filed
- $51,561,577Indemnity paid
- $216,029,865Liability insured
- 365,840Quantity planted
- 380,002Quantity lost
- 3,068Policies
- 3,062Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in McCook County
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $18,946,191 indemnity · 4 years
- Drought $15,557,120 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $15,298,632 indemnity · 10 years
- Cold Wet Weather $427,733 indemnity · 7 years
- Decline in Price $376,426 indemnity · 6 years
- Hail $287,579 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.36Low end of the filed band
- 1.89Middle of the filed band
- 2.44High end of the filed band
- 2015Worst year filed (2.71)
- 10Years filed
- $1,609,236Premium filed
- $3,326,482Indemnity paid
- $9,539,941Liability insured
- 115,368Quantity planted
- 0Quantity lost
- 2,179Policies
- 2,179Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in McCook County
- ARPI/SCO/STAX Crops Only $3,326,482 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the McCook County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.