Crop-loss band · South Dakota
Mellette County, South Dakota — crop-loss band
- 1.40Low end of the filed band
- 2.27Middle of the filed band
- 2.79High end of the filed band
- 2021Worst year filed (3.66)
- 10Years filed
Every year the Risk Management Agency has filed for Mellette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 2.79 at the high end, with 2.27 in the middle. The worst year filed is 2021, at 3.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $506,122 | $1,011,689 | $2,026,362 | 149 | 149 | 2.00 |
| 2016 | $619,557 | $869,905 | $2,687,641 | 191 | 188 | 1.40 |
| 2017 | $1,405,506 | $3,295,775 | $6,535,575 | 328 | 327 | 2.34 |
| 2018 | $255,616 | $579,778 | $1,366,026 | 58 | 58 | 2.27 |
| 2019 | $441,666 | $1,200,860 | $1,692,308 | 69 | 69 | 2.72 |
| 2020 | $365,024 | $527,297 | $1,779,552 | 146 | 146 | 1.44 |
| 2021 | $1,831,608 | $6,699,207 | $9,344,733 | 267 | 267 | 3.66 |
| 2022 | $1,370,687 | $3,829,449 | $6,537,487 | 235 | 235 | 2.79 |
| 2023 | $1,653,485 | $4,210,344 | $7,433,361 | 195 | 195 | 2.55 |
| 2024 | $1,615,714 | $3,495,754 | $7,327,768 | 239 | 239 | 2.16 |
Commodities insured in Mellette County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.52Low end of the filed band
- 2.24Middle of the filed band
- 3.15High end of the filed band
- 2021Worst year filed (4.03)
- 10Years filed
- $3,818,244Premium filed
- $9,895,940Indemnity paid
- $15,431,174Liability insured
- 52,767Quantity planted
- 54,210Quantity lost
- 243Policies
- 243Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $6,830,916 indemnity · 8 years
- Heat $932,902 indemnity · 4 years
- Hail $784,492 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $717,069 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $384,696 indemnity · 3 years
- Cold Wet Weather $115,043 indemnity · 2 years
Wheat 10 years filed
- 1.23Low end of the filed band
- 3.43Middle of the filed band
- 4.18High end of the filed band
- 2022Worst year filed (5.04)
- 10Years filed
- $1,506,561Premium filed
- $5,396,825Indemnity paid
- $8,057,532Liability insured
- 43,657Quantity planted
- 42,256Quantity lost
- 216Policies
- 216Policies with a loss
- 3.58Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $1,898,861 indemnity · 9 years
- Hail $1,496,041 indemnity · 8 years
- Cold Winter $660,718 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $510,068 indemnity · 4 years
- Decline in Price $238,783 indemnity · 5 years
- Cold Wet Weather $165,771 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 0.40Low end of the filed band
- 1.65Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (2.51)
- 9Years filed
- $1,744,144Premium filed
- $3,095,862Indemnity paid
- $9,406,781Liability insured
- 363,199Quantity planted
- 0Quantity lost
- 898Policies
- 898Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- ARPI/SCO/STAX Crops Only $3,095,862 indemnity · 9 years
Forage Production 8 years filed
- 1.03Low end of the filed band
- 1.52Middle of the filed band
- 2.99High end of the filed band
- 2021Worst year filed (2.99)
- 8Years filed
- $1,146,276Premium filed
- $2,020,553Indemnity paid
- $4,943,271Liability insured
- 56,750Quantity planted
- 56,751Quantity lost
- 246Policies
- 242Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $1,844,607 indemnity · 8 years
- Freeze $69,390 indemnity · 3 years
- Wind/Excess Wind $33,382 indemnity · 3 years
- Heat $30,702 indemnity · 2 years
- Cold Winter $23,880 indemnity · 1 years
- Frost $13,922 indemnity · 2 years
Soybeans 8 years filed
- 2.15Low end of the filed band
- 2.51Middle of the filed band
- 5.28High end of the filed band
- 2020Worst year filed (5.28)
- 8Years filed
- $664,015Premium filed
- $1,933,528Indemnity paid
- $3,694,885Liability insured
- 16,356Quantity planted
- 16,434Quantity lost
- 78Policies
- 78Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $1,153,924 indemnity · 7 years
- Hail $333,970 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $188,185 indemnity · 6 years
- Heat $117,958 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $77,517 indemnity · 3 years
- Cold Wet Weather $61,975 indemnity · 1 years
Sunflowers 10 years filed
- 1.04Low end of the filed band
- 2.41Middle of the filed band
- 5.18High end of the filed band
- 2018Worst year filed (8.01)
- 10Years filed
- $519,133Premium filed
- $1,732,717Indemnity paid
- $2,454,885Liability insured
- 11,426Quantity planted
- 11,268Quantity lost
- 64Policies
- 64Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $1,471,993 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $122,077 indemnity · 4 years
- Hail $88,394 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $46,125 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $1,771 indemnity · 1 years
- Decline in Price $1,392 indemnity · 3 years
Grain Sorghum 10 years filed
- 1.14Low end of the filed band
- 1.95Middle of the filed band
- 2.84High end of the filed band
- 2020Worst year filed (2.96)
- 10Years filed
- $666,612Premium filed
- $1,644,633Indemnity paid
- $2,742,285Liability insured
- 15,657Quantity planted
- 15,639Quantity lost
- 132Policies
- 132Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Mellette County
- Drought $1,085,596 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $236,133 indemnity · 7 years
- Hail $228,351 indemnity · 4 years
- Heat $62,565 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $12,122 indemnity · 2 years
- Cold Wet Weather $10,401 indemnity · 2 years
Every county-crop the agency files in South Dakota → Buy the Mellette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.