Crop-loss band · South Dakota
Meade County, South Dakota — crop-loss band
- 1.59Low end of the filed band
- 2.03Middle of the filed band
- 2.69High end of the filed band
- 2021Worst year filed (2.93)
- 10Years filed
Every year the Risk Management Agency has filed for Meade County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.69 at the high end, with 2.03 in the middle. The worst year filed is 2021, at 2.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $946,425 | $2,550,354 | $3,785,699 | 148 | 148 | 2.69 |
| 2016 | $1,733,843 | $3,744,623 | $7,356,013 | 703 | 701 | 2.16 |
| 2017 | $2,663,153 | $6,718,345 | $11,689,811 | 822 | 810 | 2.52 |
| 2018 | $991,519 | $1,973,167 | $3,860,551 | 154 | 154 | 1.99 |
| 2019 | $843,069 | $1,711,176 | $2,135,885 | 64 | 64 | 2.03 |
| 2020 | $1,280,003 | $2,041,423 | $5,463,609 | 309 | 309 | 1.59 |
| 2021 | $2,722,755 | $7,973,031 | $12,217,084 | 615 | 614 | 2.93 |
| 2022 | $2,729,086 | $6,292,421 | $11,581,355 | 346 | 346 | 2.31 |
| 2023 | $1,297,369 | $2,100,430 | $4,988,718 | 222 | 222 | 1.62 |
| 2024 | $3,459,139 | $6,479,150 | $16,058,479 | 518 | 518 | 1.87 |
Commodities insured in Meade County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Forage Production 9 years filed
- 0.94Low end of the filed band
- 2.04Middle of the filed band
- 3.82High end of the filed band
- 2021Worst year filed (3.82)
- 9Years filed
- $5,805,408Premium filed
- $14,569,286Indemnity paid
- $27,055,113Liability insured
- 412,354Quantity planted
- 413,595Quantity lost
- 1,765Policies
- 1,750Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Drought $12,851,262 indemnity · 8 years
- Freeze $670,958 indemnity · 3 years
- Frost $293,986 indemnity · 2 years
- Hail $231,438 indemnity · 7 years
- Cold Wet Weather $201,016 indemnity · 1 years
- Heat $104,668 indemnity · 4 years
Wheat 10 years filed
- 1.29Low end of the filed band
- 2.26Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (2.89)
- 10Years filed
- $5,246,787Premium filed
- $12,091,322Indemnity paid
- $19,099,753Liability insured
- 153,878Quantity planted
- 154,093Quantity lost
- 572Policies
- 572Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Hail $4,482,002 indemnity · 9 years
- Drought $3,910,603 indemnity · 9 years
- Cold Winter $1,091,266 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,034,759 indemnity · 5 years
- Wind/Excess Wind $866,878 indemnity · 5 years
- Decline in Price $318,201 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.98Low end of the filed band
- 1.53Middle of the filed band
- 1.95High end of the filed band
- 2015Worst year filed (3.32)
- 10Years filed
- $3,877,779Premium filed
- $5,788,655Indemnity paid
- $19,592,908Liability insured
- 830,858Quantity planted
- 0Quantity lost
- 1,260Policies
- 1,260Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Meade County
- ARPI/SCO/STAX Crops Only $5,788,655 indemnity · 10 years
Corn 10 years filed
- 1.45Low end of the filed band
- 2.09Middle of the filed band
- 2.94High end of the filed band
- 2021Worst year filed (4.24)
- 10Years filed
- $1,467,843Premium filed
- $4,307,387Indemnity paid
- $6,135,234Liability insured
- 36,276Quantity planted
- 36,177Quantity lost
- 165Policies
- 165Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Drought $2,841,307 indemnity · 7 years
- Heat $623,041 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $453,906 indemnity · 5 years
- Hail $195,329 indemnity · 7 years
- Hot Wind $71,425 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $65,244 indemnity · 3 years
Sunflowers 10 years filed
- 1.39Low end of the filed band
- 2.20Middle of the filed band
- 3.31High end of the filed band
- 2016Worst year filed (3.87)
- 10Years filed
- $1,689,410Premium filed
- $3,694,567Indemnity paid
- $5,797,333Liability insured
- 41,234Quantity planted
- 40,689Quantity lost
- 68Policies
- 68Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Drought $1,824,390 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,024,869 indemnity · 3 years
- Hail $330,351 indemnity · 5 years
- Freeze $132,725 indemnity · 1 years
- Heat $125,044 indemnity · 1 years
- Frost $84,653 indemnity · 1 years
Grain Sorghum 7 years filed
- 1.48Low end of the filed band
- 2.13Middle of the filed band
- 2.31High end of the filed band
- 2023Worst year filed (2.31)
- 7Years filed
- $294,877Premium filed
- $651,787Indemnity paid
- $654,572Liability insured
- 12,240Quantity planted
- 12,240Quantity lost
- 39Policies
- 39Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Drought $580,028 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $32,604 indemnity · 4 years
- Freeze $16,618 indemnity · 1 years
- Hot Wind $11,326 indemnity · 1 years
- Decline in Price $4,499 indemnity · 2 years
- Frost $3,391 indemnity · 1 years
Millet 9 years filed
- 1.30Low end of the filed band
- 2.13Middle of the filed band
- 3.11High end of the filed band
- 2020Worst year filed (3.11)
- 9Years filed
- $284,256Premium filed
- $481,116Indemnity paid
- $802,291Liability insured
- 12,216Quantity planted
- 12,225Quantity lost
- 32Policies
- 32Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Meade County
- Drought $297,014 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $122,768 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $38,650 indemnity · 1 years
- Freeze $11,888 indemnity · 2 years
- Hail $10,797 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Meade County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.